Illinois 104th General Assembly Status: To Executive 3 D cosponsors

SB3321      — LOC GOV-CREDIT CARD AGREEMENTS

Last action — Public Act . . . . . . . . . 104-0848

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced February 03, 2026. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • To Executive

    Current position in the legislative process.

  • 5 sponsors

    1 primary, 4 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (3 D).

  • Cleared a recorded vote

    Passed 7 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill allows local governments to secure credit card payment processing agreements with third-party providers.

This legislation amends the Local Governmental Acceptance of Credit Cards Act, permitting governmental entities to enter agreements with third-party software providers for credit card payments. It also ensures these agreements do not limit the use of existing state payment processing systems.

What this means for you
  • Small Business: If you run a small business that works with local governments, they may have new options for processing credit card payments.

Summary

Amends the Local Governmental Acceptance of Credit Cards Act. Provides that the governing body of a governmental entity accepting payment by credit card may enter into agreements with third-party software providers for the purpose of ensuring that the governmental entity receives the correct remittance for payment. Provides that, if a governmental entity enters into an agreement with one or more financial institutions or other service providers to facilitate the acceptance and processing of credit card payments, then the agreement may not restrict or prevent the governmental entity from using the payment processing system outlined in the State Treasurer Act or any other payment processing system that the governmental entity has procured. Effective immediately.

Bill Text

We don't have the full text on file for this bill yet.

Read SB3321 on the official Illinois source →

Action History

  1. Public Act . . . . . . . . . 104-0848

  2. Effective Date August 21, 2026

  3. Governor Approved

  4. Sent to the Governor

  5. Passed Both Houses

  6. Senate Concurs

  7. House Floor Amendment No. 2 Senate Concurs 057-000-000

  8. House Floor Amendment No. 2 Motion To Concur Recommended Do Adopt State Government; 009-000-000

  9. House Floor Amendment No. 2 Motion to Concur Assignments Referred to State Government

  10. House Floor Amendment No. 2 Motion to Concur Referred to Assignments

  11. House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Meg Loughran Cappel

  12. Placed on Calendar Order of Concurrence House Amendment(s) 2 - May 31, 2026

  13. Secretary's Desk - Concurrence House Amendment(s) 2

  14. Third Reading - Short Debate - Passed 110-000-002

  15. Placed on Calendar Order of 3rd Reading - Short Debate

  16. House Floor Amendment No. 2 Adopted

  17. Third Reading/Final Action Deadline Extended-9(b) May 31, 2026

  18. House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 009-000-000

  19. House Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee

  20. House Floor Amendment No. 2 Referred to Rules Committee

  21. House Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez

  22. Held on Calendar Order of Second Reading - Short Debate

  23. Second Reading - Short Debate

  24. Added Alternate Co-Sponsor Rep. Daniel Didech

  25. Placed on Calendar 2nd Reading - Short Debate

  26. House Committee Amendment No. 1 Tabled

  27. Do Pass / Short Debate Financial Institutions and Licensing Committee; 011-000-000

  28. House Committee Amendment No. 1 Referred to Rules Committee

  29. House Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez

  30. Assigned to Financial Institutions and Licensing Committee

  31. Referred to Rules Committee

  32. First Reading

  33. Chief House Sponsor Rep. Barbara Hernandez

  34. Arrived in House

  35. Third Reading - Passed; 046-000-000

  36. Placed on Calendar Order of 3rd Reading March 12, 2026

  37. Second Reading

  38. Added as Co-Sponsor Sen. Napoleon Harris III

  39. Placed on Calendar Order of 2nd Reading March 10, 2026

  40. Do Pass as Amended Local Government; 009-000-000

  41. Senate Committee Amendment No. 1 Adopted

  42. Added as Chief Co-Sponsor Sen. Linda Holmes

  43. Senate Committee Amendment No. 1 Assignments Refers to Local Government

  44. Senate Committee Amendment No. 1 Referred to Assignments

  45. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Meg Loughran Cappel

  46. Postponed - Local Government

  47. Assigned to Local Government

  48. Referred to Assignments

  49. First Reading

  50. Filed with Secretary by Sen. Meg Loughran Cappel

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 4 co-sponsors · 178 not signed on

Sponsors (1)

Co-sponsors (4)

Not signed on (178)

178 members have not signed on to this bill.

