Missouri 2026 Regular Session Status: To Executive 1 R cosponsors

HB 3107 — WRITTEN GUIDANCE FOR FINANCIAL INSTITUTIONS

Last action — Second read and referred: Insurance and Banking(S)

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced January 28, 2026. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Odds of enactment

Moderate chance

Based on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 64% · moderate confidence

  • To Executive

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Explains requirements for written guidance provided by an agency in response to an inquiry by a financial institution and sets forth the civil actions that can be brought for a fraudulent act or intentional misconduct of the financial institution

Bill Text

We don't have the full text on file for this bill yet.

Read HB 3107 on the official Missouri source →

Action History

  1. Second read and referred: Insurance and Banking(S)

  2. Reported to the Senate and First Read (S)

  3. Third Read and Passed (H)

  4. Taken Up for Third Reading (H)

  5. Placed on the Informal Third Reading Calendar (H)

  6. Perfected with Amendments (H)

  7. Title of Bill - Agreed To

  8. Taken Up for Perfection (H)

  9. Placed on the Informal Perfection Calendar (H)

  10. Reported Do Pass (H)

  11. Voted Do Pass (H)

  12. Executive Session Completed (H)

  13. Referred: Rules - Administrative(H)

  14. Reported Do Pass (H)

  15. Voted Do Pass (H)

  16. Executive Session Completed (H)

  17. Public Hearing Completed (H)

  18. Referred: Financial Institutions(H)

  19. Read Second Time (H)

  20. Introduced and Read First Time (H)

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 198 not signed on · 44 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (198)

198 members have not signed on to this bill.

