Georgia 2025-2026 Regular Session Status: Introduced 6 D cosponsors

HB 477 — Insurance; prohibit insurers from raising private passenger motor vehicle insurance rates more often that once every calendar year

Last action — House Second Readers

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House. Introduced February 18, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to prohibit insurers from raising private passenger motor vehicle insurance rates more often than once every calendar year; to provide for related matters; to provide for an effective date; to provide for applicability; to repeal conflicting laws; and for other purposes.

Bill Text

Action History

  1. House Second Readers

  2. House First Readers

  3. House Hopper

Sponsors

Sponsorship breakdown

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1 sponsors · 5 co-sponsors · 241 not signed on

Sponsors (1)

Co-sponsors (5)

Not signed on (241)

241 members have not signed on to this bill.

Show all 241 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

taxation health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 477 do?
A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to prohibit insurers from raising private passenger motor vehicle insurance rates more often than once every calendar year; to provide for related matters; to provide for an effective date; to provide for applicability; to repeal conflicting laws; and for other purposes.
Who sponsors HB 477?
HB 477 is sponsored by Spencer Frye (Democrat), Dar'shun Kendrick (Democrat), Karen Bennett (Democrat), Omari Crawford (Democrat), Carl Gilliard (Democrat), and Debra Bazemore (Democrat).
What is the current status of HB 477?
This bill has been introduced in the House. Introduced February 18, 2025. It must pass committee before a floor vote.
Where can I track HB 477?
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Last checked for changes 3 months ago · updated continuously

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