Georgia 2025-2026 Regular Session Status: Enacted 2 R cosponsors

HB 945 — Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide

Last action — House Date Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 12, 2026. Enacted.

Signed by Governor Brian Kemp (Republican) on May 11, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 60% · moderate confidence
  • Enacted

    Current position in the legislative process.

  • 3 sponsors

    1 primary, 2 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

  • Mixed recorded votes

    4 passed, 3 failed in recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.

Bill Text

Action History

  1. Effective Date

  2. Act 478

  3. House Date Signed by Governor

  4. House Sent to Governor

  5. Senate Passed/Adopted

  6. Senate Third Read

  7. Senate Read Second Time

  8. Senate Committee Favorably Reported

  9. Senate Read and Referred

  10. House Passed/Adopted By Substitute

  11. House Third Readers

  12. House Committee Favorably Reported By Substitute

  13. House Second Readers

  14. House First Readers

  15. House Hopper

Sponsors

Sponsorship breakdown

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1 sponsors · 2 co-sponsors · 244 not signed on · 55 voted No

Sponsors (1)

Co-sponsors (2)

Not signed on (244)

244 members have not signed on to this bill.

Show all 244 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Failed 21 Yea · 28 Nay · 7 Other
Party YeaNayPresentNot Voting
Republican 141404
Democrat 71402
Unaffiliated 0001
Total 212807
% of votes cast 38%50%0%13%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
David Lucas Democrat Nay
Derek Mallow Democrat Nay
Donzella James Democrat Yea
Ed Harbison Democrat Nay
Elena Parent Democrat Yea
Emanuel Jones Democrat Nay
Freddie Powell Sims Democrat Not Voting
Gail Davenport Democrat Nay
Harold Jones II Democrat Not Voting
Jaha Howard Democrat Yea
Josh McLaurin Democrat Yea
Kenya Wicks Democrat Nay
Kim Jackson Democrat Yea
Michael 'Doc' Rhett Democrat Nay
Nabilah Parkes Democrat Nay
Nan Orrock Democrat Yea
Nikki Merritt Democrat Nay
RaShaun Kemp Democrat Nay
Randal Mangham Democrat Yea
Sally Harrell Democrat Nay
Sheikh Rahman Democrat Nay
Sonya Halpern Democrat Nay
Tonya Anderson Democrat Nay
Ben Watson Republican Yea
Bill Cowsert Republican Yea
Billy Hickman Republican Nay
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brian Strickland Republican Not Voting
Carden Summers Republican Nay
Chuck Hufstetler Republican Yea
Chuck Payne Republican Nay
Clint Dixon Republican Yea
Drew Echols Republican Nay
Ed Setzler Republican Yea
Frank Ginn Republican Not Voting
Greg Dolezal Republican Nay
Jason Anavitarte Republican Yea
Jason T. Dickerson Republican Nay
John Albers Republican Yea
Kay Kirkpatrick Republican Nay
Larry Walker, III Republican Not Voting
Lee Anderson Republican Nay
Marty Harbin Republican Nay
Matt Brass Republican Nay
Max Burns Republican Yea
Mike Hodges Republican Nay
Randy Robertson Republican Nay
Rick Williams Republican Nay
Russ Goodman Republican Yea
Sam Watson Republican Yea
Shawn Still Republican Not Voting
Steve Gooch Republican Nay
Steven McNeel Republican Yea
Timothy Bearden Republican Yea

