United States 119th Congress Status: In Committee Bipartisan · 1 R · 1 D cosponsors

HR 6337 — ROAD to Housing Act of 2025

Last action — Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced December 01, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 34% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (1 R · 1 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill aims to increase affordable housing availability in America.

This bill is focused on increasing the supply of affordable housing through various programs and reforms. It includes measures for financial literacy, rental assistance, and support for veterans among others.

What this means for you
  • Workers: Increased housing supply may help workers find affordable living options closer to their jobs.
  • Families: This bill could provide more options and support for families seeking affordable housing.
  • Veterans: Veterans may benefit from specific provisions aimed at improving access to housing and loans.

Bill Text

How this bill changes current law

5 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill amends existing housing counseling provisions to enhance performance reviews and introduce new requirements for housing counseling organizations.

  • 12 U.S.C. 1701x

    that the recipients are geographically diverse and include organizations that serve urban or rural areas''; → that the recipients are geographically diverse and include organizations that serve urban or rural areas'';

    The language is modified for clarity regarding geographic diversity in recipient organizations.

  • 12 U.S.C. 1701x

    (6) Performance review.--The Secretary-- (A) may conduct periodic on-site reviews; and (B) shall conduct performance reviews of all participating agencies that-- (i) consists of a review of the participating agency's compliance with all program requirements; and (ii) may take into account the agency's aggregate counselor performance under paragraph (7)(B).

    New performance review requirements for housing counseling agencies are established.

  • 12 U.S.C. 1701x

    (7) Considerations.-- (A) Covered mortgage loan defined.--In this paragraph, the term 'covered mortgage loan' means any loan which is secured by a first or subordinate lien on residential real property (including individual units of condominiums and cooperatives) designed principally for the occupancy of between 1 and 4 families that is-- (i) insured by the Federal Housing Administration under title II of the National Housing Act (12 U.S.C. 1707 et seq.); or (ii) guaranteed under section 184 or 184A of the Housing and Community Development Act of 1992 (12 U.S.C. 1715z-13a, 1715z-13b).

    Defines 'covered mortgage loan' for clarity within the context of housing counseling.

  • 12 U.S.C. 1701x

    (8) Certification.--If, based on the comparison required under paragraph (7)(B), the Secretary determines that a counselor lacks competence to provide counseling in the areas described in subsection (e)(2) and such action will not create a significant loss of capacity for housing counseling services in the service area, the Secretary may-- (A) require continued education coupled with successful completion of a probationary period; (B) require retesting if the counselor continues to demonstrate a lack of competence under paragraph (7)(B); and (C) permanently suspend an individual certification if a counselor fails to demonstrate competence after not fewer than 2 retesting opportunities under subparagraph (B).

    Introduces measures for dealing with inadequate performance by individual counselors.

  • 12 U.S.C. 1701x

    (j) Offering Foreclosure Mitigation Counseling.-- (1) Covered mortgage loan defined.--In this subsection, the term 'covered mortgage loan' means any loan which is secured by a first or subordinate lien on residential real property (including individual units of condominiums) or stock or membership in a cooperative ownership housing corporation designed principally for the occupancy of between 1 and 4 families that is-- (A) insured by the Federal Housing Administration under title II of the National Housing Act (12 U.S.C. 1707 et seq.); (B) guaranteed under section 184 or 184A of the Housing and Community Development Act of 1992 (12 U.S.C. 1715z-13a, 1715z-13b); (C) made, guaranteed, or insured by the Department of Veterans Affairs; or (D) made, guaranteed, or insured by the Department of Agriculture.

    Establishes a new section for offering foreclosure mitigation counseling to borrowers.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  4. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  5. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  6. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  7. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  8. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  9. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  10. Referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  11. Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 545 not signed on

Sponsors (1)

Co-sponsors (1)

Not signed on (545)

545 members have not signed on to this bill.

Show all 545 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

housing veterans technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 6337?
HR 6337 is sponsored by McClain, Lisa C. (Republican) and Himes, James A. (Democratic).
What is the current status of HR 6337?
This bill is in committee in the House. Introduced December 01, 2025. It must pass committee before a floor vote.
Where can I track HR 6337?
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