HB 255 — Health Care Sharing Ministry Amendments
Last action — House/ filed
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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5To Executive
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6Enacted
This bill has been sent to the executive. Introduced January 14, 2026. It awaits signature.
Next likely step: the executive signs it into law or issues a veto.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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To Executive
Current position in the legislative process.
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2 sponsors
1 primary, 1 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 R).
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
What changed in the latest version
176 added · 184 removedPlain-language change summary
The updated version of Bill HB 255 now includes a requirement for health care sharing ministries to inform consumers that these ministries are not the same as health insurance and are not required to cover medical expenses. This change is significant because it aims to ensure consumers understand the limitations and differences between health care sharing ministries and traditional insurance, potentially helping them avoid unexpected medical bills.
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Daniel McCay 3 LONG TITLE General Description:
31A-1-103,H 31A-1-103 , as last amended by Laws of Utah 2025, Chapters 175, 187 1B s0 t Be it enacted by the Legislature of the state of Utah:
S5 HB0255 compared with HB0255S01 Section 1.
b31A-1-103. 31A-1-103 .
H (1) This title does not apply to:
B .
and 5 (ii) under which fees are based on estimates of the nature and amount of services to be provided to the specific client;
(c) an arrangement for providing benefits that do not exceed a limited amount of 1stconsultations, Sub.advice on simple legal matters, either alone or in combination with referral services, or the promise of fee discounts for handling other legal matters;
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255 02-26 09:44 consultations, advice on simple legal matters, either alone or in combination with referral services, or the promise of fee discounts for handling other legal matters;
and (iii)(A)(iii) (A) substantially all the individual's time in the organization is spent providing voluntary services:
(2)(a)(2) (a) This title restricts otherwise legitimate business activity.
- 2 - HB0255 compared with HB0255S01 (b) What this title does not prohibit is permitted unless contrary to other provisions of Utah law.
(iii) does not create reasonable expectations of receiving a specified amount on the -part 2of -an 02-26insured 09:44person; 1st Sub.
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255 part of an insured person;
and (v)(A)- 3 - HB0255 compared with HB0255S01 (v) (A) the insurer agrees to pay premium taxes on the Utah portion of the insurer's business, as if the insurer were authorized to do business in this state;
or -(l) 3a -health 1stcare Sub.sharing ministry, if the health care sharing ministry:
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255 02-26 09:44 (l) a health care sharing ministry, if the health care sharing ministry:
and (iii) includes a prominently written notice on all Ŝ→{contracts [} websites,]websites, ←Ŝ applications, 117a guideline materials, and advertising materialsmaterials{, with larger font than any other font in } distributed by or on behalf of the {material, } health care sharing ministry that Ŝ→states, ["This states]is includesnot theinsurance. following, or a substantially 119a similar statement[,] :
←Ŝ{This "Thiscontract isdoes not insurance.obligate us } We are not obligated to pay your medical bills." - 4 - HB0255 compared with HB0255S01 (4) A transaction described in Subsection (3)(e) is subject to taxation under Section 31A-3-301.
Ŝ→(5) [We(a) areAfter not]a 119bhearing, Nothe onecommissioner ismay ←Ŝorder obligatedan insurer of certain group insurance policies or blanket insurance policies to paytransfer yourthe medicalUtah bills."portion (4)of Athe transactionbusiness describedotherwise inexempted under Subsection (3)(e)(3)(h) isto subjectan toauthorized taxationinsurer underif Sectionthe 31A-3-301.contracts have been written by an unauthorized insurer.
(5)(a)(b) AfterIf athe hearing,commissioner finds that the commissionerconditions mayrequired orderfor anthe insurerexemption of certaina group insurance policies or blanket insuranceinsurer policiesare tonot transfersatisfied theor Utahthat portionadequate ofprotection theto businessresidents otherwiseof exemptedthis understate Subsectionis (3)(h)not toprovided, an authorized insurer if the contractscommissioner havemay beenrequire: written by an unauthorized insurer.
(b) If the commissioner finds that the conditions required for the exemption of a group or blanket insurer are not satisfied or that adequate protection to residents of this state - 4 - 02-26 09:44 1st Sub.