Show all 198 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

House: Third Reading

Passed 88 Yea · 49 Nay · 21 Other
Party YeaNayPresentNot Voting
Unaffiliated 4502
Republican 84809
Democratic 036010
Total 8849021
% of votes cast 56%31%0%13%
How each member voted (158)
Member Party Vote
Jones 12 — Yea
Sharpe 4 — Yea
Taylor 48 — Yea
Mr. Speaker — Yea
Jones 88 — Nay
Smith 46 — Nay
Smith 68 — Nay
Smith 74 — Nay
Taylor 84 — Nay
Sharp 37 — Not Voting
Mike Henderson — Not Voting
Aaron Crossley Democratic Not Voting
Adrian Plank Democratic Nay
Anthony Ealy Democratic Not Voting
Ashley Aune Democratic Nay
Betsy Fogle Democratic Nay
Bridget Walsh Moore Democratic Nay
Chanel Mosley Democratic Nay
Connie Steinmetz Democratic Not Voting
Donna Barnes Democratic Nay
Doug Clemens Democratic Nay
Elizabeth Fuchs Democratic Nay
Emily Weber Democratic Nay
Eric Woods Democratic Nay
Gregg Bush Democratic Nay
Ian Mackey Democratic Nay
Jaclyn Zimmermann Democratic Nay
Jeff Hales Democratic Nay
Jeremy Dean Democratic Nay
Jo Doll Democratic Nay
Kathy Steinhoff Democratic Nay
Kemp Strickler Democratic Nay
Ken Jamison Democratic Not Voting
Keri Ingle Democratic Nay
Kimberly-Ann Collins Democratic Nay
LaDonna Appelbaum Democratic Not Voting
LaKeySha Bosley Democratic Nay
Mark Boyko Democratic Nay
Marlene Terry Democratic Nay
Marlon Anderson Democratic Nay
Martin Jacobs Democratic Nay
Marty Joe Murray Democratic Nay
Melissa Douglas Democratic Nay
Michael Burton Democratic Nay
Michael Johnson Democratic Not Voting
Nick Kimble Democratic Not Voting
Pattie Mansur Democratic Nay
Ray Reed Democratic Nay
Raychel Proudie Democratic Nay
Stephanie Boykin Democratic Nay
Stephanie Hein Democratic Not Voting
Steve Butz Democratic Nay
Tiffany Price Democratic Not Voting
Tonya Rush Democratic Not Voting
Wick Thomas Democratic Nay
Will Jobe Democratic Nay
Yolanda Young Democratic Nay
Alex Riley Republican Yea
Ann Kelley Republican Yea
Barry Hovis Republican Yea
Becky Laubinger Republican Not Voting
Ben Keathley Republican Not Voting
Bennie Cook Republican Yea
Bill Allen Republican Yea
Bill Falkner Republican Yea
Bill Hardwick Republican Nay
Bill Irwin Republican Yea
Bill Lucas Republican Not Voting
Bill Owen Republican Yea
Bishop Davidson Republican Yea
Bob Bromley Republican Yea
Bob Titus Republican Yea
Brad Banderman Republican Yea
Brad Christ Republican Yea
Brad Pollitt Republican Yea
Brandon Phelps Republican Yea
Brenda Shields Republican Yea
Brian Seitz Republican Yea
Bruce Sassmann Republican Yea
Bryant Wolfin Republican Nay
Burt Whaley Republican Yea
Cameron Parker Republican Yea
Carolyn Caton Republican Yea
Cathy Jo Loy Republican Yea
Cecelie Williams Republican Yea
Chad Perkins Republican Yea
Chris Brown Republican Yea
Christopher Warwick Republican Yea
Colin Wellenkamp Republican Not Voting
Dale Wright Republican Yea
Dane Diehl Republican Yea
Danny Busick Republican Yea
Darin Chappell Republican Yea
Dave Griffith Republican Yea
Dave Hinman Republican Yea
David Casteel Republican Yea
David Dolan Republican Yea
Dean Van Schoiack Republican Yea
Deanna Self Republican Yea
Don Mayhew Republican Yea
Doyle Justus Republican Yea
Ed Lewis Republican Yea
George Hruza Republican Yea
Hardy Billington Republican Yea
Jamie Ray Gragg Republican Yea
Jeff Coleman Republican Not Voting
Jeff Farnan Republican Yea
Jeff Knight Republican Yea
Jeff Myers Republican Yea
Jeff Vernetti Republican Yea
Jim Kalberloh Republican Yea
Jim Murphy Republican Yea
Jim Schulte Republican Yea
John Black Republican Yea
John Hewkin Republican Yea
John Martin Republican Yea
John Simmons Republican Yea
John Voss Republican Yea
Josh Hurlbert Republican Yea
Keith Elliott Republican Nay
Kent Haden Republican Yea
Lane Roberts Republican Yea
Lisa Durnell Republican Nay
Louis Riggs Republican Yea
Mark Matthiesen Republican Not Voting
Mark Meirath Republican Yea
Mark Nolte Republican Yea
Matthew Overcast Republican Yea
Mazzie Christensen Republican Nay
Melanie Stinnett Republican Yea
Melissa Schmidt Republican Yea
Michael Davis Republican Nay
Mike Costlow Republican Yea
Mike McGirl Republican Yea
Mike Steinmeyer Republican Yea
Mitch Boggs Republican Yea
Peggy McGaugh Republican Yea
Phil Amato Republican Yea
Philip Oehlerking Republican Yea
Renee Reuter Republican Yea
Richard West Republican Not Voting
Rodger Reedy Republican Yea
Ron Fowler Republican Yea
Rudy Veit Republican Yea
Scott Cupps Republican Not Voting
Scott Miller Republican Yea
Sean Pouche Republican Yea
Sherri Gallick Republican Yea
Steve Jordan Republican Nay
Tara Peters Republican Not Voting
Terri Violet Republican Yea
Terry Thompson Republican Yea
Tony Harbison Republican Yea
Travis Wilson Republican Yea
Tricia Byrnes Republican Nay
Vacant Republican Yea
Wendy L. Hausman Republican Yea
Willard Haley Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 3107 do?
Explains requirements for written guidance provided by an agency in response to an inquiry by a financial institution and sets forth the civil actions that can be brought for a fraudulent act or intentional misconduct of the financial institution
Who sponsors HB 3107?
HB 3107 is sponsored by Philip Oehlerking (Republican).
What is the current status of HB 3107?
This bill has been sent to the executive. Introduced January 28, 2026. It awaits signature.
Where can I track HB 3107?
Track HB 3107 free on One Click Politics — get push/email alerts when it moves.

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