United States Code

42 U.S.C. § 1474

Loans and grants for repairs or improvements of rural dwellings

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Bills that would change it 43

HR 6644 21st Century ROAD to Housing Act Amends 1474(a) · enacted · 119th Congress
HR 9540 Community Housing Act of 2026 Amends its part · introduced · 119th Congress
S 4773 DASH Act Amends its part · introduced · 119th Congress
HR 6337 ROAD to Housing Act of 2025 Amends 1474(a) · introduced · 119th Congress
HRES 1299 Providing for the concurrence by the House in the Senate amendment to H.R. 6644, with amendment. Amends 1474(a) · introduced · 119th Congress
HR 7609 Rural Development Modernization Act Amends its part · introduced · 119th Congress
S 2296 National Defense Authorization Act for Fiscal Year 2026 Amends 1474(a) · introduced · 119th Congress
HR 5057 Expanding Service Coordinators Act of 2025 Amends its part · introduced · 119th Congress
HR 4957 Rural Housing Service Reform Act of 2025 Amends 1474(a) · introduced · 119th Congress
S 2651 ROAD to Housing Act of 2025 Amends 1474(a) · introduced · 119th Congress
HR 3227 Farm Workforce Modernization Act of 2025 Amends its part · introduced · 119th Congress
S 1260 Rural Housing Service Reform Act of 2025 Amends 1474(a) · introduced · 119th Congress
S 885 Strategy and Investment in Rural Housing Preservation Act of 2025 Amends its part · introduced · 119th Congress
HR 4319 Farm Workforce Modernization Act of 2023 Amends its part · introduced · 118th Congress
HR 7325 Community Housing Act of 2024 Amends its part · introduced · 118th Congress
HR 6970 DASH Act Amends its part · introduced · 118th Congress
HR 6785 Rural Housing Service Reform Act of 2023 Amends · introduced · 118th Congress
S 2790 Rural Housing Service Reform Act of 2023 Amends · introduced · 118th Congress
S 4069 Affordable and Secure Food Act of 2024 Amends its part · introduced · 118th Congress
HR 5359 Rural Development Modernization Act Amends its part · introduced · 118th Congress
S 1490 Strategy and Investment in Rural Housing Preservation Act of 2023 Amends its part · introduced · 118th Congress
S 1389 Rural Housing Service Reform Act of 2023 Amends · introduced · 118th Congress
S 680 DASH Act Amends its part · introduced · 118th Congress
HR 2617 Consolidated Appropriations Act, 2023 Amends its part · enacted · 117th Congress
S 5282 Affordable and Secure Food Act of 2022 Amends its part · introduced · 117th Congress
HR 9439 Honoring Promises to Native Nations Act Amends its part · introduced · 117th Congress
S 5186 Honoring Promises to Native Nations Act Amends its part · introduced · 117th Congress
S 4872 Strategy and Investment in Rural Housing Preservation Act of 2022 Amends its part · introduced · 117th Congress
HR 7981 Public and Federally Assisted Housing Fire Safety Act of 2022 Amends its part · introduced · 117th Congress
S 4442 Public and Federally Assisted Housing Fire Safety Act of 2022 Amends its part · introduced · 117th Congress
HR 5385 Affordable HOME Act Amends its part · introduced · 117th Congress
S 2820 DASH Act Amends its part · introduced · 117th Congress
S 2234 Affordable HOME Act Amends its part · introduced · 117th Congress
HR 1537 To amend the Immigration and Nationality Act to provide for terms and conditions for nonimmigrant workers performing agricultural labor o... Amends its part · introduced · 117th Congress
HR 1603 Farm Workforce Modernization Act of 2021 Amends its part · introduced · 117th Congress
HR 1728 Strategy and Investment in Rural Housing Preservation Act of 2021 Amends its part · introduced · 117th Congress
HR 133 Consolidated Appropriations Act, 2021 Amends its part · enacted · 116th Congress
HR 5038 Farm Workforce Modernization Act of 2019 Amends its part · introduced · 116th Congress
HR 4916 Farm Workforce Modernization Act of 2019 Amends its part · introduced · 116th Congress
S 2160 CO ALERTS Act of 2019 Amends its part · introduced · 116th Congress
HR 3620 Strategy and Investment in Rural Housing Preservation Act of 2019 Amends its part · introduced · 116th Congress
HR 1690 CO ALERTS Act of 2019 Amends its part · introduced · 116th Congress
S 2489 Tribal Food and Housing Security Act Amends its part 1474(a) · introduced · 115th Congress

The law today

From the official United States Code, current through Public Law 119-121.