Show all 178 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Concurrence

Passed 57 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 18001
Democrat 33001
Unaffiliated 5000
Total 56002
% of votes cast 97%0%0%3%
How each member voted (58)
Member Party Vote
Simmons — Yea
Harris, N. — Yea
Johnson — Yea
Glowiak Hilton — Yea
Loughran Cappel — Yea
Bill Cunningham Democrat Yea
Celina Villanueva Democrat Yea
Christopher Belt Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Doris Turner Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Graciela Guzmán Democrat Yea
Javier L. Cervantes Democrat Yea
Julie A. Morrison Democrat Yea
Karina Villa Democrat Yea
Kimberly A. Lightford Democrat Not Voting
Lakesia Collins Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mark L. Walker Democrat Yea
Mary Edly-Allen Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Michael W. Halpin Democrat Yea
Mike Porfirio Democrat Yea
Omar Aquino Democrat Yea
Patrick J. Joyce Democrat Yea
Paul Faraci Democrat Yea
Rachel Ventura Democrat Yea
Ram Villivalam Democrat Yea
Robert F. Martwick Democrat Yea
Robert Peters Democrat Yea
Sara Feigenholtz Democrat Yea
Steve Stadelman Democrat Yea
Willie Preston Democrat Yea
Andrew S. Chesney Republican Yea
Chapin Rose Republican Yea
Chris Balkema Republican Yea
Craig Wilcox Republican Yea
Dale Fowler Republican Not Voting
Darby A. Hills Republican Yea
Dave Syverson Republican Yea
Donald P. DeWitte Republican Yea
Erica Harriss Republican Yea
Jason Plummer Republican Yea
Jil Tracy Republican Yea
John F. Curran Republican Yea
Li Arellano, Jr. Republican Yea
Neil Anderson Republican Yea
Sally J. Turner Republican Yea
Seth Lewis Republican Yea
Steve McClure Republican Yea
Sue Rezin Republican Yea
Terri Bryant Republican Yea

Official roll call →

State Government

Passed 9 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Republican 3000
Democrat 6001
Total 9001
% of votes cast 90%0%0%10%
How each member voted (10)
Member Party Vote
Doris Turner Democrat Yea
Meg Loughran Cappel Democrat Not Voting
Michael W. Halpin Democrat Yea
Patrick J. Joyce Democrat Yea
Robert F. Martwick Democrat Yea
Steve Stadelman Democrat Yea
Willie Preston Democrat Yea
Donald P. DeWitte Republican Yea
Li Arellano, Jr. Republican Yea
Sally J. Turner Republican Yea

