HB 5825 — Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
Last action — assigned PA 254'24
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced June 18, 2024. Enacted.
Signed by Governor Gretchen Whitmer (Democratic) on December 31, 2024.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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25 sponsors
1 primary, 24 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (17 D · 3 R) — cross-party backing.
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Mixed recorded votes
1 passed, 1 failed in recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
We don't have the full text on file for this bill yet.
Read HB 5825 on the official Michigan source →Action History
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assigned PA 254'24
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filed with Secretary of State 01/21/2025 02:20 PM
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approved by the Governor 01/21/2025 01:26 PM
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presented to the Governor 01/08/2025 12:40 PM
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bill ordered enrolled 12/23/2024
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returned from Senate without amendment with full title
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RETURNED TO HOUSE
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INSERTED FULL TITLE
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PASSED ROLL CALL # 679 YEAS 20 NAYS 18 EXCUSED 0 NOT VOTING 0
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PLACED ON IMMEDIATE PASSAGE
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RULES SUSPENDED
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PLACED ON ORDER OF THIRD READING
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REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)
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RULES SUSPENDED FOR IMMEDIATE CONSIDERATION
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PLACED ON ORDER OF GENERAL ORDERS
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DISCHARGE COMMITTEE APPROVED
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REFERRED TO COMMITTEE ON GOVERNMENT OPERATIONS
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PASSED BY HOUSE WITH IMMEDIATE EFFECT
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full title agreed to
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transmitted
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passed; given immediate effect Roll Call # 406 Yeas 56 Nays 52 Excused 0 Not Voting 2
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read a third time
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placed on immediate passage
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placed on third reading
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substitute (H-3) adopted
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read a second time
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referred to second reading
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reported with recommendation without amendment
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bill electronically reproduced 06/20/2024
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referred to Committee on Insurance and Financial Services
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read a first time
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introduced by Representative Julie M. Rogers
Sponsors
- Julie M. Rogers · Primary
- John R. Roth · Cosponsor
- Felicia Brabec · Cosponsor
- Matt Koleszar · Cosponsor
- Julie Brixie · Cosponsor
- Veronica Paiz · Cosponsor
- Kimberly Edwards · Cosponsor
- Matthew Bierlein · Cosponsor
- Donavan McKinney · Cosponsor
- Jenn Hill · Cosponsor
- Mike McFall · Cosponsor
- Mai Xiong · Cosponsor
- Jim Haadsma · Cosponsor
- Carrie Rheingans · Cosponsor
- Kara Hope · Cosponsor
- Samantha Steckloff · Cosponsor
- Penelope Tsernoglou · Cosponsor
- John Fitzgerald · Cosponsor
- Rachel Hood · Cosponsor
- Natalie Price · Cosponsor
- Pat Outman · Cosponsor
- Brenda Carter · Cosponsor
- Noah Arbit · Cosponsor
- Helena Scott · Cosponsor
- Abraham Aiyash · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 24 co-sponsors · 122 not signed on · 44 voted No
Sponsors (1)
- Julie M. Rogers Democrat
Co-sponsors (24)
- John R. Roth Republican Voted No
- Felicia Brabec
- Matt Koleszar Democrat
- Julie Brixie Democrat
- Veronica Paiz Democrat
- Kimberly Edwards Democrat
- Matthew Bierlein Republican Voted No
- Donavan McKinney Democrat
- Jenn Hill
- Mike McFall Democrat
- Mai Xiong Democrat
- Jim Haadsma
- Carrie Rheingans Democrat
- Kara Hope Democrat
- Samantha Steckloff Democrat
- Penelope Tsernoglou Democrat
- John Fitzgerald Democrat
- Rachel Hood
- Natalie Price Democrat
- Pat Outman Republican Voted No
- Brenda Carter Democrat
- Noah Arbit Democrat
- Helena Scott Democrat
- Abraham Aiyash
Not signed on (122)
122 members have not signed on to this bill.
