Washington 2025-2026 Regular Session Status: Enacted 42 D cosponsors

HB 1696 — Modifying the covenant homeownership program.

Last action — Effective date 7/27/2025.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 29, 2025. Enacted.

Signed by Governor Bob Ferguson (Democratic) on April 22, 2025.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 66% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 42 sponsors

    1 primary, 41 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (42 D).

  • Mixed recorded votes

    2 passed, 2 failed in recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Bill Text

What changed in the latest version

59 added · 59 removed

Plain-language change summary

The amendment to House Bill 1696 changes the income eligibility criteria for a special purpose credit program from 80% to 140% of the area median income for homebuyers. Additionally, the requirement for loan forgiveness after five years of repayment applies to a broader group of participants. This shift is significant because it allows more individuals and families, particularly those in higher income brackets, to benefit from the program and potentially achieve homeownership.

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H-1409.2 SUBSTITUTE HOUSE BILL 1696 State of Washington 69th Legislature 2025 Regular Session By House Housing (originally sponsored by Representatives Taylor, Peterson, Ryu, Ortiz-Self, Stearns, Salahuddin, Duerr, Reed, Cortes, Street, Mena, Entenman, Hill, Gregerson, Simmons, Obras, Santos, Ramel, Donaghy, Berry, Goodman, Parshley, Stonier, Scott, Fosse, Berg, Macri, Kloba, Nance, Hunt, Springer, Fey, Walen, Leavitt, Reeves, Bergquist, Bernbaum, Doglio, Zahn, Pollet, Ormsby, and Thomas) READ FIRST TIME 02/21/25.
H-0283.2 HOUSE BILL 1696 State of Washington 69th Legislature 2025 Regular Session By Representatives Taylor, Peterson, Ryu, Ortiz-Self, Stearns, Salahuddin, Duerr, Reed, Cortes, Street, Mena, Entenman, Hill, Gregerson, Simmons, Obras, Santos, Ramel, Donaghy, Berry, Goodman, Parshley, Stonier, Scott, Fosse, Berg, Macri, Kloba, Nance, Hunt, Springer, Fey, Walen, Leavitt, Reeves, Bergquist, Bernbaum, Doglio, Zahn, Pollet, Ormsby, and Thomas Read first time 01/29/25.
Referred to Committee on Housing.
1 SHB 1696 (b) The contract must authorize the commission to use up to one percent of the contract funding to provide targeted education, homeownership counseling, and outreach about special purpose credit programs created under this section to black, indigenous, and people of color and other historically marginalized communities in Washington state, including outreach to relevant affinity groups for mortgage lenders;
1 HB 1696 (b) The contract must authorize the commission to use up to one percent of the contract funding to provide targeted education, homeownership counseling, and outreach about special purpose credit programs created under this section to black, indigenous, and people of color and other historically marginalized communities in Washington state, including outreach to relevant affinity groups for mortgage lenders;
(ii) For a program participant who has a household income at or below 80 percent of the area median income for the county where the home is located at the time that the loan is made, a special purpose p.
(ii) A special purpose credit program authorized under this section may fully forgive a loan once the loan has been in repayment for at least five years;
2 SHB 1696 credit program authorized under this section may fully forgive a loan entered into at any time after enactment of the special purpose credit program once the loan has been outstanding for at least five years;
and p.
and (c) Be implemented in conjunction with the commission's housing finance programs.
2 HB 1696 (c) Be implemented in conjunction with the commission's housing finance programs.
(a) Have a household income at or below ((100)) 140 percent of the area median income for the county where the home is located;
(a) Have a household income at or below ((100)) 140 percent of the area median income for the county where the home is located, as adjusted under subsection (5) of this section;
The commission may adjust the area median income threshold for program eligibility by county, up to the threshold specified in subsection (4)(a) of this section, based on a reasonable determination of the need for housing assistance in each county.
3 SHB 1696 (7) By December 31, 2025, and by each following December 31st, and in compliance with RCW 43.01.036, the commission shall submit an annual report to the appropriate committees of the legislature on the progress of the special purpose credit program or programs developed under this section.
3 HB 1696 (7) By December 31, 2025, and by each following December 31st, and in compliance with RCW 43.01.036, the commission shall submit an annual report to the appropriate committees of the legislature on the progress of the special purpose credit program or programs developed under this section.
4 SHB 1696 (h) Two senators, one from each of the two largest caucuses, appointed by the president of the senate;
4 HB 1696 (h) Two senators, one from each of the two largest caucuses, appointed by the president of the senate;
5 SHB 1696 meetings at the call of the chair or by a majority vote of the members of the committee;
5 HB 1696 meetings at the call of the chair or by a majority vote of the members of the committee;
6 SHB 1696 (i) Provide subject matter expertise, administrative assistance, and staff support to the oversight committee;
6 HB 1696 (i) Provide subject matter expertise, administrative assistance, and staff support to the oversight committee;
7 SHB 1696
7 HB 1696
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Action History