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255 is not provided, the commissioner may require:
(6)(a)(6) (a) As used in Subsection (3)(i) and this Subsection (6):
(A)(I)(A) (I) the manufacturer of a product;
(B)(I)- 5 - HB0255 compared with HB0255S01 (B) (I) on one or more specific products;
(ii) a manufacturer's or seller's service contract paid for with consideration that is in -addition 5to -the 1stconsideration Sub.paid for the product itself;
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Show all 48 changed lines (8 more)
255 02-26 09:44 addition to the consideration paid for the product itself;
(7)(a)(7) (a) For purposes of this Subsection (7):
- 6 - HB0255 compared with HB0255S01 (A) formed by two or more political subdivisions or public agencies of the state[ ]]{ under{]} }under Title 11, Chapter 13, Interlocal Cooperation Act;
(c) A public agency insurance mutual or a reserve fund is exempt from this title except as provided in the provisions in Sections 31A-3-301 and 31A-3-303 describing the -surplus 6lines -tax 02-26that 09:44are 1stapplicable Sub.to a policyholder.
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255 surplus lines tax that are applicable to a policyholder.
Effective date.
2-9-26 2:18 PM - 7 -
Show all 48 changed rows (8 more)
View plain text versions (5)
- Comparison to Original Bill View text Current pdf
- Amended Amended 2/26/2026 09:02:459 pdf
- Amended Amended Excerpts 2/26/2026 09:02:459 pdf
- Substitute Substitute #1 pdf
- Introduced View text pdf
Amendments
2 amendmentsClick Show changes on an amendment above to see how it modifies the bill.
Action History
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House/ filed
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House/ received from Senate
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Senate/ to House
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Senate/ strike enacting clause
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Senate/ Rules to 2nd Reading Calendar
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Senate/ 2nd Reading Calendar to Rules [Senate Rules Committee]
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Senate/ placed on 2nd Reading Calendar
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Senate/ comm rpt/ amended [Senate Business and Labor Committee]
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Senate Comm - Favorable Recommendation [Senate Business and Labor Committee]
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Senate Comm - Amendment Recommendation [Senate Business and Labor Committee]
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Senate Comm - Held [Senate Business and Labor Committee]
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Senate/ to standing committee [Senate Business and Labor Committee]
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Senate/ 1st reading (Introduced)
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Senate/ received from House
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House/ to Senate
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House/ passed 3rd reading
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House/ 3rd reading
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LFA/ fiscal note publicly available for HB0255S01
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LFA/ fiscal note sent to sponsor for HB0255S01
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House/ 2nd reading
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House/ comm rpt/ substituted [House Health and Human Services Committee]
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House Comm - Favorable Recommendation [House Health and Human Services Committee]
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House Comm - Substitute Recommendation [House Health and Human Services Committee]
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LFA/ bill sent to agencies for fiscal input for HB0255S01
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LFA/ bill assigned to staff for fiscal analysis for HB0255S01
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House/ to standing committee [House Health and Human Services Committee]
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House/ received fiscal note from Fiscal Analyst
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LFA/ fiscal note publicly available for HB0255
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House/ 1st reading (Introduced)
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House/ received bill from Legislative Research
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LFA/ fiscal note sent to sponsor for HB0255
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LFA/ bill sent to agencies for fiscal input for HB0255
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LFA/ bill assigned to staff for fiscal analysis for HB0255
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Numbered Bill Publicly Distributed
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Bill Numbered but not Distributed
Sponsors
- Daniel McCay · Cosponsor
- Nelson T. Abbott · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 1 co-sponsors · 102 not signed on
Sponsors (1)
- Nelson T. Abbott Republican
Co-sponsors (1)
- Daniel McCay Republican
Not signed on (102)
102 members have not signed on to this bill.
Show all 102 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- Who sponsors HB 255?
- HB 255 is sponsored by Daniel McCay (Republican) and Nelson T. Abbott (Republican).
- What is the current status of HB 255?
- This bill has been sent to the executive. Introduced January 14, 2026. It awaits signature.
- Where can I track HB 255?
- Track HB 255 free on One Click Politics — get push/email alerts when it moves.
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