SB0739 — Climate Change, Homeowner's Insurance, and Emergency Management - Study
Last action — Committee Report (House of Origin) — Favorable with Amendments
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House of Delegates
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 06, 2026. Enacted.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 3 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Requiring the University System of Maryland to conduct a study to evaluate the relationship between climate change, homeowner's insurance, and emergency and disaster preparedness; requiring the University, by July 1, 2027, to submit a report to the General Assembly on the federal flood insurance program, and private flood insurance programs and make recommendations on actions and modifications to mitigate risks associated with climate change and improve the service and responsiveness of insurers; etc.
Bill Text
We don't have the full text on file for this bill yet.
Read SB0739 on the official Maryland source →Action History
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Committee Report (House of Origin) — Favorable with Amendments
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First Reading (Opposite House)
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Third Reading (House of Origin) — Passed
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Second Reading (House of Origin) — Passed with Amendments
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Hearing (Primary, House of Origin)
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First Reading (House of Origin)
Sponsors
- Senator Benjamin F. Kramer · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 187 not signed on · 45 voted No
Sponsors (1)
- Senator Benjamin F. Kramer Democrat
Co-sponsors (0)
None.
Not signed on (187)
187 members have not signed on to this bill.
Show all 187 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 8 | 5 | 0 | 1 |
| Democrat | 92 | 1 | 0 | 0 |
| Republican | 2 | 30 | 0 | 2 |
| Total | 102 | 36 | 0 | 3 |
| % of votes cast | 72% | 26% | 0% | 2% |
How each member voted (141)
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 4 | 1 | 0 | 1 |
| Democrat | 26 | 0 | 0 | 3 |
| Republican | 0 | 12 | 0 | 0 |
| Total | 30 | 13 | 0 | 4 |
| % of votes cast | 64% | 28% | 0% | 9% |
How each member voted (47)
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 5 | 1 | 0 | 1 |
| Democrat | 24 | 0 | 0 | 5 |
| Republican | 0 | 10 | 0 | 2 |
| Total | 29 | 11 | 0 | 8 |
| % of votes cast | 60% | 23% | 0% | 17% |
How each member voted (48)
Subjects
Frequently asked questions
- What does SB0739 do?
- Requiring the University System of Maryland to conduct a study to evaluate the relationship between climate change, homeowner's insurance, and emergency and disaster preparedness; requiring the University, by July 1, 2027, to submit a report to the General Assembly on the federal flood insurance program, and private flood insurance programs and make recommendations on actions and modifications to mitigate risks associated with climate change and improve the service and responsiveness of insurers; etc.
- Who sponsors SB0739?
- SB0739 is sponsored by Senator Benjamin F. Kramer (Democrat).
- What is the current status of SB0739?
- This bill has been enacted into law. Introduced February 06, 2026. Enacted.
- Where can I track SB0739?
- Track SB0739 free on One Click Politics — get push/email alerts when it moves.
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