  1. Effective date 7/27/2025.

  2. Chapter 143, 2025 Laws.

  3. Governor signed.

  4. Delivered to Governor.

  5. President signed.

  6. Speaker signed.

  7. Third reading, passed; yeas, 30; nays, 19; absent, 0; excused, 0.

  8. Rules suspended. Placed on Third Reading.

  9. Placed on second reading by Rules Committee.

  10. Passed to Rules Committee for second reading.

  11. Minority; do not pass.

  12. WM - Majority; do pass.

  13. Executive action taken in the Senate Committee on Ways & Means at 1:30 PM.

  14. Public hearing in the Senate Committee on Ways & Means at 1:30 PM.

  15. Referred to Ways & Means.

  16. And refer to Ways & Means.

  17. Minority; do not pass.

  18. HSG - Majority; do pass.

  19. Executive action taken in the Senate Committee on Housing at 10:30 AM.

  20. Public hearing in the Senate Committee on Housing at 1:30 PM.

  21. First reading, referred to Housing.

  22. Third reading, passed; yeas, 57; nays, 39; absent, 0; excused, 2.

  23. Rules suspended. Placed on Third Reading.

  24. 2nd substitute bill substituted (APP 25).

  25. Rules Committee relieved of further consideration. Placed on second reading.

  26. Referred to Rules 2 Review.

  27. Minority; do not pass.

  28. APP - Majority; 2nd substitute bill be substituted, do pass.

  29. Executive action taken in the House Committee on Appropriations at 9:00 AM.

  30. Public hearing in the House Committee on Appropriations at 1:30 PM.

  31. Referred to Appropriations.

  32. Minority; do not pass.

  33. HOUS - Majority; 1st substitute bill be substituted, do pass.

  34. Executive action taken in the House Committee on Housing at 4:00 PM.

  35. Public hearing in the House Committee on Housing at 1:30 PM.

  36. First reading, referred to Housing.

Sponsors

Sponsorship breakdown

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1 sponsors · 41 co-sponsors · 109 not signed on · 72 voted No

Sponsors (1)

Co-sponsors (41)

Not signed on (109)

109 members have not signed on to this bill.

Show all 109 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

3rd Reading & Final Passage (#18)

Passed 30 Yea · 19 Nay
Party YeaNayPresentNot Voting
Democrat 30000
Republican 01900
Total 301900
% of votes cast 61%39%0%0%
How each member voted (49)
Member Party Vote
Adrian Cortes Democrat Yea
Annette Cleveland Democrat Yea
Bill Ramos Democrat Yea
Bob Hasegawa Democrat Yea
Claire Wilson Democrat Yea
Claudia Kauffman Democrat Yea
Deborah Krishnadasan Democrat Yea
Derek Stanford Democrat Yea
Drew Hansen Democrat Yea
Emily Alvarado Democrat Yea
Jamie Pedersen Democrat Yea
Javier Valdez Democrat Yea
Jesse Salomon Democrat Yea
Jessica Bateman Democrat Yea
John Lovick Democrat Yea
June Robinson Democrat Yea
Lisa Wellman Democrat Yea
Liz Lovelett Democrat Yea
Manka Dhingra Democrat Yea
Marcus Riccelli Democrat Yea
Marko Liias Democrat Yea
Mike Chapman Democrat Yea
Noel Frame Democrat Yea
Rebecca Saldaña Democrat Yea
Sharon Shewmake Democrat Yea
Steve Conway Democrat Yea
T'wina Nobles Democrat Yea
Tina Orwall Democrat Yea
Vandana Slatter Democrat Yea
Yasmin Trudeau Democrat Yea
Chris Gildon Republican Nay
Curtis King Republican Nay
Drew MacEwen Republican Nay
Jeff Holy Republican Nay
Jeff Wilson Republican Nay
Jim McCune Republican Nay
John Braun Republican Nay
Judy Warnick Republican Nay
Keith Goehner Republican Nay
Keith Wagoner Republican Nay
Leonard Christian Republican Nay
Mark Schoesler Republican Nay
Matt Boehnke Republican Nay
Nikki Torres Republican Nay
Paul Harris Republican Nay
Perry Dozier Republican Nay
Phil Fortunato Republican Nay
Ron Muzzall Republican Nay
Shelly Short Republican Nay

