Missouri 2026 Regular Session Status: Enacted 1 R cosponsors

HB 2636 — MORTGAGE MODIFICATIONS

Last action — Delivered to Secretary of State (G)

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 02, 2026. Enacted.

Signed by Governor Mike Kehoe (Republican) on May 28, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence
  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

Establishes a uniform process for mortgage modifications.

The bill creates the 'Uniform Mortgage Modification Act,' which standardizes the procedure for modifying mortgage agreements. This aims to streamline modifications and provide consistency across various cases.

What this means for you
  • Consumers: This means that homeowners may find it easier to modify their mortgage agreements due to a standardized process.

Summary

Establishes the "Uniform Mortgage Modification Act"

Bill Text

We don't have the full text on file for this bill yet.

Read HB 2636 on the official Missouri source →

Action History

  1. Delivered to Secretary of State (G)

  2. Approved by Governor (G)

  3. Delivered to Governor

  4. Signed by President Pro Tem (S)

  5. Signed by House Speaker (H)

  6. House Message (H)

  7. Truly Agreed To and Finally Passed

  8. House Adopts (H)

  9. Taken Up

  10. Reported Do Pass (H)

  11. Voted Do Pass (H)

  12. Executive Session Completed (H)

  13. Referred: Fiscal Review(H)

  14. Reported to the House with... (H)

  15. Third Read and Passed with Amendments (S)

  16. SS Adopted (S)

  17. SS Offered

  18. Taken Up for Third Reading (S)

  19. Placed on Informal Calendar

  20. Reported Do Pass (S)

  21. Voted Do Pass (S)

  22. Public Hearing Held (S)

  23. Public Hearing Scheduled (S)

  24. Second read and referred: Insurance and Banking(S)

  25. Reported to the Senate and First Read (S)

  26. Third Read and Passed (H)

  27. Taken Up for Third Reading (H)

  28. Placed on the Informal Third Reading Calendar (H)

  29. Perfected (H)

  30. Title of Bill - Agreed To

  31. Taken Up for Perfection (H)

  32. Placed on the Informal Perfection Calendar (H)

  33. Reported Do Pass (H)

  34. Voted Do Pass (H)

  35. Executive Session Completed (H)

  36. Referred: Rules - Legislative(H)

  37. Reported Do Pass (H)

  38. Voted Do Pass (H)

  39. Executive Session Completed (H)

  40. Public Hearing Completed (H)

  41. Referred: Financial Institutions(H)

  42. Read Second Time (H)

  43. Read First Time (H)

  44. Prefiled (H)

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 198 not signed on · 12 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (198)

198 members have not signed on to this bill.

