HB1399 — Consumer Protection - Consumer Reporting Agencies - Use of Algorithmic Systems
Last action — Hearing (Primary, House of Origin)
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1Introduced
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2In Committee
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3Passed House of Delegates
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4Passed Senate
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5To Executive
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6Enacted
This bill has been introduced in the House of Delegates. Introduced February 13, 2026. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Establishing requirements for consumer reporting agencies that use algorithmic systems to assemble or evaluate consumer credit information on consumers for the purpose of furnishing consumer reports to third parties; and requiring the Commissioner of Financial Regulation of the Maryland Department of Labor to establish certain assessment thresholds for algorithms, mandate regular training for human reviewers, and implement a certain whistleblower protection program.
Bill Text
We don't have the full text on file for this bill yet.
Read HB1399 on the official Maryland source →Action History
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Hearing (Primary, House of Origin)
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First Reading (House of Origin)
Sponsors
- Delegate Terri L. Hill · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 187 not signed on
Sponsors (1)
- Delegate Terri L. Hill Democrat
Co-sponsors (0)
None.
Not signed on (187)
187 members have not signed on to this bill.
Show all 187 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does HB1399 do?
- Establishing requirements for consumer reporting agencies that use algorithmic systems to assemble or evaluate consumer credit information on consumers for the purpose of furnishing consumer reports to third parties; and requiring the Commissioner of Financial Regulation of the Maryland Department of Labor to establish certain assessment thresholds for algorithms, mandate regular training for human reviewers, and implement a certain whistleblower protection program.
- Who sponsors HB1399?
- HB1399 is sponsored by Delegate Terri L. Hill (Democrat).
- What is the current status of HB1399?
- This bill has been introduced in the House of Delegates. Introduced February 13, 2026. It must pass committee before a floor vote.
- Where can I track HB1399?
- Track HB1399 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes about 23 hours ago · updated continuously
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