Official roll call →

192 Griffey Pg 3 Ln 4 (#14)

Failed 45 Yea · 51 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 38000
Democrat 75102
Total 455102
% of votes cast 46%52%0%2%
How each member voted (98)
Member Party Vote
Adam Bernbaum Democrat Nay
Adison Richards Democrat Yea
Adrian Cortes Democrat Nay
Alex Ramel Democrat Nay
Alicia Rule Democrat Yea
Amy Walen Democrat Nay
April Berg Democrat Nay
Beth Doglio Democrat Nay
Brandy Donaghy Democrat Nay
Brianna Thomas Democrat Nay
Chipalo Street Democrat Nay
Chris Stearns Democrat Nay
Cindy Ryu Democrat Nay
Clyde Shavers Democrat Yea
Dan Bronoske Democrat Nay
Darya Farivar Democrat Nay
Dave Paul Democrat Yea
David Hackney Democrat Not Voting
Davina Duerr Democrat Nay
Debra Entenman Democrat Nay
Debra Lekanoff Democrat Nay
Edwin Obras Democrat Nay
Gerry Pollet Democrat Nay
Greg Nance Democrat Not Voting
Jake Fey Democrat Nay
Jamila Taylor Democrat Nay
Janice Zahn Democrat Nay
Javier Valdez Democrat Yea
Joe Fitzgibbon Democrat Nay
Joe Timmons Democrat Yea
Julia Reed Democrat Nay
Kristine Reeves Democrat Nay
Larry Springer Democrat Nay
Lauren Davis Democrat Nay
Laurie Jinkins Democrat Nay
Lillian Ortiz-Self Democrat Nay
Lisa Callan Democrat Nay
Lisa Parshley Democrat Nay
Liz Berry Democrat Nay
Mari Leavitt Democrat Yea
Mary Fosse Democrat Nay
Melanie Morgan Democrat Nay
Mia Gregerson Democrat Nay
Monica Jurado Stonier Democrat Nay
My-Linh Thai Democrat Nay
Natasha Hill Democrat Nay
Nicole Macri Democrat Nay
Osman Salahuddin Democrat Nay
Roger Goodman Democrat Nay
Sharlett Mena Democrat Nay
Sharon Tomiko Santos Democrat Nay
Sharon Wylie Democrat Nay
Shaun Scott Democrat Nay
Shelley Kloba Democrat Nay
Steve Bergquist Democrat Nay
Steve Tharinger Democrat Nay
Strom Peterson Democrat Nay
Tarra Simmons Democrat Nay
Timm Ormsby Democrat Nay
Victoria Hunt Democrat Nay
Alex Ybarra Republican Yea
Andrew Barkis Republican Yea
Andrew Engell Republican Yea
April Connors Republican Yea
Brian Burnett Republican Yea
Carolyn Eslick Republican Yea
Chris Corry Republican Yea
Cyndy Jacobsen Republican Yea
Dan Griffey Republican Yea
David Stuebe Republican Yea
Deb Manjarrez Republican Yea
Drew Stokesbary Republican Yea
Ed Orcutt Republican Yea
Gloria Mendoza Republican Yea
Hunter Abell Republican Yea
Jenny Graham Republican Yea
Jeremie Dufault Republican Yea
Jim Walsh Republican Yea
Joe Schmick Republican Yea
Joel McEntire Republican Yea
John Ley Republican Yea
Joshua Penner Republican Yea
Kevin Waters Republican Yea
Mark Klicker Republican Yea
Mary Dye Republican Yea
Matt Marshall Republican Yea
Michael Keaton Republican Yea
Mike Steele Republican Yea
Mike Volz Republican Yea
Peter Abbarno Republican Yea
Rob Chase Republican Yea
Sam Low Republican Yea
Skyler Rude Republican Yea
Stephanie Barnard Republican Yea
Stephanie McClintock Republican Yea
Suzanne Schmidt Republican Yea
Tom Dent Republican Yea
Travis Couture Republican Yea

