HB 4207 — Insurance: health benefits; excluding federal excepted benefits from a health insurance policy; provide for. Amends sec. 3701 of 1956 PA 218 (MCL 500.3701). TIE BAR WITH: HB 4208'25
Last action — 7/14/2026 - presented to the Governor 07/14/2026 11:56 AM
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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5To Executive
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6Enacted
This bill has been sent to the executive. Introduced July 14, 2026. It awaits signature.
Next likely step: the executive signs it into law or issues a veto.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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To Executive
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
In plain language
The bill excludes federal excepted benefits from health insurance policies.
This legislation amends existing insurance laws to specify that federal excepted benefits cannot be included in health insurance policies. This change aims to clarify health insurance coverage regulations.
Summary
Insurance: health benefits; excluding federal excepted benefits from a health insurance policy; provide for. Amends sec. 3701 of 1956 PA 218 (MCL 500.3701). TIE BAR WITH: HB 4208'25 — Public Act 53 of 2026
Bill Text
What changed in the latest version
0 added · 7 removedPlain-language change summary
The amendments to HB 4207 primarily expand upon the original language regarding various regulations for the insurance industry in Michigan. The bill now clarifies definitions around key terms, such as "actuarial certification" and "base premium," to ensure precise understanding of how health benefit plans are priced and regulated. By enhancing these definitions, the amendments aim to improve transparency for small employers seeking health insurance, which can affect their costs and access to coverage. This is significant as it can lead to better-informed business decisions and potentially more competitive insurance options for small businesses in the state.
ActSTATE No.OF MICHIGAN 103RD LEGISLATURE REGULAR SESSION OF 2026 Introduced by Reps.
53 Public Acts of 2026 Approved by the Governor July 21, 2026 Filed with the Secretary of State July 23, 2026 EFFECTIVE DATE:
July 23, 2026 STATE OF MICHIGAN 103RD LEGISLATURE REGULAR SESSION OF 2026 Introduced by Reps.
View plain text versions (6)
- Enrolled House Enrolled Bill Current pdf
- Public Act View text pdf
- As Passed by the House View text pdf
- As Passed by the Senate View text pdf
- House Concurred Bill View text pdf
- Introduced House Introduced Bill pdf
Action History
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7/14/2026 - presented to the Governor 07/14/2026 11:56 AM
Sponsors
- Mike Harris · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 146 not signed on · 2 voted No
Sponsors (1)
- Mike Harris Republican
Co-sponsors (0)
None.
Not signed on (146)
146 members have not signed on to this bill.
Show all 146 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 47 | 0 | 0 | 0 |
| Unaffiliated | 3 | 0 | 0 | 0 |
| Republican | 56 | 0 | 0 | 0 |
| Total | 106 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (106)
| Member | Party | Vote |
|---|---|---|
| Myers-Phillips | — | Yea |
| O’Neal | — | Yea |
| Whitsett | — | Yea |
| Alabas Farhat | Democrat | Yea |
| Angela Witwer | Democrat | Yea |
