SB0881 — Financial Institutions and Activities - Licensing Requirements and Regulation of Commercial Financing
Last action — Committee Report (House of Origin) — Favorable with Amendments
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1Introduced
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2In Committee
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3Passed Senate
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4Passed House of Delegates
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5To Executive
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6Enacted
This bill has been introduced in the Senate. Introduced February 06, 2026. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Introduced
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 1 recorded vote so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Regulating commercial financing transactions, including by establishing requirements related to certain disclosures, calculations of annual percentage rates, terms of repayments, and other related items, and the extension of specific offers; providing that the revocation, suspension, surrender, or other termination of a certain license does not relieve a person of the obligation to pay certain assessments imposed by the Commissioner of Financial Regulation; etc.
Bill Text
We don't have the full text on file for this bill yet.
Read SB0881 on the official Maryland source →Action History
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Committee Report (House of Origin) — Favorable with Amendments
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First Reading (Opposite House)
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Third Reading (House of Origin) — Passed
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Second Reading (House of Origin) — Passed with Amendments
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Hearing (Primary, House of Origin)
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First Reading (House of Origin)
Sponsors
- Senator Benjamin F. Kramer · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 187 not signed on
Sponsors (1)
- Senator Benjamin F. Kramer Democrat
Co-sponsors (0)
None.
Not signed on (187)
187 members have not signed on to this bill.
Show all 187 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 26 | 0 | 0 | 3 |
| Unaffiliated | 6 | 0 | 0 | 0 |
| Republican | 10 | 0 | 0 | 2 |
| Total | 42 | 0 | 0 | 5 |
| % of votes cast | 89% | 0% | 0% | 11% |
How each member voted (47)
Subjects
Frequently asked questions
- What does SB0881 do?
- Regulating commercial financing transactions, including by establishing requirements related to certain disclosures, calculations of annual percentage rates, terms of repayments, and other related items, and the extension of specific offers; providing that the revocation, suspension, surrender, or other termination of a certain license does not relieve a person of the obligation to pay certain assessments imposed by the Commissioner of Financial Regulation; etc.
- Who sponsors SB0881?
- SB0881 is sponsored by Senator Benjamin F. Kramer (Democrat).
- What is the current status of SB0881?
- This bill has been introduced in the Senate. Introduced February 06, 2026. It must pass committee before a floor vote.
- Where can I track SB0881?
- Track SB0881 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 1 day ago · updated continuously
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