Georgia 2025-2026 Regular Session Status: Enacted Bipartisan · 4 R · 1 D cosponsors

HB 15 — Banking and finance; update terminology; provisions

Last action — House Date Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 13, 2025. Enacted.

Signed by Governor Brian Kemp (Republican) on May 14, 2025.

Prognosis

Likely to advance 98% · high confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 6 sponsors

    1 primary, 5 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (4 R · 1 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to update terminology; to revise procedures concerning incorporators of credit unions; to revise requirements of articles of incorporation of credit unions; to revise licensure requirements for money transmissions, cashing payment instruments, mortgage lenders and mortgage brokers, foreign banking institutions, and installment loans; to provide for revised auditing procedures for mortgage lenders and mortgage brokers; to provide for corporate governance requirements for mortgage lenders and mortgage brokers; to provide for liquidity requirements for mortgage lenders and mortgage brokers; to revise requirements for applications to relocate for foreign banking institutions; to provide for related matters; to repeal conflicting laws; and for other purposes.

Bill Text

Action History

  1. Effective Date

  2. Act 250

  3. House Date Signed by Governor

  4. House Sent to Governor

  5. Senate Passed/Adopted

  6. Senate Third Read

  7. Senate Read Second Time

  8. Senate Committee Favorably Reported

  9. Senate Read and Referred

  10. House Passed/Adopted

  11. House Third Readers

  12. House Committee Favorably Reported

  13. House Second Readers

  14. House First Readers

  15. House Hopper

Sponsors

Sponsorship breakdown

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1 sponsors · 5 co-sponsors · 241 not signed on · 2 voted No

Sponsors (1)

Co-sponsors (5)

Not signed on (241)

241 members have not signed on to this bill.

Show all 241 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSAGE

Passed 46 Yea · 1 Nay · 9 Other
Party YeaNayPresentNot Voting
Republican 28104
Democrat 18005
Total 46109
% of votes cast 82%2%0%16%
How each member voted (56)
Member Party Vote
David Lucas Democrat Yea
Derek Mallow Democrat Not Voting
Donzella James Democrat Yea
Ed Harbison Democrat Yea
Elena Parent Democrat Not Voting
Emanuel Jones Democrat Yea
Freddie Powell Sims Democrat Not Voting
Gail Davenport Democrat Yea
Harold Jones II Democrat Yea
Jason Esteves Democrat Yea
Josh McLaurin Democrat Not Voting
Kenya Wicks Democrat Yea
Kim Jackson Democrat Not Voting
Michael 'Doc' Rhett Democrat Yea
Nabilah Parkes Democrat Yea
Nan Orrock Democrat Yea
Nikki Merritt Democrat Yea
RaShaun Kemp Democrat Yea
Randal Mangham Democrat Yea
Sally Harrell Democrat Yea
Sheikh Rahman Democrat Yea
Sonya Halpern Democrat Yea
Tonya Anderson Democrat Yea
Ben Watson Republican Yea
Bill Cowsert Republican Yea
Billy Hickman Republican Yea
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brandon Beach Republican Yea
Brian Strickland Republican Yea
Carden Summers Republican Not Voting
Chuck Hufstetler Republican Yea
Chuck Payne Republican Yea
Clint Dixon Republican Yea
Colton Moore Republican Nay
Drew Echols Republican Yea
Ed Setzler Republican Yea
Frank Ginn Republican Yea
Greg Dolezal Republican Yea
Jason Anavitarte Republican Yea
John Albers Republican Yea
John F. Kennedy Republican Yea
Kay Kirkpatrick Republican Yea
Larry Walker, III Republican Not Voting
Lee Anderson Republican Yea
Marty Harbin Republican Yea
Matt Brass Republican Yea
Max Burns Republican Yea
Mike Hodges Republican Yea
Randy Robertson Republican Yea
Rick Williams Republican Yea
Russ Goodman Republican Yea
Sam Watson Republican Yea
Shawn Still Republican Yea
Steve Gooch Republican Not Voting
Timothy Bearden Republican Not Voting

