Michigan 2025-2026 Regular Session Status: Passed House 1 D cosponsors

HB 5255 — Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: HB 5254'25

Last action — REFERRED TO COMMITTEE OF THE WHOLE

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the House. Introduced June 25, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the Senate.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 48% · moderate confidence

  • Passed House

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

This bill prohibits foreclosure or wage garnishment due to medical debt.

The bill creates a new law that prevents homeowners from losing their property and workers from having their wages taken due to unpaid medical bills. It aims to address issues related to medical debt and its impact on financial stability.

What this means for you
  • Workers: If you have medical debt, you won't risk losing your home or wages because of unpaid bills.
  • Families: This bill aims to protect your family's financial security by preventing foreclosure and wage garnishment linked to medical expenses.

Summary

Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: HB 5254'25

Bill Text

What changed in the latest version

13 added · 9 removed

Plain-language change summary

The amendment to Bill HB 5255 added a requirement that it will only take effect if two specific bills, including Senate Bill No. 95 and House Bill No. 5254, are also passed. Previously, it only depended on the passage of House Bill No. 5254. This change matters because it creates a stronger connection between multiple pieces of legislation, ensuring that they work together before this bill can become law.

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SUBSTITUTE FOR HOUSE BILL NO.
HB-5255, As Passed House, June 23, 2026 SUBSTITUTE FOR HOUSE BILL NO.
(c) "Emergency medical condition" means, regardless of the final diagnosis rendered, the condition of an emergency patient, as CCP H04262'25 (H-4) a8bu6w 1 that term is defined in section 20904 of the public health code, 1978 PA 368, MCL 333.20904.
(c) "Emergency medical condition" means, regardless of the final diagnosis rendered, the condition of an emergency patient, as CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9 1 that term is defined in section 20904 of the public health code, 1978 PA 368, MCL 333.20904.
CCP H04262'25 (H-4) a8bu6w 1 (i) The action involves reporting adverse information about an individual to consumer reporting agencies.
CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9 1 (i) The action involves reporting adverse information about an individual to consumer reporting agencies.
(iii) A service furnished to an individual for the purpose of CCP H04262'25 (H-4) a8bu6w 1 preventing, alleviating, curing, or healing human physical illness or injury, or behavioral, mental health, or substance use disorder.
(iii) A service furnished to an individual for the purpose of CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9 1 preventing, alleviating, curing, or healing human physical illness or injury, or behavioral, mental health, or substance use disorder.
(m) "Medical debt collector" means a person that regularly collects or attempts to collect, directly or indirectly, medical debts originally owed, due, or asserted to be owed or due to CCP H04262'25 (H-4) a8bu6w 1 another.
(m) "Medical debt collector" means a person that regularly collects or attempts to collect, directly or indirectly, medical debts originally owed, due, or asserted to be owed or due to CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9 1 another.
(a) The medical debt buyer is prohibited from engaging in any CCP H04262'25 (H-4) a8bu6w 1 extraordinary collection action described in subsection (3) to obtain payment.
(a) The medical debt buyer is prohibited from engaging in any CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9 1 extraordinary collection action described in subsection (3) to obtain payment.
(b) A list of any extraordinary collection actions that will CCP H04262'25 (H-4) a8bu6w 1 be taken to obtain payment.
(b) A list of any extraordinary collection actions that will CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9 1 be taken to obtain payment.
This act does not take effect unless House Bill No.
This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:
5254 of the 103rd Legislature is enacted into law.
(a) Senate Bill No.
Final Page CCP H04262'25 (H-4) a8bu6w
95.
(b) House Bill No.
5254.
Final Page CCP H04262'25 (H-4)_HB5255_APH_1 18y2j9
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Action History

  1. REFERRED TO COMMITTEE OF THE WHOLE

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 146 not signed on · 11 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (146)

146 members have not signed on to this bill.

