West Virginia 2026 Session Status: Enacted 1 R cosponsors

SB 582 — Relating to requirements for licensure as mortgage lender or broker

Last action — Chapter 151, Acts, Regular Session, 2026

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House of Delegates
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 22, 2026. Enacted.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

This bill changes the requirements for becoming a licensed mortgage lender or broker.

The bill adjusts the criteria needed for individuals or entities to obtain a mortgage lender or broker license. This aims to clarify and potentially streamline the licensing process in the mortgage industry.

Summary

Relating to requirements for licensure as mortgage lender or broker

Bill Text

What changed in the latest version

28 added · 9 removed

Plain-language change summary

The updated version of Bill SB 582 has removed the introductory information about when it was first introduced and the references to the specific committee it was referred to. Instead, it now includes clear certification by the clerks of both the Senate and the House, confirming that the bill has been correctly enrolled and is set to take effect 90 days after being passed. This change matters because it streamlines the official language, making it easier for readers to understand the current status of the bill without extraneous detail.

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WEST VIRGINIA LEGISLATURE REGULAR SESSION Introduced Senate Bill 582 BYSENATORAZINGER [Introduced January 22, 2026;
WEST VIRGINIA LEGISLATURE REGULAR SESSION Enrolled Senate Bill 582 BYSENATORAZINGER [Passed March 12, 2026;
referred to the Committee on Banking ]nd Insurance Intr SB 582 A BILL to amend and reenact §31-17-4 of the Code of West Virginia, 1931, as amended, relating to requirements for licensure as a mortgage lender or broker;
in effect 90 days from passage (June 10, ]026) Enr SB 582 AN ACT to amend and reenact §31-17-4 of the Code of West Virginia, 1931, as amended, relating to requirements for licensure as a mortgage lender or broker;
(b) In order to reduce the points of contact which the Federal Bureau of Investigation may have to maintain for purposes of this article, the commissioner may use the Nationwide Multistate Licensing System and Registry or its designated vendor as a channeling agent for requesting Intr SB 582 information from, and distributing information to, the Department of Justice or any governmental agency.
(b) In order to reduce the points of contact which the Federal Bureau of Investigation may have to maintain for purposes of this article, the commissioner may use the Nationwide Multistate Licensing System and Registry or its designated vendor as a channeling agent for requesting Enr SB 582 information from, and distributing information to, the Department of Justice or any governmental agency.
Intr SB 582 (4) Pay to the commissioner a license fee of $1,250 plus the actual cost of fingerprint processing and the processing fees assessed by the Nationwide Multistate Licensing System and Registry.
Enr SB 582 (4) Pay to the commissioner a license fee of $1,250 plus the actual cost of fingerprint processing and the processing fees assessed by the Nationwide Multistate Licensing System and Registry.
Provided, Intr SB 582 That the bond must be in the amount of $150,000 before a broker may participate in a table- funded residential mortgage loan;
Provided, Enr SB 582 That the bond must be in the amount of $150,000 before a broker may participate in a table- funded residential mortgage loan;
If a licensee ceases operation, it shall complete the Statistical Activity Report and remit any fees due since the last Intr SB 582 reporting period when it relinquishes its license when invoiced by the Division through the Nationwide Multistate Licensing System and Registry.
If a licensee ceases operation, it shall complete the Statistical Activity Report and remit any fees due since the last Enr SB 582 reporting period when it relinquishes its license when invoiced by the Division through the Nationwide Multistate Licensing System and Registry.
Enr SB 582 The Clerk of the Senate and the Clerk of the House of Delegates hereby certify that the foregoing bill is correctly enrolled.
...............................................................
Clerk of the Senate ...............................................................
Clerk of the House of Delegates Originated in the Senate.
In effect 90 days from passage.
...............................................................
President of the Senate ...............................................................
Speaker of the House of Delegates __________ The within is ................................................
this the...........................................
Day of ..........................................................................................................., 2026.
.............................................................
Governor 7
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Action History

  1. Filed for introduction

  2. To Banking and Insurance

  3. Introduced in Senate

  4. To Banking and Insurance

  5. Reported do pass

  6. On 1st reading

  7. Read 1st time

  8. On 2nd reading

  9. Read 2nd time

  10. On 3rd reading

  11. Read 3rd time

  12. Passed Senate (Roll No. 41)

  13. Ordered to House

  14. House received Senate message

  15. Introduced in House

  16. To Finance

  17. To House Finance

  18. Do pass

  19. Immediate consideration

  20. Read 1st time

  21. On 2nd reading, Special Calendar

  22. Read 2nd time

  23. On 3rd reading, Special Calendar

  24. Read 3rd time

  25. Passed House (Roll No. 429)

  26. Communicated to Senate

  27. Completed legislative action

  28. House Message received

  29. To Governor 3/18/2026

  30. To Governor 3/18/2026 - Senate Journal

  31. Approved by Governor 3/25/2026

  32. Approved by Governor 3/25/2026 - Senate Journal

  33. Approved by Governor 3/25/2026 - House Journal

  34. Chapter 151, Acts, Regular Session, 2026

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 151 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (151)

151 members have not signed on to this bill.

Show all 151 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Roll Call

Passed 34 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 29000
Unaffiliated 1000
Democrat 4000
Total 34000
% of votes cast 100%0%0%0%
How each member voted (34)
Member Party Vote
MR PRESIDENT — Yea
Anitra Hamilton Democrat Yea
Mike Woelfel Democrat Yea
Mike Woelfel Democrat Yea
Rick Garcia Democrat Yea
Ben Queen Republican Yea
Carl Martin Republican Yea
Chris Phillips Republican Yea
Chris Rose Republican Yea
Chris Rose Republican Yea
Dean Jeffries Republican Yea
Eric Tarr Republican Yea
Eric Tarr Republican Yea
Glenn Jeffries Republican Yea
Jack Woodrum Republican Yea
Jack Woodrum Republican Yea
Jay Taylor Republican Yea
Jimmy Willis Republican Yea
Mark R. Maynard Republican Yea
Mike Oliverio Republican Yea
Patricia Rucker Republican Yea
Patricia Rucker Republican Yea
Robbie Morris Republican Yea
Rollan A. Roberts Republican Yea
Rollan A. Roberts Republican Yea
Rupie Phillips Republican Yea
Rupie Phillips Republican Yea
Ryan Weld Republican Yea
Ryan Weld Republican Yea
Tom Takubo Republican Yea
Tom Takubo Republican Yea
Tom Willis Republican Yea
Trenton Barnhart Republican Yea
Trenton Barnhart Republican Yea

Official roll call →

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 582 do?
Relating to requirements for licensure as mortgage lender or broker
Who sponsors SB 582?
SB 582 is sponsored by Mike Azinger (Republican).
What is the current status of SB 582?
This bill has been enacted into law. Introduced January 22, 2026. Enacted.
Where can I track SB 582?
Track SB 582 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 8 days ago · updated continuously

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