Illinois 104th General Assembly Status: Introduced 11 D cosponsors

HB4283      — 1ST-GENERATION HOMEBUYER LOANS

Last action — Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House. Introduced January 05, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 38% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 11 sponsors

    1 primary, 10 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (11 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

Establishes a program to assist first-generation homebuyers in Illinois with down payments and other costs.

This bill creates a First-Generation Homebuyer Down Payment Assistance Program in Illinois for eligible buyers. It offers forgivable loans for purchasing homes, prioritizing those in specific economic conditions or areas.

What this means for you
  • Families: Families looking to purchase their first home may benefit from financial assistance for down payments and related costs.

Summary

Amends the Illinois Housing Development Act. Requires the Illinois Housing Development Authority (Authority) to establish and administer a First-Generation Homebuyer Down Payment Assistance Program to provide targeted assistance to eligible first-generation homebuyers throughout the State for the purchase of a single-family or non-commercial multi-family residence. Sets forth eligibility requirements. Permits the Authority to prioritize assistance to applicants purchasing homes in designated community priority areas, applicants with household income below 80%, and applicants purchasing homes in areas with low homeownership rates, high housing costs burdens, or limited access to affordable mortgage credit. Provides that assistance under the program shall be provided as a forgivable loan to be forgiven pro rata on a monthly basis over a 5-year period of continuous owner-occupancy. Sets forth the available loan amounts and provides that assistance funds may be used for down payments, closing costs, mortgage insurance, interest rate buydowns, or principal reduction. Permits the Authority to waive repayment in cases of documented financial hardship that is beyond the control of the homebuyer. Permits the Authority to adopt rules to implement and administer the program. Effective July 1, 2026.

Bill Text

We don't have the full text on file for this bill yet.

Read HB4283 on the official Illinois source →

Action History

  1. Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.

  2. Added Co-Sponsor Rep. Debbie Meyers-Martin

  3. Added Co-Sponsor Rep. Jay Hoffman

  4. Rule 19(a) / Re-referred to Rules Committee

  5. Held on Calendar Order of Second Reading - Short Debate

  6. Second Reading - Short Debate

  7. Added Co-Sponsor Rep. Emanuel "Chris" Welch

  8. Fiscal Note Filed

  9. Housing Affordability Impact Note Filed

  10. Fiscal Note Requested by Rep. Michael J. Coffey, Jr.

  11. Housing Affordability Impact Note Requested by Rep. Michael J. Coffey, Jr.

  12. Added Co-Sponsor Rep. Camille Y. Lilly

  13. Placed on Calendar 2nd Reading - Short Debate

  14. Do Pass / Short Debate Housing Committee; 010-006-000

  15. Added Co-Sponsor Rep. Eva-Dina Delgado

  16. Assigned to Housing Committee

  17. Added Chief Co-Sponsor Rep. Yolonda Morris

  18. Added Chief Co-Sponsor Rep. La Shawn K. Ford

  19. Added Chief Co-Sponsor Rep. Kimberly Du Buclet

  20. Added Chief Co-Sponsor Rep. Lisa Davis

  21. Referred to Rules Committee

  22. First Reading

  23. Filed with the Clerk by Rep. Michael Crawford

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 10 co-sponsors · 172 not signed on · 6 voted No

Sponsors (1)

Co-sponsors (10)

Not signed on (172)

172 members have not signed on to this bill.

Show all 172 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Housing

Passed 10 Yea · 6 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 10002
Republican 0600
Total 10602
% of votes cast 56%33%0%11%
How each member voted (18)
Member Party Vote
Abdelnasser Rashid Democrat Yea
Anne Stava Democrat Not Voting
Camille Y. Lilly Democrat Yea
Lilian Jiménez Democrat Yea
Martha Deuter Democrat Yea
Mary Beth Canty Democrat Yea
Maurice A. West, II Democrat Yea
Michael Crawford Democrat Yea
Michelle Mussman Democrat Yea
Robert "Bob" Rita Democrat Not Voting
Will Guzzardi Democrat Yea
William "Will" Davis Democrat Yea
Amy L. Grant Republican Nay
Brad Halbrook Republican Nay
Jennifer Sanalitro Republican Nay
Michael J. Coffey, Jr. Republican Nay
Patrick Sheehan Republican Nay
Travis Weaver Republican Nay

Official roll call →

Subjects

housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB4283      do?
Amends the Illinois Housing Development Act. Requires the Illinois Housing Development Authority (Authority) to establish and administer a First-Generation Homebuyer Down Payment Assistance Program to provide targeted assistance to eligible first-generation homebuyers throughout the State for the purchase of a single-family or non-commercial multi-family residence. Sets forth eligibility requirements. Permits the Authority to prioritize assistance to applicants purchasing homes in designated community priority areas, applicants with household income below 80%, and applicants purchasing homes in areas with low homeownership rates, high housing costs burdens, or limited access to affordable mortgage credit. Provides that assistance under the program shall be provided as a forgivable loan to be forgiven pro rata on a monthly basis over a 5-year period of continuous owner-occupancy. Sets forth the available loan amounts and provides that assistance funds may be used for down payments, closing costs, mortgage insurance, interest rate buydowns, or principal reduction. Permits the Authority to waive repayment in cases of documented financial hardship that is beyond the control of the homebuyer. Permits the Authority to adopt rules to implement and administer the program. Effective July 1, 2026.
Who sponsors HB4283     ?
HB4283      is sponsored by Michael Crawford (Democrat), Lisa Davis (Democrat), Kimberly Du Buclet (Democrat), La Shawn K. Ford (Democrat), Yolonda Morris (Democrat), Eva-Dina Delgado (Democrat), Camille Y. Lilly (Democrat), Emanuel "Chris" Welch (Democrat), Jay Hoffman (Democrat), Debbie Meyers-Martin (Democrat), and Lawrence "Larry" Walsh, Jr. (Democrat).
What is the current status of HB4283     ?
This bill has been introduced in the House. Introduced January 05, 2026. It must pass committee before a floor vote.
Where can I track HB4283     ?
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