Official roll call →

PASSAGE

Passed 163 Yea · 1 Nay · 16 Other
Party YeaNayPresentNot Voting
Democrat 71009
Republican 92107
Total 1631016
% of votes cast 91%1%0%9%
How each member voted (180)
Member Party Vote
Al Williams Democrat Not Voting
Angela Moore Democrat Yea
Anissa Jones Democrat Yea
Anne Allen Westbrook Democrat Yea
Arlene Beckles Democrat Yea
Betsy Holland Democrat Yea
Billy Mitchell Democrat Yea
Brian Prince Democrat Yea
Bryce Berry Democrat Yea
Carl Gilliard Democrat Yea
Carolyn Hugley Democrat Not Voting
Dar'shun Kendrick Democrat Yea
David Sampson Democrat Yea
David Wilkerson Democrat Yea
Debbie Buckner Democrat Yea
Debra Bazemore Democrat Yea
Demetrius Douglas Democrat Not Voting
Derrick Jackson Democrat Yea
Dewey McClain Democrat Yea
Dexter Sharper Democrat Yea
Doreen Carter Democrat Yea
Edna Jackson Democrat Not Voting
El-Mahdi Holly Democrat Yea
Eric Bell Democrat Yea
Esther Panitch Democrat Yea
Floyd Griffin Democrat Yea
Gabe Okoye Democrat Yea
Gabriel Sanchez Democrat Yea
Imani Barnes Democrat Yea
Inga Willis Democrat Not Voting
Jasmine Clark Democrat Yea
Karen Bennett Democrat Yea
Karen Lupton Democrat Yea
Karla Drenner Democrat Yea
Karlton Howard Democrat Yea
Kim Schofield Democrat Yea
Kimberly Alexander Democrat Yea
L.C. Myles Democrat Yea
Lisa Campbell Democrat Yea
Long Tran Democrat Yea
Lydia Glaize Democrat Yea
Lynn Heffner Democrat Yea
Mack Jackson Democrat Yea
Marvin Lim Democrat Yea
Mary Ann Santos Democrat Yea
Mary Frances Williams Democrat Yea
Mary Oliver Democrat Yea
Mekyah McQueen Democrat Not Voting
Michael Smith Democrat Yea
Michelle Au Democrat Yea
Miriam Paris Democrat Yea
Omari Crawford Democrat Yea
Park Cannon Democrat Yea
Patty Marie Stinson Democrat Yea
Phil Olaleye Democrat Yea
Regina Lewis-Ward Democrat Yea
Rhonda Burnough Democrat Yea
Rhonda Taylor Democrat Yea
Robert Dawson Democrat Yea
Robert Flournoy Democrat Yea
Ruwa Romman Democrat Yea
Saira Draper Democrat Yea
Sam Park Democrat Yea
Sandra Scott Democrat Yea
Scott Holcomb Democrat Yea
Segun Adeyina Democrat Yea
Sharon Henderson Democrat Not Voting
Shea Roberts Democrat Yea
Sheila Jones Democrat Yea
Shelly Hutchinson Democrat Not Voting
Solomon Adesanya Democrat Yea
Spencer Frye Democrat Yea
Stacey Evans Democrat Yea
Sylvia Wayfer Baker Democrat Yea
Tangie Herring Democrat Yea
Tanya Miller Democrat Yea
Terry Cummings Democrat Not Voting
Tremaine Reese Democrat Yea
Viola Davis Democrat Yea
Yasmin Neal Democrat Yea
Alan Powell Republican Yea
Angie O'Steen Republican Yea
Beth Camp Republican Yea
Bethany Ballard Republican Yea
Bill Hitchens Republican Yea
Bill Werkheiser Republican Yea
Bill Yearta Republican Yea
Brad Thomas Republican Yea
Brent Cox Republican Yea
Bruce Williamson Republican Yea
Buddy DeLoach Republican Yea
Butch Parrish Republican Yea
Carmen Rice Republican Yea
Carter Barrett Republican Yea
Charles Martin Republican Yea
Charlice Byrd Republican Yea
Chas Cannon Republican Yea
Chris Erwin Republican Yea
Chuck Efstration Republican Yea
Clint Crowe Republican Yea
Dale Washburn Republican Yea
Danny Mathis Republican Yea
Darlene Taylor Republican Yea
David Clark Republican Yea
David Huddleston Republican Yea
David Jenkins Republican Yea
Deborah Silcox Republican Yea
Derrick McCollum Republican Yea
Devan Seabaugh Republican Yea
Don Parsons Republican Yea
Eddie Lumsden Republican Yea