Official roll call →

Third Reading

Passed 110 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 66004
Republican 34004
Unaffiliated 9000
Total 109008
% of votes cast 93%0%0%7%
How each member voted (117)
Member Party Vote
Jacobs — Yea
Johnson — Yea
Jones — Yea
Du Buclet — Yea
Faver Dias — Yea
Hernandez, Lisa — Yea
Katz Muhl — Yea
La Ha — Yea
Yang Rohr — Yea
Aarón M. Ortíz Democrat Yea
Abdelnasser Rashid Democrat Yea
Amy Briel Democrat Yea
Angelica Guerrero-Cuellar Democrat Not Voting
Ann M. Williams Democrat Yea
Anna Moeller Democrat Yea
Anne Stava Democrat Yea
Anthony DeLuca Democrat Yea
Barbara Hernandez Democrat Yea
Bob Morgan Democrat Yea
Camille Y. Lilly Democrat Yea
Carol Ammons Democrat Yea
Curtis J. Tarver, II Democrat Not Voting
Dagmara Avelar Democrat Yea
Daniel Didech Democrat Yea
Dave Vella Democrat Yea
Debbie Meyers-Martin Democrat Yea
Diane Blair-Sherlock Democrat Yea
Edgar González, Jr. Democrat Yea
Eva-Dina Delgado Democrat Yea
Fred Crespo Democrat Yea
Harry Benton Democrat Yea
Hoan Huynh Democrat Yea
Jaime M. Andrade, Jr. Democrat Not Voting
Jawaharial Williams Democrat Yea
Jay Hoffman Democrat Yea
Jehan Gordon-Booth Democrat Yea
Jennifer Gong-Gershowitz Democrat Yea
Joyce Mason Democrat Yea
Justin Cochran Democrat Yea
Justin Slaughter Democrat Yea
Kam Buckner Democrat Yea
Katie Stuart Democrat Yea
Kelly M. Cassidy Democrat Yea
Kevin John Olickal Democrat Yea
La Shawn K. Ford Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Yea
Lilian Jiménez Democrat Yea
Lindsey LaPointe Democrat Yea
Lisa Davis Democrat Not Voting
Marcus C. Evans, Jr. Democrat Yea
Margaret A. DeLaRosa Democrat Yea
Margaret Croke Democrat Yea
Martha Deuter Democrat Yea
Mary Beth Canty Democrat Yea
Mary Gill Democrat Yea
Matt Hanson Democrat Yea
Maura Hirschauer Democrat Yea
Maurice A. West, II Democrat Yea
Michael Crawford Democrat Yea
Michael J. Kelly Democrat Yea
Michelle Mussman Democrat Yea
Nabeela Syed Democrat Yea
Natalie A. Manley Democrat Yea
Nicholas K. Smith Democrat Yea
Nicolle Grasse Democrat Yea
Norma Hernandez Democrat Yea
Rick Ryan Democrat Yea
Rita Mayfield Democrat Yea
Robert "Bob" Rita Democrat Yea
Robyn Gabel Democrat Yea
Sharon Chung Democrat Yea
Sonya M. Harper Democrat Yea
Stephanie A. Kifowit Democrat Yea
Sue Scherer Democrat Yea
Suzanne M. Ness Democrat Yea
Theresa Mah Democrat Yea
Will Guzzardi Democrat Yea
William "Will" Davis Democrat Yea
Yolonda Morris Democrat Yea
Adam M. Niemerg Republican Yea
Amy Elik Republican Yea
Amy L. Grant Republican Yea
Blaine Wilhour Republican Yea
Brad Halbrook Republican Yea
Brad Stephens Republican Yea
Bradley Fritts Republican Yea
Brandun Schweizer Republican Yea
Charles Meier Republican Not Voting
Chris Miller Republican Yea
Christopher "C.D." Davidsmeyer Republican Not Voting
Dan Swanson Republican Yea
Daniel J. Ugaste Republican Yea
Dave Severin Republican Yea
David Friess Republican Yea
Dennis Tipsword Republican Yea
Jackie Haas Republican Yea
Jason R. Bunting Republican Yea
Jed Davis Republican Yea
Jeff Keicher Republican Not Voting
Jennifer Sanalitro Republican Yea
Joe C. Sosnowski Republican Not Voting
John M. Cabello Republican Yea
Kevin Schmidt Republican Yea
Kyle Moore Republican Yea
Martin McLaughlin Republican Yea
Michael J. Coffey, Jr. Republican Yea
Norine K. Hammond Republican Yea
Patrick Sheehan Republican Yea
Patrick Windhorst Republican Yea
Regan Deering Republican Yea
Ryan Spain Republican Yea
Steven Reick Republican Yea
Tom Weber Republican Yea
Tony M. McCombie Republican Yea
Travis Weaver Republican Yea
Wayne A. Rosenthal Republican Yea
William E Hauter Republican Yea

Official roll call →

Financial Institutions & Licensing

Passed 9 Yea · 0 Nay · 3 Other
Party YeaNayPresentNot Voting
Democrat 7001
Republican 2002
Total 9003
% of votes cast 75%0%0%25%
How each member voted (12)
Member Party Vote
Barbara Hernandez Democrat Yea
Daniel Didech Democrat Yea
Kelly M. Cassidy Democrat Not Voting
Matt Hanson Democrat Yea
Maurice A. West, II Democrat Yea
Michael Crawford Democrat Yea
Michael J. Kelly Democrat Yea
Natalie A. Manley Democrat Yea
Christopher "C.D." Davidsmeyer Republican Not Voting
Daniel J. Ugaste Republican Yea
Michael J. Coffey, Jr. Republican Yea
Ryan Spain Republican Not Voting