Show all 122 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 0 | 1 | 0 | 0 |
| Republican | 0 | 1 | 0 | 0 |
| Total | 0 | 2 | 0 | 0 |
| % of votes cast | 0% | 100% | 0% | 0% |
How each member voted (2)
| Member | Party | Vote |
|---|---|---|
| Lindsey McBroom Nesbitt Outman | — | Nay |
| Michael Webber | Republican | Nay |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 7 | 0 | 0 |
| Democrat | 46 | 0 | 0 | 0 |
| Republican | 0 | 45 | 0 | 0 |
| Total | 56 | 52 | 0 | 0 |
| % of votes cast | 52% | 48% | 0% | 0% |
How each member voted (108)
| Member | Party | Vote |
|---|---|---|
| Aiyash | — | Yea |
| Shannon | — | Yea |
| Brabec | — | Yea |
| Haadsma | — | Yea |
| Morse | — | Yea |
| Hill | — | Yea |
| Hood | — | Yea |
| OâNeal | — | Yea |
| Churches | — | Yea |
| Whitsett | — | Yea |
| Beeler | — | Nay |
| Filler | — | Nay |
| Fink | — | Nay |
| Bezotte | — | Nay |
| Friske | — | Nay |
| Zorn | — | Nay |
| St. Germaine | — | Nay |
| Alabas Farhat | Democrat | Yea |
| Angela Witwer | Democrat | Yea |
| Betsy Coffia | Democrat | Yea |
| Brenda Carter | Democrat | Yea |
| Carol Glanville | Democrat | Yea |
| Carrie Rheingans | Democrat | Yea |
| Cynthia Neeley | Democrat | Yea |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Yea |
| Dylan Wegela | Democrat | Yea |
| Emily Dievendorf | Democrat | Yea |
| Erin Byrnes | Democrat | Yea |
| Helena Scott | Democrat | Yea |
| Jason M Hoskins | Democrat | Yea |
| Jason Morgan | Democrat | Yea |
| Jasper Martus | Democrat | Yea |
| Jennifer Conlin | Democrat | Yea |
| Jimmie Wilson Jr | Democrat | Yea |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Yea |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Yea |
| Julie M. Rogers | Democrat | Yea |
| Kara Hope | Democrat | Yea |
| Kelly A Breen | Democrat | Yea |
| Kimberly Edwards | Democrat | Yea |
| Kristian Grant | Democrat | Yea |
| Laurie Pohutsky | Democrat | Yea |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Yea |
| Mike McFall | Democrat | Yea |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Yea |
| Penelope Tsernoglou | Democrat | Yea |
| Peter Herzberg | Democrat | Yea |
| Phil Skaggs | Democrat | Yea |
| Ranjeev Puri | Democrat | Yea |
| Reggie Miller | Democrat | Yea |
| Regina Weiss | Democrat | Yea |
| Samantha Steckloff | Democrat | Yea |
| Sharon MacDonell | Democrat | Yea |
| Stephanie A Young | Democrat | Yea |
| Tullio Liberati Jr. | Democrat | Yea |
| Tyrone Carter | Democrat | Yea |
| Veronica Paiz | Democrat | Yea |
| Will Snyder | Democrat | Yea |
| Angela Rigas | Republican | Nay |
| Ann M. Bollin | Republican | Nay |
| Bill Schuette | Republican | Nay |
| Brad Paquette | Republican | Nay |
| Bradley Slagh | Republican | Nay |
| Brian BeGole | Republican | Nay |
| Bryan Posthumus | Republican | Nay |
| Cameron Cavitt | Republican | Nay |
| David Prestin | Republican | Nay |
| David W. Martin | Republican | Nay |
| Douglas C Wozniak | Republican | Nay |
| Gina Johnsen | Republican | Nay |
| Greg VanWoerkom | Republican | Nay |
| Gregory Alexander | Republican | Nay |
| Gregory Markkanen | Republican | Nay |
| Jaime Greene | Republican | Nay |
| James DeSana | Republican | Nay |
| Jamie Thompson | Republican | Nay |
| Jay DeBoyer | Republican | Nay |
| Jerry Neyer | Republican | Nay |
| John R. Roth | Republican | Nay |
| Joseph A. Aragona | Republican | Nay |
| Joseph Fox | Republican | Nay |
| Josh Schriver | Republican | Nay |
| Kathy Schmaltz | Republican | Nay |
| Ken Borton | Republican | Nay |
| Luke Meerman | Republican | Nay |
| Mark A Tisdel | Republican | Nay |
| Matt Hall | Republican | Nay |
| Matt Maddock | Republican | Nay |
| Matthew Bierlein | Republican | Nay |
| Mike Harris | Republican | Nay |
| Mike Hoadley | Republican | Nay |
| Mike Mueller | Republican | Nay |
| Nancy DeBoer | Republican | Nay |
| Pat Outman | Republican | Nay |
| Pauline Wendzel | Republican | Nay |
| Phil Green | Republican | Nay |
| Rachelle Smit | Republican | Nay |
| Sarah Lightner | Republican | Nay |
| Steve Carra | Republican | Nay |
| Thomas Kuhn | Republican | Nay |
| Timothy Beson | Republican | Nay |
| Tom Kunse | Republican | Nay |
| William Bruck | Republican | Nay |
Subjects
Frequently asked questions
- Who sponsors HB 5825?
- HB 5825 is sponsored by Julie M. Rogers (Democrat), John R. Roth (Republican), Felicia Brabec, Matt Koleszar (Democrat), Julie Brixie (Democrat), Veronica Paiz (Democrat), Kimberly Edwards (Democrat), Matthew Bierlein (Republican), Donavan McKinney (Democrat), Jenn Hill, Mike McFall (Democrat), Mai Xiong (Democrat), Jim Haadsma, Carrie Rheingans (Democrat), Kara Hope (Democrat), Samantha Steckloff (Democrat), Penelope Tsernoglou (Democrat), John Fitzgerald (Democrat), Rachel Hood, Natalie Price (Democrat), Pat Outman (Republican), Brenda Carter (Democrat), Noah Arbit (Democrat), Helena Scott (Democrat), and Abraham Aiyash.
- What is the current status of HB 5825?
- This bill has been enacted into law. Introduced June 18, 2024. Enacted.
- Where can I track HB 5825?
- Track HB 5825 free on One Click Politics — get push/email alerts when it moves.
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