| Betsy Coffia | Democrat | Yea |
| Brenda Carter | Democrat | Yea |
| Carol Glanville | Democrat | Yea |
| Carrie Rheingans | Democrat | Yea |
| Chedrick Greene | Democrat | Yea |
| Cynthia Neeley | Democrat | Yea |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Yea |
| Dylan Wegela | Democrat | Yea |
| Emily Dievendorf | Democrat | Yea |
| Erin Byrnes | Democrat | Yea |
| Helena Scott | Democrat | Yea |
| Jason M Hoskins | Democrat | Yea |
| Jason Morgan | Democrat | Yea |
| Jasper Martus | Democrat | Yea |
| Jennifer Conlin | Democrat | Yea |
| Jimmie Wilson Jr | Democrat | Yea |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Yea |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Yea |
| Julie M. Rogers | Democrat | Yea |
| Kara Hope | Democrat | Yea |
| Kelly A Breen | Democrat | Yea |
| Laurie Pohutsky | Democrat | Yea |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Yea |
| Matt Longjohn | Democrat | Yea |
| Mike McFall | Democrat | Yea |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Yea |
| Penelope Tsernoglou | Democrat | Yea |
| Peter Herzberg | Democrat | Yea |
| Phil Skaggs | Democrat | Yea |
| Ranjeev Puri | Democrat | Yea |
| Reggie Miller | Democrat | Yea |
| Regina Weiss | Democrat | Yea |
| Samantha Steckloff | Democrat | Yea |
| Sharon MacDonell | Democrat | Yea |
| Stephanie A Young | Democrat | Yea |
| Stephen Wooden | Democrat | Yea |
| Tullio Liberati Jr. | Democrat | Yea |
| Tyrone Carter | Democrat | Yea |
| Veronica Paiz | Democrat | Yea |
| Will Snyder | Democrat | Yea |
| Alicia St. Germaine | Republican | Yea |
| Angela Rigas | Republican | Yea |
| Ann M. Bollin | Republican | Yea |
| Bill Schuette | Republican | Yea |
| Brad Paquette | Republican | Yea |
| Bradley Slagh | Republican | Yea |
| Brian BeGole | Republican | Yea |
| Bryan Posthumus | Republican | Yea |
| Cameron Cavitt | Republican | Yea |
| Curtis S VanderWall | Republican | Yea |
| David Prestin | Republican | Yea |
| David W. Martin | Republican | Yea |
| Donni Steele | Republican | Yea |
| Douglas C Wozniak | Republican | Yea |
| Gina Johnsen | Republican | Yea |
| Greg VanWoerkom | Republican | Yea |
| Gregory Alexander | Republican | Yea |
| Gregory Markkanen | Republican | Yea |
| James DeSana | Republican | Yea |
| Jamie Thompson | Republican | Yea |
| Jason Woolford | Republican | Yea |
| Jay DeBoyer | Republican | Yea |
| Jennifer Wortz | Republican | Yea |
| Jerry Neyer | Republican | Yea |
| John R. Roth | Republican | Yea |
| Joseph A. Aragona | Republican | Yea |
| Joseph Fox | Republican | Yea |
| Joseph Pavlov | Republican | Yea |
| Josh Schriver | Republican | Yea |
| Karl Bohnak | Republican | Yea |
| Kathy Schmaltz | Republican | Yea |
| Ken Borton | Republican | Yea |
| Luke Meerman | Republican | Yea |
| Mark A Tisdel | Republican | Yea |
| Matt Hall | Republican | Yea |
| Matt Maddock | Republican | Yea |
| Matthew Bierlein | Republican | Yea |
| Mike Harris | Republican | Yea |
| Mike Hoadley | Republican | Yea |
| Mike Mueller | Republican | Yea |
| Nancy DeBoer | Republican | Yea |
| Nancy Jenkins-Arno | Republican | Yea |
| Parker Fairbairn | Republican | Yea |
| Pauline Wendzel | Republican | Yea |
| Phil Green | Republican | Yea |
| Rachelle Smit | Republican | Yea |
| Rick Outman | Republican | Yea |
| Ron Robinson | Republican | Yea |
| Rylee Linting | Republican | Yea |