Show all 146 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

passed; given immediate effect

Passed 95 Yea · 11 Nay · 4 Other
Party YeaNayPresentNot Voting
Republican 471000
Democrat 46000
Unaffiliated 2100
Total 951100
% of votes cast 90%10%0%0%
How each member voted (106)
Member Party Vote
Myers-Phillips — Yea
O’Neal — Yea
Outman — Nay
Alabas Farhat Democrat Yea
Angela Witwer Democrat Yea
Betsy Coffia Democrat Yea
Carol Glanville Democrat Yea
Carrie Rheingans Democrat Yea
Cynthia Neeley Democrat Yea
Denise Mentzer Democrat Yea
Donavan McKinney Democrat Yea
Dylan Wegela Democrat Yea
Emily Dievendorf Democrat Yea
Erin Byrnes Democrat Yea
Jason M Hoskins Democrat Yea
Jason Morgan Democrat Yea
Jasper Martus Democrat Yea
Jennifer Conlin Democrat Yea
Jimmie Wilson Jr Democrat Yea
Joey Andrews Democrat Yea
John Fitzgerald Democrat Yea
Joseph Tate Democrat Yea
Julie Brixie Democrat Yea
Julie M. Rogers Democrat Yea
Kara Hope Democrat Yea
Kelly A Breen Democrat Yea
Kimberly Edwards Democrat Yea
Kristian Grant Democrat Yea
Laurie Pohutsky Democrat Yea
Mai Xiong Democrat Yea
Matt Koleszar Democrat Yea
Matt Longjohn Democrat Yea
Mike McFall Democrat Yea
Morgan Foreman Democrat Yea
Natalie Price Democrat Yea
Noah Arbit Democrat Yea
Penelope Tsernoglou Democrat Yea
Peter Herzberg Democrat Yea
Phil Skaggs Democrat Yea
Ranjeev Puri Democrat Yea
Reggie Miller Democrat Yea
Samantha Steckloff Democrat Yea
Sharon MacDonell Democrat Yea
Stephanie A Young Democrat Yea
Stephen Wooden Democrat Yea
Tullio Liberati Jr. Democrat Yea
Tyrone Carter Democrat Yea
Veronica Paiz Democrat Yea
Will Snyder Democrat Yea
Alicia St. Germaine Republican Yea
Angela Rigas Republican Yea
Ann M. Bollin Republican Yea
Bill Schuette Republican Yea
Brad Paquette Republican Yea
Bradley Slagh Republican Yea
Brian BeGole Republican Yea
Bryan Posthumus Republican Yea
Cameron Cavitt Republican Yea
Curtis S VanderWall Republican Yea
David Prestin Republican Yea
David W. Martin Republican Yea
Donni Steele Republican Nay
Douglas C Wozniak Republican Yea
Gina Johnsen Republican Yea
Greg VanWoerkom Republican Nay
Gregory Alexander Republican Yea
Gregory Markkanen Republican Yea
Jaime Greene Republican Nay
James DeSana Republican Nay
Jamie Thompson Republican Nay
Jason Woolford Republican Yea
Jay DeBoyer Republican Yea
Jennifer Wortz Republican Nay
Jerry Neyer Republican Yea
John R. Roth Republican Yea
Joseph A. Aragona Republican Yea
Joseph Fox Republican Nay
Joseph Pavlov Republican Yea
Josh Schriver Republican Yea
Karl Bohnak Republican Yea
Kathy Schmaltz Republican Yea
Ken Borton Republican Yea
Luke Meerman Republican Yea
Mark A Tisdel Republican Yea
Matt Hall Republican Yea
Matt Maddock Republican Yea
Matthew Bierlein Republican Yea
Mike Harris Republican Yea
Mike Hoadley Republican Yea
Mike Mueller Republican Yea
Nancy DeBoer Republican Yea
Nancy Jenkins-Arno Republican Yea
Parker Fairbairn Republican Yea
Pauline Wendzel Republican Yea
Phil Green Republican Nay
Rachelle Smit Republican Yea
Ron Robinson Republican Yea
Rylee Linting Republican Yea
Sarah Lightner Republican Yea
Steve Carra Republican Nay
Steve Frisbie Republican Yea
Thomas Kuhn Republican Yea
Tim Kelly Republican Yea
Timothy Beson Republican Yea
Tom Kunse Republican Yea
William Bruck Republican Nay

Official roll call →

passed; given immediate effect Roll Call #242 Yeas 95 Nays 11 Excused 0 Not Voting 4