Official roll call →

173 Couture Pg 7 Ln 18 (#15)

Failed 42 Yea · 54 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 38000
Democrat 45402
Total 425402
% of votes cast 43%55%0%2%
How each member voted (98)
Member Party Vote
Adam Bernbaum Democrat Nay
Adison Richards Democrat Yea
Adrian Cortes Democrat Nay
Alex Ramel Democrat Nay
Alicia Rule Democrat Yea
Amy Walen Democrat Nay
April Berg Democrat Nay
Beth Doglio Democrat Nay
Brandy Donaghy Democrat Nay
Brianna Thomas Democrat Nay
Chipalo Street Democrat Nay
Chris Stearns Democrat Nay
Cindy Ryu Democrat Nay
Clyde Shavers Democrat Yea
Dan Bronoske Democrat Nay
Darya Farivar Democrat Nay
Dave Paul Democrat Nay
David Hackney Democrat Not Voting
Davina Duerr Democrat Nay
Debra Entenman Democrat Nay
Debra Lekanoff Democrat Nay
Edwin Obras Democrat Nay
Gerry Pollet Democrat Nay
Greg Nance Democrat Not Voting
Jake Fey Democrat Nay
Jamila Taylor Democrat Nay
Janice Zahn Democrat Nay
Javier Valdez Democrat Yea
Joe Fitzgibbon Democrat Nay
Joe Timmons Democrat Nay
Julia Reed Democrat Nay
Kristine Reeves Democrat Nay
Larry Springer Democrat Nay
Lauren Davis Democrat Nay
Laurie Jinkins Democrat Nay
Lillian Ortiz-Self Democrat Nay
Lisa Callan Democrat Nay
Lisa Parshley Democrat Nay
Liz Berry Democrat Nay
Mari Leavitt Democrat Nay
Mary Fosse Democrat Nay
Melanie Morgan Democrat Nay
Mia Gregerson Democrat Nay
Monica Jurado Stonier Democrat Nay
My-Linh Thai Democrat Nay
Natasha Hill Democrat Nay
Nicole Macri Democrat Nay
Osman Salahuddin Democrat Nay
Roger Goodman Democrat Nay
Sharlett Mena Democrat Nay
Sharon Tomiko Santos Democrat Nay
Sharon Wylie Democrat Nay
Shaun Scott Democrat Nay
Shelley Kloba Democrat Nay
Steve Bergquist Democrat Nay
Steve Tharinger Democrat Nay
Strom Peterson Democrat Nay
Tarra Simmons Democrat Nay
Timm Ormsby Democrat Nay
Victoria Hunt Democrat Nay
Alex Ybarra Republican Yea
Andrew Barkis Republican Yea
Andrew Engell Republican Yea
April Connors Republican Yea
Brian Burnett Republican Yea
Carolyn Eslick Republican Yea
Chris Corry Republican Yea
Cyndy Jacobsen Republican Yea
Dan Griffey Republican Yea
David Stuebe Republican Yea
Deb Manjarrez Republican Yea
Drew Stokesbary Republican Yea
Ed Orcutt Republican Yea
Gloria Mendoza Republican Yea
Hunter Abell Republican Yea
Jenny Graham Republican Yea
Jeremie Dufault Republican Yea
Jim Walsh Republican Yea
Joe Schmick Republican Yea
Joel McEntire Republican Yea
John Ley Republican Yea
Joshua Penner Republican Yea
Kevin Waters Republican Yea
Mark Klicker Republican Yea
Mary Dye Republican Yea
Matt Marshall Republican Yea
Michael Keaton Republican Yea
Mike Steele Republican Yea
Mike Volz Republican Yea
Peter Abbarno Republican Yea
Rob Chase Republican Yea
Sam Low Republican Yea
Skyler Rude Republican Yea
Stephanie Barnard Republican Yea
Stephanie McClintock Republican Yea
Suzanne Schmidt Republican Yea
Tom Dent Republican Yea
Travis Couture Republican Yea

Official roll call →

3rd Reading & Final Passage (#16)