Official roll call →

MOTION TO RESOLVE DEBATE

Passed 43 Yea · 3 Nay · 10 Other
Party YeaNayPresentNot Voting
Republican 26105
Democrat 17204
Unaffiliated 0001
Total 433010
% of votes cast 77%5%0%18%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
David Lucas Democrat Not Voting
Derek Mallow Democrat Nay
Donzella James Democrat Yea
Ed Harbison Democrat Yea
Elena Parent Democrat Yea
Emanuel Jones Democrat Nay
Freddie Powell Sims Democrat Not Voting
Gail Davenport Democrat Yea
Harold Jones II Democrat Not Voting
Jaha Howard Democrat Yea
Josh McLaurin Democrat Yea
Kenya Wicks Democrat Yea
Kim Jackson Democrat Yea
Michael 'Doc' Rhett Democrat Yea
Nabilah Parkes Democrat Yea
Nan Orrock Democrat Yea
Nikki Merritt Democrat Yea
RaShaun Kemp Democrat Yea
Randal Mangham Democrat Yea
Sally Harrell Democrat Yea
Sheikh Rahman Democrat Yea
Sonya Halpern Democrat Not Voting
Tonya Anderson Democrat Yea
Ben Watson Republican Yea
Bill Cowsert Republican Nay
Billy Hickman Republican Yea
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brian Strickland Republican Not Voting
Carden Summers Republican Yea
Chuck Hufstetler Republican Yea
Chuck Payne Republican Yea
Clint Dixon Republican Yea
Drew Echols Republican Yea
Ed Setzler Republican Yea
Frank Ginn Republican Yea
Greg Dolezal Republican Yea
Jason Anavitarte Republican Not Voting
Jason T. Dickerson Republican Yea
John Albers Republican Not Voting
Kay Kirkpatrick Republican Yea
Larry Walker, III Republican Not Voting
Lee Anderson Republican Yea
Marty Harbin Republican Yea
Matt Brass Republican Yea
Max Burns Republican Yea
Mike Hodges Republican Yea
Randy Robertson Republican Yea
Rick Williams Republican Yea
Russ Goodman Republican Yea
Sam Watson Republican Yea
Shawn Still Republican Not Voting
Steve Gooch Republican Yea
Steven McNeel Republican Yea
Timothy Bearden Republican Yea

Official roll call →

Failed 17 Yea · 31 Nay · 8 Other
Party YeaNayPresentNot Voting
Republican 02804
Democrat 17303
Unaffiliated 0001
Total 173108
% of votes cast 30%55%0%14%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
David Lucas Democrat Not Voting
Derek Mallow Democrat Yea
Donzella James Democrat Yea
Ed Harbison Democrat Nay
Elena Parent Democrat Yea
Emanuel Jones Democrat Nay
Freddie Powell Sims Democrat Nay
Gail Davenport Democrat Yea
Harold Jones II Democrat Not Voting
Jaha Howard Democrat Yea
Josh McLaurin Democrat Yea
Kenya Wicks Democrat Yea
Kim Jackson Democrat Yea
Michael 'Doc' Rhett Democrat Yea
Nabilah Parkes Democrat Yea
Nan Orrock Democrat Yea
Nikki Merritt Democrat Yea
RaShaun Kemp Democrat Yea
Randal Mangham Democrat Yea
Sally Harrell Democrat Yea
Sheikh Rahman Democrat Yea
Sonya Halpern Democrat Not Voting
Tonya Anderson Democrat Yea
Ben Watson Republican Nay
Bill Cowsert Republican Nay
Billy Hickman Republican Nay
Blake Tillery Republican Nay
Bo Hatchett Republican Nay
Brian Strickland Republican Not Voting
Carden Summers Republican Nay
Chuck Hufstetler Republican Nay
Chuck Payne Republican Nay
Clint Dixon Republican Nay
Drew Echols Republican Nay
Ed Setzler Republican Nay
Frank Ginn Republican Not Voting
Greg Dolezal Republican Nay
Jason Anavitarte Republican Nay
Jason T. Dickerson Republican Nay
John Albers Republican Nay
Kay Kirkpatrick Republican Nay
Larry Walker, III Republican Not Voting
Lee Anderson Republican Nay
Marty Harbin Republican Nay
Matt Brass Republican Nay
Max Burns Republican Nay
Mike Hodges Republican Nay
Randy Robertson Republican Nay
Rick Williams Republican Nay
Russ Goodman Republican Nay
Sam Watson Republican Nay
Shawn Still Republican Not Voting
Steve Gooch Republican Nay
Steven McNeel Republican Nay
Timothy Bearden Republican Nay