(a) Prerequisites; purposes; amounts; terms The Secretary may make a loan, grant, or combined loan and grant to an eligible very low-income applicant and may make a loan to an eligible low-income applicant in order to improve or modernize a rural dwelling, to make the dwelling safer or more sanitary, or to remove hazards. The Secretary may make a loan or grant under this subsection to the applicant to cover the cost of any or all repairs, improvements, or additions such as repairing roofs, providing sanitary waste facilities, providing a convenient and sanitary water supply, repairing or providing structural supports, or making similar repairs, additions, improvements, including all preliminary and installation costs in obtaining central water and sewer service. The maximum amount of a grant, a loan, or a loan and grant shall not exceed such limitations as the Secretary determines to be appropriate. Any portion of the sums advanced to the borrower treated as a loan shall be secured and be repayable within twenty years in accordance with the principles and conditions set forth in this subchapter, except that a loan for less than $15,000 need be evidenced only by a promissory note. Sums made available by grant may be made subject to the conditions set forth in this subchapter for the protection of the Government with respect to contributions made on loans made by the Secretary. (b) Additional purposes In order to encourage adequate family-size farms the Secretary may make loans under this section and section 1473 of this title to any applicant whose farm needs enlargement or development in order to provide income sufficient to support decent, safe, and sanitary housing and other farm buildings, and may use the funds made available under clause (b) of section 1483 of this title for such purposes. (c) Weatherization program; development, etc. (1) In addition to other duties specified in this section, the Secretary shall develop and conduct a weatherization program for the purpose of making grants to finance the purchase or installation, or both, of weatherization materials in dwelling units occupied by low-income families. Such grants shall be made to low-income families who own dwelling units or, subject to the provisions of paragraph (2), to owners of such units for the benefit of the low-income tenants residing therein. In making grants under this subsection, the Secretary shall give priority to the weatherization of dwelling units occupied by low-income elderly or handicapped persons. The Secretary shall, in carrying out this section, consult with the Director of the Community Services Administration and the Secretary of Energy for the purpose of coordinating the weatherization program under this subsection, section 2809(a)(12) of this title, and part A of the Energy Conservation in Existing Buildings Act of 1976 [42 U.S.C. 6861 et seq.]. (2) In the case of any grant made under this subsection to an owner of a rental dwelling unit the Secretary shall provide that (A) the benefits of weatherization assistance in connection with such unit will accrue primarily to the low-income family residing therein, (B) the rents on such dwelling unit will not be raised because of any increase in value thereof due solely to weatherization assistance provided under this subsection, and (C) no undue or excessive enhancement will occur to the value of such unit. (3) In carrying out this subsection, the Secretary shall (A) implement the weatherization standards described in paragraphs (2)(A) and (3) of section 413(b) of the Energy Conservation in Existing Buildings Act of 1976 [42 U.S.C. 6863(b)], and (B) provide that, with respect to any dwelling unit, not more than $800 of any grant made under this section be expended on weatherization materials and related matters described in section 415(c) of the Energy Conservation in Existing Buildings Act of 1976 [42 U.S.C. 6865(c)], except that the Secretary shall increase such amount to not more than $1,500 to cover labor costs in areas where the Secretary, in consultation with the Secretary of Labor, determines there is an insufficient number of volunteers and training participants and public service employment workers, assisted pursuant to title I of the Workforce Innovation and Opportunity Act [29 U.S.C. 3111 et seq.] or the Community Service Senior Opportunities Act [42 U.S.C. 3056 et seq.], available to work on weatherization projects under the supervision of qualified supervisors. (4) For purposes of this subsection, the terms “elderly,” “handicapped person,” “low income,” and “weatherization materials” shall have the same meanings given such terms in paragraphs (3), (5), (7), and (9), respectively, of section 412 of the Energy Conservation in Existing Buildings Act of 1976 [42 U.S.C. 6862].

Official text at uscode.house.gov ↗