Emory Dunahoo Republican Yea
Gary Richardson Republican Yea
Gerald Greene Republican Yea
Ginny Ehrhart Republican Yea
Holt Persinger Republican Yea
Houston Gaines Republican Yea
Jaclyn Ford Republican Yea
James Burchett Republican Yea
Jan Jones Republican Yea
Jason Ridley Republican Yea
Jesse Petrea Republican Yea
Joe Campbell Republican Yea
John Carson Republican Yea
John Corbett Republican Yea
John LaHood Republican Yea
Johnny Chastain Republican Yea
Jon Burns Republican Not Voting
Jordan Ridley Republican Yea
Joseph Gullett Republican Yea
Josh Bonner Republican Yea
Justin Howard Republican Yea
Karen Mathiak Republican Yea
Kasey Carpenter Republican Yea
Katie Dempsey Republican Yea
Kimberly New Republican Yea
Lauren McDonald III Republican Yea
Lee Hawkins Republican Yea
Leesa Hagan Republican Yea
Lehman Franklin Republican Yea
Lynn Smith Republican Yea
Mandi Ballinger Republican Yea
Marcus Wiedower Republican Yea
Mark Newton Republican Yea
Martin Momtahan Republican Not Voting
Matt Barton Republican Yea
Matt Dubnik Republican Yea
Matt Hatchett Republican Yea
Matt Reeves Republican Yea
Matthew Gambill Republican Yea
Mike Cameron Republican Yea
Mike Cheokas Republican Not Voting
Mitchell Horner Republican Yea
Mitchell Scoggins Republican Yea
Noel Williams, Jr. Republican Yea
Noelle Kahaian Republican Nay
Reynaldo Martinez Republican Yea
Rick Jasperse Republican Not Voting
Rick Townsend Republican Yea
Rob Clifton Republican Yea
Rob Leverett Republican Yea
Robert Dickey Republican Yea
Ron Stephens Republican Not Voting
Sandy Donatucci Republican Yea
Scott Hilton Republican Yea
Sharon Cooper Republican Yea
Shaw Blackmon Republican Yea
Soo Hong Republican Yea
Stan Gunter Republican Not Voting
Steve Tarvin Republican Yea
Steven Meeks Republican Yea
Steven Sainz Republican Not Voting
Tim Fleming Republican Yea
Todd Jones Republican Yea
Trey Kelley Republican Yea
Trey Rhodes Republican Yea
Tyler Paul Smith Republican Yea
Vance Smith Republican Yea
Victor Anderson Republican Yea
Will Wade Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 15 do?
A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to update terminology; to revise procedures concerning incorporators of credit unions; to revise requirements of articles of incorporation of credit unions; to revise licensure requirements for money transmissions, cashing payment instruments, mortgage lenders and mortgage brokers, foreign banking institutions, and installment loans; to provide for revised auditing procedures for mortgage lenders and mortgage brokers; to provide for corporate governance requirements for mortgage lenders and mortgage brokers; to provide for liquidity requirements for mortgage lenders and mortgage brokers; to revise requirements for applications to relocate for foreign banking institutions; to provide for related matters; to repeal conflicting laws; and for other purposes.
Who sponsors HB 15?
HB 15 is sponsored by Williams, Jr., Noel 148th, Jaclyn Ford (Republican), Jason Ridley (Republican), Robert Dickey (Republican), Demetrius Douglas (Democrat), and Bruce Williamson (Republican).
What is the current status of HB 15?
This bill has been enacted into law. Introduced January 13, 2025. Enacted.
Where can I track HB 15?
Track HB 15 free on One Click Politics — get push/email alerts when it moves.

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