Official roll call →

PASSAGE

Passed 50 Yea · 0 Nay · 6 Other
Party YeaNayPresentNot Voting
Republican 28004
Democrat 22001
Unaffiliated 0001
Total 50006
% of votes cast 89%0%0%11%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
David Lucas Democrat Yea
Derek Mallow Democrat Yea
Donzella James Democrat Yea
Ed Harbison Democrat Yea
Elena Parent Democrat Yea
Emanuel Jones Democrat Yea
Freddie Powell Sims Democrat Yea
Gail Davenport Democrat Yea
Harold Jones II Democrat Not Voting
Jaha Howard Democrat Yea
Josh McLaurin Democrat Yea
Kenya Wicks Democrat Yea
Kim Jackson Democrat Yea
Michael 'Doc' Rhett Democrat Yea
Nabilah Parkes Democrat Yea
Nan Orrock Democrat Yea
Nikki Merritt Democrat Yea
RaShaun Kemp Democrat Yea
Randal Mangham Democrat Yea
Sally Harrell Democrat Yea
Sheikh Rahman Democrat Yea
Sonya Halpern Democrat Yea
Tonya Anderson Democrat Yea
Ben Watson Republican Yea
Bill Cowsert Republican Yea
Billy Hickman Republican Yea
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brian Strickland Republican Not Voting
Carden Summers Republican Yea
Chuck Hufstetler Republican Yea
Chuck Payne Republican Yea
Clint Dixon Republican Yea
Drew Echols Republican Yea
Ed Setzler Republican Yea
Frank Ginn Republican Not Voting
Greg Dolezal Republican Yea
Jason Anavitarte Republican Yea
Jason T. Dickerson Republican Yea
John Albers Republican Yea
Kay Kirkpatrick Republican Yea
Larry Walker, III Republican Not Voting
Lee Anderson Republican Yea
Marty Harbin Republican Yea
Matt Brass Republican Yea
Max Burns Republican Yea
Mike Hodges Republican Yea
Randy Robertson Republican Yea
Rick Williams Republican Yea
Russ Goodman Republican Yea
Sam Watson Republican Yea
Shawn Still Republican Not Voting
Steve Gooch Republican Yea
Steven McNeel Republican Yea
Timothy Bearden Republican Yea

Official roll call →

Passed 27 Yea · 22 Nay · 7 Other
Party YeaNayPresentNot Voting
Republican 91904
Democrat 18302
Unaffiliated 0001
Total 272207
% of votes cast 48%39%0%13%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
David Lucas Democrat Not Voting
Derek Mallow Democrat Yea
Donzella James Democrat Yea
Ed Harbison Democrat Yea
Elena Parent Democrat Yea
Emanuel Jones Democrat Nay
Freddie Powell Sims Democrat Nay
Gail Davenport Democrat Yea
Harold Jones II Democrat Not Voting
Jaha Howard Democrat Yea
Josh McLaurin Democrat Yea
Kenya Wicks Democrat Yea
Kim Jackson Democrat Yea
Michael 'Doc' Rhett Democrat Yea
Nabilah Parkes Democrat Nay
Nan Orrock Democrat Yea
Nikki Merritt Democrat Yea
RaShaun Kemp Democrat Yea
Randal Mangham Democrat Yea
Sally Harrell Democrat Yea
Sheikh Rahman Democrat Yea
Sonya Halpern Democrat Yea
Tonya Anderson Democrat Yea
Ben Watson Republican Yea
Bill Cowsert Republican Yea
Billy Hickman Republican Nay
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brian Strickland Republican Not Voting
Carden Summers Republican Nay
Chuck Hufstetler Republican Nay
Chuck Payne Republican Nay
Clint Dixon Republican Yea
Drew Echols Republican Nay
Ed Setzler Republican Yea
Frank Ginn Republican Not Voting
Greg Dolezal Republican Nay
Jason Anavitarte Republican Yea
Jason T. Dickerson Republican Nay
John Albers Republican Yea
Kay Kirkpatrick Republican Nay
Larry Walker, III Republican Not Voting
Lee Anderson Republican Nay
Marty Harbin Republican Nay
Matt Brass Republican Nay
Max Burns Republican Nay
Mike Hodges Republican Nay
Randy Robertson Republican Yea
Rick Williams Republican Nay
Russ Goodman Republican Nay
Sam Watson Republican Nay
Shawn Still Republican Not Voting
Steve Gooch Republican Nay
Steven McNeel Republican Nay
Timothy Bearden Republican Nay