Passed 95 Yea · 11 Nay
Party YeaNayPresentNot Voting
Republican 461100
Democrat 46000
Unaffiliated 3000
Total 951100
% of votes cast 90%10%0%0%
How each member voted (106)
Member Party Vote
Myers-Phillips — Yea
O’Neal — Yea
St. Germaine — Yea
Alabas Farhat Democrat Yea
Angela Witwer Democrat Yea
Betsy Coffia Democrat Yea
Carol Glanville Democrat Yea
Carrie Rheingans Democrat Yea
Cynthia Neeley Democrat Yea
Denise Mentzer Democrat Yea
Donavan McKinney Democrat Yea
Dylan Wegela Democrat Yea
Emily Dievendorf Democrat Yea
Erin Byrnes Democrat Yea
Jason M Hoskins Democrat Yea
Jason Morgan Democrat Yea
Jasper Martus Democrat Yea
Jennifer Conlin Democrat Yea
Jimmie Wilson Jr Democrat Yea
Joey Andrews Democrat Yea
John Fitzgerald Democrat Yea
Joseph Tate Democrat Yea
Julie Brixie Democrat Yea
Julie M. Rogers Democrat Yea
Kara Hope Democrat Yea
Kelly A Breen Democrat Yea
Kimberly Edwards Democrat Yea
Kristian Grant Democrat Yea
Laurie Pohutsky Democrat Yea
Mai Xiong Democrat Yea
Matt Koleszar Democrat Yea
Matt Longjohn Democrat Yea
Mike McFall Democrat Yea
Morgan Foreman Democrat Yea
Natalie Price Democrat Yea
Noah Arbit Democrat Yea
Penelope Tsernoglou Democrat Yea
Peter Herzberg Democrat Yea
Phil Skaggs Democrat Yea
Ranjeev Puri Democrat Yea
Reggie Miller Democrat Yea
Samantha Steckloff Democrat Yea
Sharon MacDonell Democrat Yea
Stephanie A Young Democrat Yea
Stephen Wooden Democrat Yea
Tullio Liberati Jr. Democrat Yea
Tyrone Carter Democrat Yea
Veronica Paiz Democrat Yea
Will Snyder Democrat Yea
Angela Rigas Republican Yea
Ann M. Bollin Republican Yea
Bill Schuette Republican Yea
Brad Paquette Republican Yea
Bradley Slagh Republican Yea
Brian BeGole Republican Yea
Bryan Posthumus Republican Yea
Cameron Cavitt Republican Yea
Curtis S VanderWall Republican Yea
David Prestin Republican Yea
David W. Martin Republican Yea
Donni Steele Republican Nay
Douglas C Wozniak Republican Yea
Gina Johnsen Republican Yea
Greg VanWoerkom Republican Nay
Gregory Alexander Republican Yea
Gregory Markkanen Republican Yea
Jaime Greene Republican Nay
James DeSana Republican Nay
Jamie Thompson Republican Nay
Jason Woolford Republican Yea
Jay DeBoyer Republican Yea
Jennifer Wortz Republican Nay
Jerry Neyer Republican Yea
John R. Roth Republican Yea
Joseph A. Aragona Republican Yea
Joseph Fox Republican Nay
Joseph Pavlov Republican Yea
Josh Schriver Republican Yea
Karl Bohnak Republican Yea
Kathy Schmaltz Republican Yea
Ken Borton Republican Yea
Luke Meerman Republican Yea
Mark A Tisdel Republican Yea
Matt Hall Republican Yea
Matt Maddock Republican Yea
Matthew Bierlein Republican Yea
Mike Harris Republican Yea
Mike Hoadley Republican Yea
Mike Mueller Republican Yea
Nancy DeBoer Republican Yea
Nancy Jenkins-Arno Republican Yea
Parker Fairbairn Republican Yea
Pauline Wendzel Republican Yea
Phil Green Republican Nay
Rachelle Smit Republican Yea
Rick Outman Republican Nay
Ron Robinson Republican Yea
Rylee Linting Republican Yea
Sarah Lightner Republican Yea
Steve Carra Republican Nay
Steve Frisbie Republican Yea
Thomas Kuhn Republican Yea
Tim Kelly Republican Yea
Timothy Beson Republican Yea
Tom Kunse Republican Yea
William Bruck Republican Nay

Official roll call →

Subjects

public-safety housing civil-rights healthcare labor health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 5255 do?
Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: HB 5254'25
Who sponsors HB 5255?
HB 5255 is sponsored by Laurie Pohutsky (Democrat).
What is the current status of HB 5255?
This bill has passed the House. Introduced June 25, 2026. It now moves to the second chamber.
Where can I track HB 5255?
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