Passed 57 Yea · 39 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 03800
Democrat 57102
Total 573902
% of votes cast 58%40%0%2%
How each member voted (98)
Member Party Vote
Adam Bernbaum Democrat Yea
Adison Richards Democrat Yea
Adrian Cortes Democrat Yea
Alex Ramel Democrat Yea
Alicia Rule Democrat Yea
Amy Walen Democrat Yea
April Berg Democrat Yea
Beth Doglio Democrat Yea
Brandy Donaghy Democrat Yea
Brianna Thomas Democrat Yea
Chipalo Street Democrat Yea
Chris Stearns Democrat Yea
Cindy Ryu Democrat Yea
Clyde Shavers Democrat Yea
Dan Bronoske Democrat Yea
Darya Farivar Democrat Yea
Dave Paul Democrat Yea
David Hackney Democrat Not Voting
Davina Duerr Democrat Yea
Debra Entenman Democrat Yea
Debra Lekanoff Democrat Yea
Edwin Obras Democrat Yea
Gerry Pollet Democrat Yea
Greg Nance Democrat Not Voting
Jake Fey Democrat Yea
Jamila Taylor Democrat Yea
Janice Zahn Democrat Yea
Javier Valdez Democrat Nay
Joe Fitzgibbon Democrat Yea
Joe Timmons Democrat Yea
Julia Reed Democrat Yea
Kristine Reeves Democrat Yea
Larry Springer Democrat Yea
Lauren Davis Democrat Yea
Laurie Jinkins Democrat Yea
Lillian Ortiz-Self Democrat Yea
Lisa Callan Democrat Yea
Lisa Parshley Democrat Yea
Liz Berry Democrat Yea
Mari Leavitt Democrat Yea
Mary Fosse Democrat Yea
Melanie Morgan Democrat Yea
Mia Gregerson Democrat Yea
Monica Jurado Stonier Democrat Yea
My-Linh Thai Democrat Yea
Natasha Hill Democrat Yea
Nicole Macri Democrat Yea
Osman Salahuddin Democrat Yea
Roger Goodman Democrat Yea
Sharlett Mena Democrat Yea
Sharon Tomiko Santos Democrat Yea
Sharon Wylie Democrat Yea
Shaun Scott Democrat Yea
Shelley Kloba Democrat Yea
Steve Bergquist Democrat Yea
Steve Tharinger Democrat Yea
Strom Peterson Democrat Yea
Tarra Simmons Democrat Yea
Timm Ormsby Democrat Yea
Victoria Hunt Democrat Yea
Alex Ybarra Republican Nay
Andrew Barkis Republican Nay
Andrew Engell Republican Nay
April Connors Republican Nay
Brian Burnett Republican Nay
Carolyn Eslick Republican Nay
Chris Corry Republican Nay
Cyndy Jacobsen Republican Nay
Dan Griffey Republican Nay
David Stuebe Republican Nay
Deb Manjarrez Republican Nay
Drew Stokesbary Republican Nay
Ed Orcutt Republican Nay
Gloria Mendoza Republican Nay
Hunter Abell Republican Nay
Jenny Graham Republican Nay
Jeremie Dufault Republican Nay
Jim Walsh Republican Nay
Joe Schmick Republican Nay
Joel McEntire Republican Nay
John Ley Republican Nay
Joshua Penner Republican Nay
Kevin Waters Republican Nay
Mark Klicker Republican Nay
Mary Dye Republican Nay
Matt Marshall Republican Nay
Michael Keaton Republican Nay
Mike Steele Republican Nay
Mike Volz Republican Nay
Peter Abbarno Republican Nay
Rob Chase Republican Nay
Sam Low Republican Nay
Skyler Rude Republican Nay
Stephanie Barnard Republican Nay
Stephanie McClintock Republican Nay
Suzanne Schmidt Republican Nay
Tom Dent Republican Nay
Travis Couture Republican Nay

Official roll call →

Subjects

housing
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Frequently asked questions

Who sponsors HB 1696?
HB 1696 is sponsored by Brianna Thomas (Democrat), Timm Ormsby (Democrat), Gerry Pollet (Democrat), Janice Zahn (Democrat), Beth Doglio (Democrat), Adam Bernbaum (Democrat), Steve Bergquist (Democrat), Kristine Reeves (Democrat), Mari Leavitt (Democrat), Amy Walen (Democrat), Jake Fey (Democrat), Larry Springer (Democrat), Victoria Hunt (Democrat), Greg Nance (Democrat), Shelley Kloba (Democrat), Nicole Macri (Democrat), April Berg (Democrat), Mary Fosse (Democrat), Shaun Scott (Democrat), Monica Jurado Stonier (Democrat), Lisa Parshley (Democrat), Roger Goodman (Democrat), Liz Berry (Democrat), Brandy Donaghy (Democrat), Alex Ramel (Democrat), Sharon Tomiko Santos (Democrat), Edwin Obras (Democrat), Tarra Simmons (Democrat), Mia Gregerson (Democrat), Natasha Hill (Democrat), Debra Entenman (Democrat), Sharlett Mena (Democrat), Chipalo Street (Democrat), Julia Reed (Democrat), Davina Duerr (Democrat), Osman Salahuddin (Democrat), Chris Stearns (Democrat), Lillian Ortiz-Self (Democrat), Cindy Ryu (Democrat), Strom Peterson (Democrat), Jamila Taylor (Democrat), and Julio Cortes (Democrat).
What is the current status of HB 1696?
This bill has been enacted into law. Introduced January 29, 2025. Enacted.
Where can I track HB 1696?
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