Show all 198 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passed 144 Yea · 1 Nay · 13 Other
Party YeaNayPresentNot Voting
Republican 85108
Democratic 42003
Unaffiliated 17002
Total 1441013
% of votes cast 91%1%0%8%
How each member voted (158)
Member Party Vote
Black — Yea
Brown — Yea
Coleman — Yea
Deaton — Yea
Fountain Henderson — Yea
Jones 12 — Yea
Jones 88 — Yea
Lewis — Yea
Roberts — Yea
Sharp 37 — Yea
Sharpe 4 — Yea
Smith 46 — Yea
Smith 74 — Yea
Taylor 48 — Yea
Taylor 84 — Yea
Williams — Yea
Mr. Speaker — Yea
Mosley — Not Voting
Smith 68 — Not Voting
Aaron Crossley Democratic Yea
Adrian Plank Democratic Yea
Anthony Ealy Democratic Not Voting
Ashley Aune Democratic Yea
Betsy Fogle Democratic Yea
Bridget Walsh Moore Democratic Yea
Connie Steinmetz Democratic Yea
Donna Barnes Democratic Yea
Doug Clemens Democratic Yea
Elizabeth Fuchs Democratic Yea
Emily Weber Democratic Yea
Eric Woods Democratic Yea
Gregg Bush Democratic Yea
Ian Mackey Democratic Yea
Jaclyn Zimmermann Democratic Not Voting
Jeff Hales Democratic Yea
Jeremy Dean Democratic Yea
Jo Doll Democratic Yea
Kathy Steinhoff Democratic Yea
Kemp Strickler Democratic Yea
Ken Jamison Democratic Yea
Keri Ingle Democratic Yea
Kimberly-Ann Collins Democratic Yea
LaDonna Appelbaum Democratic Yea
LaKeySha Bosley Democratic Yea
Mark Boyko Democratic Yea
Marlene Terry Democratic Yea
Marlon Anderson Democratic Yea
Martin Jacobs Democratic Yea
Marty Joe Murray Democratic Yea
Melissa Douglas Democratic Yea
Michael Burton Democratic Yea
Michael Johnson Democratic Yea
Nick Kimble Democratic Yea
Pattie Mansur Democratic Yea
Ray Reed Democratic Yea
Raychel Proudie Democratic Yea
Stephanie Boykin Democratic Yea
Stephanie Hein Democratic Yea
Steve Butz Democratic Yea
Tiffany Price Democratic Yea
Tonya Rush Democratic Not Voting
Wick Thomas Democratic Yea
Will Jobe Democratic Yea
Yolanda Young Democratic Yea
Alex Riley Republican Yea
Ann Kelley Republican Yea
Barry Hovis Republican Yea
Becky Laubinger Republican Yea
Ben Keathley Republican Yea
Bennie Cook Republican Yea
Bill Allen Republican Yea
Bill Falkner Republican Yea
Bill Hardwick Republican Yea
Bill Irwin Republican Yea
Bill Lucas Republican Yea
Bill Owen Republican Yea
Bishop Davidson Republican Yea
Bob Bromley Republican Yea
Bob Titus Republican Yea
Brad Banderman Republican Yea
Brad Christ Republican Yea
Brad Pollitt Republican Yea
Brandon Phelps Republican Yea
Brenda Shields Republican Yea
Brian Seitz Republican Yea
Bruce Sassmann Republican Yea
Bryant Wolfin Republican Nay
Burt Whaley Republican Yea
Cameron Parker Republican Yea
Carolyn Caton Republican Yea
Cathy Jo Loy Republican Yea
Chad Perkins Republican Yea
Christopher Warwick Republican Yea
Colin Wellenkamp Republican Yea
Dale Wright Republican Not Voting
Dane Diehl Republican Yea
Danny Busick Republican Yea
Darin Chappell Republican Yea
Dave Griffith Republican Yea
Dave Hinman Republican Yea
David Casteel Republican Yea
David Dolan Republican Yea
Dean Van Schoiack Republican Yea
Deanna Self Republican Yea
Don Mayhew Republican Yea
Doyle Justus Republican Yea
George Hruza Republican Yea
Hardy Billington Republican Yea
Jamie Ray Gragg Republican Yea
Jeff Farnan Republican Yea
Jeff Knight Republican Yea
Jeff Myers Republican Yea
Jeff Vernetti Republican Yea
Jim Kalberloh Republican Yea
Jim Murphy Republican Yea
Jim Schulte Republican Yea
John Hewkin Republican Yea
John Martin Republican Yea
John Simmons Republican Yea
John Voss Republican Yea
Josh Hurlbert Republican Yea
Keith Elliott Republican Yea
Kent Haden Republican Yea
Lisa Durnell Republican Yea
Louis Riggs Republican Not Voting
Mark Matthiesen Republican Not Voting
Mark Meirath Republican Yea
Mark Nolte Republican Not Voting
Matthew Overcast Republican Yea
Mazzie Christensen Republican Yea
Melanie Stinnett Republican Yea
Melissa Schmidt Republican Yea
Michael Davis Republican Yea
Mike Costlow Republican Yea
Mike McGirl Republican Yea
Mike Steinmeyer Republican Yea
Mitch Boggs Republican Yea
Peggy McGaugh Republican Yea
Phil Amato Republican Yea
Philip Oehlerking Republican Yea
Renee Reuter Republican Yea
Richard West Republican Yea
Rodger Reedy Republican Yea
Ron Fowler Republican Yea
Rudy Veit Republican Yea
Scott Cupps Republican Not Voting
Scott Miller Republican Yea
Sean Pouche Republican Not Voting
Sherri Gallick Republican Yea
Steve Jordan Republican Not Voting
Tara Peters Republican Yea
Terri Violet Republican Yea
Terry Thompson Republican Yea
Tony Harbison Republican Not Voting
Travis Wilson Republican Yea
Tricia Byrnes Republican Yea
Wendy L. Hausman Republican Yea
Willard Haley Republican Yea