| Sarah Lightner | Republican | Yea |
| Steve Carra | Republican | Yea |
| Steve Frisbie | Republican | Yea |
| Tim Kelly | Republican | Yea |
| Timothy Beson | Republican | Yea |
| Tom Kunse | Republican | Yea |
| William Bruck | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 16 | 0 | 0 | 1 |
| Democrat | 18 | 0 | 0 | 1 |
| Unaffiliated | 2 | 0 | 0 | 0 |
| Total | 36 | 0 | 0 | 2 |
| % of votes cast | 95% | 0% | 0% | 5% |
How each member voted (38)
| Member | Party | Vote |
|---|---|---|
| Outman | — | Yea |
| Greene | — | Yea |
| Darrin Camilleri | Democrat | Yea |
| Dayna Polehanki | Democrat | Yea |
| Erika Geiss | Democrat | Yea |
| Jeff Irwin | Democrat | Yea |
| Jeremy Moss | Democrat | Yea |
| John Cherry | Democrat | Yea |
| Kevin Hertel | Democrat | Yea |
| Mallory McMorrow | Democrat | Yea |
| Mary Cavanagh | Democrat | Yea |
| Paul Wojno | Democrat | Yea |
| Rosemary Bayer | Democrat | Yea |
| Sam Singh | Democrat | Yea |
| Sarah Anthony | Democrat | Yea |
| Sean McCann | Democrat | Yea |
| Stephanie Chang | Democrat | Yea |
| Sue Shink | Democrat | Yea |
| Sylvia Santana | Democrat | Not Voting |
| Veronica Klinefelt | Democrat | Yea |
| Winnie Brinks | Democrat | Yea |
| Aric Nesbitt | Republican | Yea |
| Dan Lauwers | Republican | Not Voting |
| Edward McBroom | Republican | Yea |
| Jim Runestad | Republican | Yea |
| John Damoose | Republican | Yea |
| Jon Bumstead | Republican | Yea |
| Jonathan Lindsey | Republican | Yea |
| Joseph Bellino Jr. | Republican | Yea |
| Kevin Daley | Republican | Yea |
| Lana Theis | Republican | Yea |
| Mark Huizenga | Republican | Yea |
| Michael Webber | Republican | Yea |
| Michele Hoitenga | Republican | Yea |
| Roger Hauck | Republican | Yea |
| Roger Victory | Republican | Yea |
| Ruth Johnson | Republican | Yea |
| Thomas Albert | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 0 | 1 | 0 | 0 |
| Democrat | 0 | 1 | 0 | 0 |
| Total | 0 | 2 | 0 | 0 |
| % of votes cast | 0% | 100% | 0% | 0% |
How each member voted (2)
| Member | Party | Vote |
|---|---|---|
| Sylvia Santana | Democrat | Nay |
| Dan Lauwers | Republican | Nay |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 47 | 0 | 0 | 0 |
| Republican | 56 | 0 | 0 | 0 |
| Unaffiliated | 3 | 0 | 0 | 0 |
| Total | 106 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (106)
| Member | Party | Vote |
|---|---|---|
| Whitsett | — | Yea |
| Myers-Phillips | — | Yea |
| St. Germaine | — | Yea |
| Alabas Farhat | Democrat | Yea |
| Amos O'Neal | Democrat | Yea |
| Angela Witwer | Democrat | Yea |
| Betsy Coffia | Democrat | Yea |
| Brenda Carter | Democrat | Yea |
| Carol Glanville | Democrat | Yea |
| Carrie Rheingans | Democrat | Yea |
| Cynthia Neeley | Democrat | Yea |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Yea |
| Dylan Wegela | Democrat | Yea |
| Emily Dievendorf | Democrat | Yea |
| Erin Byrnes | Democrat | Yea |
| Helena Scott | Democrat | Yea |
| Jason M Hoskins | Democrat | Yea |
| Jason Morgan | Democrat | Yea |
| Jasper Martus | Democrat | Yea |
| Jennifer Conlin | Democrat | Yea |
| Jimmie Wilson Jr | Democrat | Yea |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Yea |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Yea |
| Julie M. Rogers | Democrat | Yea |
| Kara Hope | Democrat | Yea |
| Kelly A Breen | Democrat | Yea |
| Laurie Pohutsky | Democrat | Yea |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Yea |