Official roll call →

Failed 9 Yea · 41 Nay · 6 Other
Party YeaNayPresentNot Voting
Republican 91904
Democrat 02201
Unaffiliated 0001
Total 94106
% of votes cast 16%73%0%11%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
David Lucas Democrat Nay
Derek Mallow Democrat Nay
Donzella James Democrat Nay
Ed Harbison Democrat Nay
Elena Parent Democrat Nay
Emanuel Jones Democrat Nay
Freddie Powell Sims Democrat Nay
Gail Davenport Democrat Nay
Harold Jones II Democrat Not Voting
Jaha Howard Democrat Nay
Josh McLaurin Democrat Nay
Kenya Wicks Democrat Nay
Kim Jackson Democrat Nay
Michael 'Doc' Rhett Democrat Nay
Nabilah Parkes Democrat Nay
Nan Orrock Democrat Nay
Nikki Merritt Democrat Nay
RaShaun Kemp Democrat Nay
Randal Mangham Democrat Nay
Sally Harrell Democrat Nay
Sheikh Rahman Democrat Nay
Sonya Halpern Democrat Nay
Tonya Anderson Democrat Nay
Ben Watson Republican Yea
Bill Cowsert Republican Nay
Billy Hickman Republican Nay
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brian Strickland Republican Not Voting
Carden Summers Republican Nay
Chuck Hufstetler Republican Nay
Chuck Payne Republican Nay
Clint Dixon Republican Nay
Drew Echols Republican Nay
Ed Setzler Republican Yea
Frank Ginn Republican Not Voting
Greg Dolezal Republican Yea
Jason Anavitarte Republican Yea
Jason T. Dickerson Republican Nay
John Albers Republican Yea
Kay Kirkpatrick Republican Nay
Larry Walker, III Republican Not Voting
Lee Anderson Republican Nay
Marty Harbin Republican Yea
Matt Brass Republican Nay
Max Burns Republican Nay
Mike Hodges Republican Nay
Randy Robertson Republican Nay
Rick Williams Republican Nay
Russ Goodman Republican Nay
Sam Watson Republican Nay
Shawn Still Republican Not Voting
Steve Gooch Republican Yea
Steven McNeel Republican Nay
Timothy Bearden Republican Nay