Official roll call →

Financial Institutions & Licensing

Passed 11 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democrat 7001
Republican 4000
Total 11001
% of votes cast 92%0%0%8%
How each member voted (12)
Member Party Vote
Barbara Hernandez Democrat Yea
Daniel Didech Democrat Yea
Justin Cochran Democrat Yea
Mary Gill Democrat Yea
Michael Crawford Democrat Yea
Michelle Mussman Democrat Yea
Natalie A. Manley Democrat Yea
Rita Mayfield Democrat Not Voting
Christopher "C.D." Davidsmeyer Republican Yea
Daniel J. Ugaste Republican Yea
Michael J. Coffey, Jr. Republican Yea
Ryan Spain Republican Yea

Official roll call →

Third Reading

Passed 46 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 16003
Democrat 25009
Unaffiliated 4001
Total 450013
% of votes cast 78%0%0%22%
How each member voted (58)
Member Party Vote
Simmons — Yea
Harris, N. — Yea
Johnson — Not Voting
Glowiak Hilton — Yea
Loughran Cappel — Yea
Bill Cunningham Democrat Yea
Celina Villanueva Democrat Yea
Christopher Belt Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Doris Turner Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Graciela Guzmán Democrat Yea
Javier L. Cervantes Democrat Yea
Julie A. Morrison Democrat Not Voting
Karina Villa Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Not Voting
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Not Voting
Mark L. Walker Democrat Yea
Mary Edly-Allen Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Not Voting
Michael W. Halpin Democrat Not Voting
Mike Porfirio Democrat Yea
Omar Aquino Democrat Yea
Patrick J. Joyce Democrat Yea
Paul Faraci Democrat Yea
Rachel Ventura Democrat Yea
Ram Villivalam Democrat Not Voting
Robert F. Martwick Democrat Not Voting
Robert Peters Democrat Not Voting
Sara Feigenholtz Democrat Yea
Steve Stadelman Democrat Yea
Willie Preston Democrat Not Voting
Andrew S. Chesney Republican Yea
Chapin Rose Republican Yea
Chris Balkema Republican Yea
Craig Wilcox Republican Yea
Dale Fowler Republican Not Voting
Darby A. Hills Republican Yea
Dave Syverson Republican Yea
Donald P. DeWitte Republican Not Voting
Erica Harriss Republican Yea
Jason Plummer Republican Yea
Jil Tracy Republican Yea
John F. Curran Republican Yea
Li Arellano, Jr. Republican Yea
Neil Anderson Republican Yea
Sally J. Turner Republican Yea
Seth Lewis Republican Yea
Steve McClure Republican Yea
Sue Rezin Republican Not Voting
Terri Bryant Republican Yea

Official roll call →

Local Government

Passed 9 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 3001
Democrat 6000
Unaffiliated 0001
Total 9002
% of votes cast 82%0%0%18%
How each member voted (11)
Member Party Vote
Harris III, Napoleon — Not Voting
Adriane L. Johnson Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mary Edly-Allen Democrat Yea
Mike Porfirio Democrat Yea
Paul Faraci Democrat Yea
Craig Wilcox Republican Yea
Erica Harriss Republican Yea
Li Arellano, Jr. Republican Not Voting
Sally J. Turner Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB3321      do?
Amends the Local Governmental Acceptance of Credit Cards Act. Provides that the governing body of a governmental entity accepting payment by credit card may enter into agreements with third-party software providers for the purpose of ensuring that the governmental entity receives the correct remittance for payment. Provides that, if a governmental entity enters into an agreement with one or more financial institutions or other service providers to facilitate the acceptance and processing of credit card payments, then the agreement may not restrict or prevent the governmental entity from using the payment processing system outlined in the State Treasurer Act or any other payment processing system that the governmental entity has procured. Effective immediately.
Who sponsors SB3321     ?
SB3321      is sponsored by Daniel Didech, Meg Loughran Cappel (Democrat), Linda Holmes (Democrat), Napoleon Harris III (Democrat), and Hernandez, Lisa.
What is the current status of SB3321     ?
This bill has been sent to the executive. Introduced February 03, 2026. It awaits signature.
Where can I track SB3321     ?
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