Washington 2025-2026 Regular Session Status: Passed House 1 D cosponsors

HB 2640 — Concerning unauthorized Uniform Commercial Code filings.

Last action — Referred to Rules 2 Review.

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the House. Introduced January 23, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the Senate.

Prognosis

Stalled 28% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • Passed House

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

What changed in the latest version

234 added · 231 removed

Plain-language change summary

The amendment to Bill HB 2640 now makes it clear that individuals convicted of a second or subsequent violation of the specified rule will face more severe penalties, upgrading their offense from a gross misdemeanor to a class C felony. This change aims to strengthen deterrence against repeat violations, which is significant for enhancing compliance and ensuring that regulations are followed. Additionally, the bill includes updates to the operational aspects of filing records, which can help streamline the process and improve clarity for secured parties involved.

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H-3532.1 SUBSTITUTE HOUSE BILL 2640 State of Washington 69th Legislature 2026 Regular Session By House Appropriations (originally sponsored by Representative Ryu;
Z-0634.1 HOUSE BILL 2640 State of Washington 69th Legislature 2026 Regular Session By Representative Ryu;
by request of Department of Licensing) READ FIRST TIME 02/09/26.
by request of Department of Licensing Read first time 01/23/26.
Referred to Committee on Civil Rights & Judiciary.
(2) A person convicted of a violation of subsection (1) of this section is guilty of a gross misdemeanor.
(2) Except as provided in subsection (3) of this section, a person convicted of a violation of subsection (1) of this section is guilty of a gross misdemeanor.
Sec.
(3) A person convicted of a second or subsequent violation of subsection (1) of this section is guilty of a class C felony.
p.
1 HB 2640 Sec.
p.
(a) Filed record effective if authorized.
1 SHB 2640 (a) Filed record effective if authorized.
The termination statement must identify by its file number the initial financing statement to which it relates and must indicate that it was filed pursuant to this section.
The termination statement must identify by its file number the initial financing statement to which it relates and must indicate that it was filed pursuant to this p.
2 HB 2640 section.
p.
(d) No fee charged or refunded.
2 SHB 2640 (d) No fee charged or refunded.
The exclusive venue for the action shall be in the superior court for the county where the filing office in which the p.
The exclusive venue for the action shall be in the p.
3 SHB 2640 financing statement was filed is located.
3 HB 2640 superior court for the county where the filing office in which the financing statement was filed is located.
If an affidavit delivered to a filing office under subsection (b) of this section relates to a filed record communicated to the office by a trusted filer, the office shall promptly send to the secured party of record a notice stating that the affidavit has been delivered to it and that it is conducting an administrative review to determine whether the p.
If an affidavit delivered to a filing office under subsection (b) of this section relates to a filed record communicated to the office by a trusted filer, the office shall promptly send to the secured party of record a notice stating that the affidavit has been delivered to it and that p.
4 SHB 2640 record was caused to be communicated with the intent to harass or defraud the affiant.
4 HB 2640 it is conducting an administrative review to determine whether the record was caused to be communicated with the intent to harass or defraud the affiant.
(i) Does not identify the initial financing statement as required by RCW 62A.9A-512 or 62A.9A-518, as applicable;
p.
or p.
5 HB 2640 (i) Does not identify the initial financing statement as required by RCW 62A.9A-512 or 62A.9A-518, as applicable;
5 SHB 2640 (ii) Identifies an initial financing statement whose effectiveness has lapsed under RCW 62A.9A-515;
or (ii) Identifies an initial financing statement whose effectiveness has lapsed under RCW 62A.9A-515;
(c) Rules applicable to subsection (b) of this section.
For purposes of subsection (b) of this section:
6 SHB 2640 (1) A record does not provide information if the filing office is unable to read or decipher the information;
6 HB 2640 (c) Rules applicable to subsection (b) of this section.
For purposes of subsection (b) of this section:
(1) A record does not provide information if the filing office is unable to read or decipher the information;
7 SHB 2640
7 HB 2640
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Action History

  1. Referred to Rules 2 Review.

  2. APP - Majority; 1st substitute bill be substituted, do pass.

  3. Executive action taken in the House Committee on Appropriations at 10:30 AM.

  4. Public hearing in the House Committee on Appropriations at 10:30 AM.

  5. Referred to Appropriations.

  6. Minority; do not pass.

  7. Minority; without recommendation.

  8. CRJ - Majority; do pass.

  9. Executive action taken in the House Committee on Civil Rights & Judiciary at 10:30 AM.

  10. Public hearing in the House Committee on Civil Rights & Judiciary at 10:30 AM.

  11. First reading, referred to Civil Rights & Judiciary.

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 150 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (150)

150 members have not signed on to this bill.

Show all 150 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 2640?
HB 2640 is sponsored by Cindy Ryu (Democrat).
What is the current status of HB 2640?
This bill has passed the House. Introduced January 23, 2026. It now moves to the second chamber.
Where can I track HB 2640?
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