| Matt Longjohn | Democrat | Yea |
| Mike McFall | Democrat | Yea |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Yea |
| Penelope Tsernoglou | Democrat | Yea |
| Peter Herzberg | Democrat | Yea |
| Phil Skaggs | Democrat | Yea |
| Ranjeev Puri | Democrat | Yea |
| Reggie Miller | Democrat | Yea |
| Regina Weiss | Democrat | Yea |
| Samantha Steckloff | Democrat | Yea |
| Sharon MacDonell | Democrat | Yea |
| Stephanie A Young | Democrat | Yea |
| Stephen Wooden | Democrat | Yea |
| Tullio Liberati Jr. | Democrat | Yea |
| Tyrone Carter | Democrat | Yea |
| Veronica Paiz | Democrat | Yea |
| Will Snyder | Democrat | Yea |
| Angela Rigas | Republican | Yea |
| Ann M. Bollin | Republican | Yea |
| Bill Schuette | Republican | Yea |
| Brad Paquette | Republican | Yea |
| Bradley Slagh | Republican | Yea |
| Brian BeGole | Republican | Yea |
| Bryan Posthumus | Republican | Yea |
| Cameron Cavitt | Republican | Yea |
| Curtis S VanderWall | Republican | Yea |
| David Prestin | Republican | Yea |
| David W. Martin | Republican | Yea |
| Donni Steele | Republican | Yea |
| Douglas C Wozniak | Republican | Yea |
| Gina Johnsen | Republican | Yea |
| Greg VanWoerkom | Republican | Yea |
| Gregory Alexander | Republican | Yea |
| Gregory Markkanen | Republican | Yea |
| Jaime Greene | Republican | Yea |
| James DeSana | Republican | Yea |
| Jamie Thompson | Republican | Yea |
| Jason Woolford | Republican | Yea |
| Jay DeBoyer | Republican | Yea |
| Jennifer Wortz | Republican | Yea |
| Jerry Neyer | Republican | Yea |
| John R. Roth | Republican | Yea |
| Joseph A. Aragona | Republican | Yea |
| Joseph Fox | Republican | Yea |
| Joseph Pavlov | Republican | Yea |
| Josh Schriver | Republican | Yea |
| Karl Bohnak | Republican | Yea |
| Kathy Schmaltz | Republican | Yea |
| Ken Borton | Republican | Yea |
| Luke Meerman | Republican | Yea |
| Mark A Tisdel | Republican | Yea |
| Matt Hall | Republican | Yea |
| Matt Maddock | Republican | Yea |
| Matthew Bierlein | Republican | Yea |
| Mike Harris | Republican | Yea |
| Mike Hoadley | Republican | Yea |
| Mike Mueller | Republican | Yea |
| Nancy DeBoer | Republican | Yea |
| Nancy Jenkins-Arno | Republican | Yea |
| Parker Fairbairn | Republican | Yea |
| Pauline Wendzel | Republican | Yea |
| Phil Green | Republican | Yea |
| Rachelle Smit | Republican | Yea |
| Rick Outman | Republican | Yea |
| Ron Robinson | Republican | Yea |
| Rylee Linting | Republican | Yea |
| Sarah Lightner | Republican | Yea |
| Steve Carra | Republican | Yea |
| Steve Frisbie | Republican | Yea |
| Tim Kelly | Republican | Yea |
| Timothy Beson | Republican | Yea |
| Tom Kunse | Republican | Yea |
| William Bruck | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 4207 do?
- Insurance: health benefits; excluding federal excepted benefits from a health insurance policy; provide for. Amends sec. 3701 of 1956 PA 218 (MCL 500.3701). TIE BAR WITH: HB 4208'25 — Public Act 53 of 2026
- Who sponsors HB 4207?
- HB 4207 is sponsored by Mike Harris (Republican).
- What is the current status of HB 4207?
- This bill has been sent to the executive. Introduced July 14, 2026. It awaits signature.
- Where can I track HB 4207?
- Track HB 4207 free on One Click Politics — get push/email alerts when it moves.
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