Official roll call →

PASSAGE

Passed 161 Yea · 5 Nay · 14 Other
Party YeaNayPresentNot Voting
Democrat 71304
Republican 90207
Unaffiliated 0003
Total 1615014
% of votes cast 89%3%0%8%
How each member voted (180)
Member Party Vote
VACANT — Not Voting
VACANT — Not Voting
VACANT — Not Voting
Akbar Ali Democrat Yea
Al Williams Democrat Yea
Angela Moore Democrat Yea
Anissa Jones Democrat Yea
Anne Allen Westbrook Democrat Not Voting
Arlene Beckles Democrat Yea
Betsy Holland Democrat Yea
Billy Mitchell Democrat Yea
Brian Prince Democrat Yea
Bryce Berry Democrat Yea
Carl Gilliard Democrat Yea
Carolyn Hugley Democrat Not Voting
Dar'shun Kendrick Democrat Yea
David Sampson Democrat Yea
David Wilkerson Democrat Yea
Debbie Buckner Democrat Yea
Debra Bazemore Democrat Yea
Demetrius Douglas Democrat Yea
Derrick Jackson Democrat Yea
Dewey McClain Democrat Yea
Dexter Sharper Democrat Yea
Doreen Carter Democrat Yea
Edna Jackson Democrat Yea
El-Mahdi Holly Democrat Yea
Eric Bell Democrat Yea
Eric Gisler Democrat Yea
Esther Panitch Democrat Yea
Floyd Griffin Democrat Yea
Gabe Okoye Democrat Yea
Gabriel Sanchez Democrat Nay
Imani Barnes Democrat Yea
Inga Willis Democrat Yea
Jasmine Clark Democrat Yea
Karen Lupton Democrat Yea
Karla Drenner Democrat Yea
Karlton Howard Democrat Yea
Kim Schofield Democrat Yea
Kimberly Alexander Democrat Yea
L.C. Myles Democrat Yea
Lisa Campbell Democrat Yea
Long Tran Democrat Yea
Lydia Glaize Democrat Yea
Mack Jackson Democrat Yea
Marvin Lim Democrat Yea
Mary Ann Santos Democrat Yea
Mary Frances Williams Democrat Yea
Mary Oliver Democrat Yea
Mekyah McQueen Democrat Not Voting
Michael Smith Democrat Yea
Michelle Au Democrat Yea
Miriam Paris Democrat Yea
Omari Crawford Democrat Yea
Park Cannon Democrat Nay
Patty Marie Stinson Democrat Yea
Phil Olaleye Democrat Yea
Regina Lewis-Ward Democrat Yea
Rhonda Burnough Democrat Yea
Rhonda Taylor Democrat Yea
Robert Dawson Democrat Yea
Robert Flournoy Democrat Yea
Ruwa Romman Democrat Not Voting
Saira Draper Democrat Yea
Sam Park Democrat Yea
Sandra Scott Democrat Yea
Scott Holcomb Democrat Yea
Segun Adeyina Democrat Yea
Shea Roberts Democrat Yea
Sheila Jones Democrat Yea
Solomon Adesanya Democrat Yea
Spencer Frye Democrat Yea
Stacey Evans Democrat Yea
Sylvia Wayfer Baker Democrat Nay
Tangie Herring Democrat Yea
Tanya Miller Democrat Yea
Terry Cummings Democrat Yea
Tremaine Reese Democrat Yea
Viola Davis Democrat Yea
Yasmin Neal Democrat Yea
Alan Powell Republican Yea
Angie O'Steen Republican Yea
Beth Camp Republican Yea
Bethany Ballard Republican Yea
Bill Fincher Republican Yea
Bill Hitchens Republican Yea
Bill Werkheiser Republican Yea
Bill Yearta Republican Yea
Brad Thomas Republican Yea
Brent Cox Republican Yea
Bruce Williamson Republican Yea
Buddy DeLoach Republican Yea
Butch Parrish Republican Yea
Carmen Rice Republican Yea
Carter Barrett Republican Yea
Charles Martin Republican Yea
Charlice Byrd Republican Nay
Chas Cannon Republican Yea
Chris Erwin Republican Yea
Chuck Efstration Republican Yea
Clint Crowe Republican Yea
Dale Washburn Republican Yea
Danny Mathis Republican Yea
Darlene Taylor Republican Yea
David Clark Republican Yea
David Huddleston Republican Yea
David Jenkins Republican Yea
Deborah Silcox Republican Not Voting
Derrick McCollum Republican Yea
Devan Seabaugh Republican Yea
Don Parsons Republican Yea
Eddie Lumsden Republican Yea
Emory Dunahoo Republican Yea
Gary Richardson Republican Yea
Gerald Greene Republican Yea
Ginny Ehrhart Republican Yea
Holt Persinger Republican Yea
Houston Gaines Republican Yea
Jaclyn Ford Republican Yea
James Burchett Republican Yea
Jan Jones Republican Yea
Jason Ridley Republican Yea
Jesse Petrea Republican Not Voting
Joe Campbell Republican Yea
John Carson Republican Not Voting
John Corbett Republican Yea
John LaHood Republican Yea
Johnny Chastain Republican Yea
Jon Burns Republican Not Voting
Jordan Ridley Republican Not Voting
Joseph Gullett Republican Yea
Josh Bonner Republican Yea
Justin Howard Republican Yea
Karen Mathiak Republican Yea
Kasey Carpenter Republican Yea
Katie Dempsey Republican Yea
Kimberly New Republican Yea
Lauren McDonald III Republican Yea
Lee Hawkins Republican Yea
Leesa Hagan Republican Yea
Lehman Franklin Republican Yea
Lynn Smith Republican Yea
Mark Newton Republican Yea
Martin Momtahan Republican Yea
Matt Barton Republican Yea
Matt Dubnik Republican Yea
Matt Hatchett Republican Yea
Matt Reeves Republican Yea
Matthew Gambill Republican Yea
Mike Cameron Republican Yea
Mike Cheokas Republican Yea
Mitchell Horner Republican Yea
Mitchell Scoggins Republican Yea
Noel Williams, Jr. Republican Yea
Noelle Kahaian Republican Nay
Reynaldo Martinez Republican Yea
Rick Jasperse Republican Yea
Rick Townsend Republican Yea
Rob Clifton Republican Yea
Rob Leverett Republican Yea
Robert Dickey Republican Yea
Ron Stephens Republican Yea
Sandy Donatucci Republican Yea
Scott Hilton Republican Yea
Sharon Cooper Republican Yea
Shaw Blackmon Republican Yea
Soo Hong Republican Yea
Stan Gunter Republican Not Voting
Steve Tarvin Republican Yea
Steven Meeks Republican Not Voting
Steven Sainz Republican Yea
Tim Fleming Republican Yea
Todd Jones Republican Yea
Trey Kelley Republican Yea
Trey Rhodes Republican Yea
Tyler Paul Smith Republican Yea
Vance Smith Republican Yea
Victor Anderson Republican Yea
Will Wade Republican Yea

Official roll call →

Subjects

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Frequently asked questions

What does HB 945 do?
A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.
Who sponsors HB 945?
HB 945 is sponsored by Williams, Jr., Noel 148th, Johnny Chastain (Republican), and Bruce Williamson (Republican).
What is the current status of HB 945?
This bill has been enacted into law. Introduced January 12, 2026. Enacted.
Where can I track HB 945?
Track HB 945 free on One Click Politics — get push/email alerts when it moves.

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