Official roll call →

Passed 142 Yea · 1 Nay · 15 Other
Party YeaNayPresentNot Voting
Republican 84109
Democratic 40005
Unaffiliated 18001
Total 1421015
% of votes cast 90%1%0%9%
How each member voted (158)
Member Party Vote
Black — Yea
Brown — Yea
Coleman — Yea
Deaton — Yea
Fountain Henderson — Yea
Jones 12 — Yea
Jones 88 — Yea
Lewis — Yea
Mosley — Yea
Roberts — Yea
Sharp 37 — Yea
Sharpe 4 — Yea
Smith 46 — Yea
Smith 74 — Yea
Taylor 48 — Yea
Taylor 84 — Yea
Williams — Yea
Mr. Speaker — Yea
Smith 68 — Not Voting
Aaron Crossley Democratic Yea
Adrian Plank Democratic Yea
Anthony Ealy Democratic Not Voting
Ashley Aune Democratic Yea
Betsy Fogle Democratic Yea
Bridget Walsh Moore Democratic Yea
Connie Steinmetz Democratic Not Voting
Donna Barnes Democratic Yea
Doug Clemens Democratic Yea
Elizabeth Fuchs Democratic Yea
Emily Weber Democratic Yea
Eric Woods Democratic Not Voting
Gregg Bush Democratic Yea
Ian Mackey Democratic Yea
Jaclyn Zimmermann Democratic Not Voting
Jeff Hales Democratic Yea
Jeremy Dean Democratic Yea
Jo Doll Democratic Yea
Kathy Steinhoff Democratic Yea
Kemp Strickler Democratic Yea
Ken Jamison Democratic Yea
Keri Ingle Democratic Yea
Kimberly-Ann Collins Democratic Yea
LaDonna Appelbaum Democratic Yea
LaKeySha Bosley Democratic Yea
Mark Boyko Democratic Yea
Marlene Terry Democratic Yea
Marlon Anderson Democratic Yea
Martin Jacobs Democratic Yea
Marty Joe Murray Democratic Yea
Melissa Douglas Democratic Yea
Michael Burton Democratic Yea
Michael Johnson Democratic Yea
Nick Kimble Democratic Yea
Pattie Mansur Democratic Yea
Ray Reed Democratic Yea
Raychel Proudie Democratic Yea
Stephanie Boykin Democratic Yea
Stephanie Hein Democratic Yea
Steve Butz Democratic Yea
Tiffany Price Democratic Yea
Tonya Rush Democratic Not Voting
Wick Thomas Democratic Yea
Will Jobe Democratic Yea
Yolanda Young Democratic Yea
Alex Riley Republican Yea
Ann Kelley Republican Yea
Barry Hovis Republican Yea
Becky Laubinger Republican Yea
Ben Keathley Republican Yea
Bennie Cook Republican Yea
Bill Allen Republican Yea
Bill Falkner Republican Yea
Bill Hardwick Republican Yea
Bill Irwin Republican Yea
Bill Lucas Republican Yea
Bill Owen Republican Yea
Bishop Davidson Republican Yea
Bob Bromley Republican Yea
Bob Titus Republican Yea
Brad Banderman Republican Yea
Brad Christ Republican Yea
Brad Pollitt Republican Yea
Brandon Phelps Republican Yea
Brenda Shields Republican Yea
Brian Seitz Republican Yea
Bruce Sassmann Republican Yea
Bryant Wolfin Republican Nay
Burt Whaley Republican Yea
Cameron Parker Republican Yea
Carolyn Caton Republican Yea
Cathy Jo Loy Republican Yea
Chad Perkins Republican Yea
Christopher Warwick Republican Yea
Colin Wellenkamp Republican Yea
Dale Wright Republican Not Voting
Dane Diehl Republican Yea
Danny Busick Republican Yea
Darin Chappell Republican Yea
Dave Griffith Republican Yea
Dave Hinman Republican Yea
David Casteel Republican Yea
David Dolan Republican Yea
Dean Van Schoiack Republican Yea
Deanna Self Republican Yea
Don Mayhew Republican Yea
Doyle Justus Republican Yea
George Hruza Republican Yea
Hardy Billington Republican Yea
Jamie Ray Gragg Republican Yea
Jeff Farnan Republican Yea
Jeff Knight Republican Yea
Jeff Myers Republican Yea
Jeff Vernetti Republican Yea
Jim Kalberloh Republican Yea
Jim Murphy Republican Yea
Jim Schulte Republican Yea
John Hewkin Republican Yea
John Martin Republican Yea
John Simmons Republican Yea
John Voss Republican Yea
Josh Hurlbert Republican Yea
Keith Elliott Republican Yea
Kent Haden Republican Yea
Lisa Durnell Republican Yea
Louis Riggs Republican Not Voting
Mark Matthiesen Republican Not Voting
Mark Meirath Republican Yea
Mark Nolte Republican Not Voting
Matthew Overcast Republican Yea
Mazzie Christensen Republican Yea
Melanie Stinnett Republican Yea
Melissa Schmidt Republican Yea
Michael Davis Republican Yea
Mike Costlow Republican Not Voting
Mike McGirl Republican Yea
Mike Steinmeyer Republican Yea
Mitch Boggs Republican Yea
Peggy McGaugh Republican Yea
Phil Amato Republican Yea
Philip Oehlerking Republican Yea
Renee Reuter Republican Yea
Richard West Republican Yea
Rodger Reedy Republican Yea
Ron Fowler Republican Yea
Rudy Veit Republican Yea
Scott Cupps Republican Not Voting
Scott Miller Republican Yea
Sean Pouche Republican Not Voting
Sherri Gallick Republican Yea
Steve Jordan Republican Not Voting
Tara Peters Republican Yea
Terri Violet Republican Yea
Terry Thompson Republican Yea
Tony Harbison Republican Not Voting
Travis Wilson Republican Yea
Tricia Byrnes Republican Yea
Wendy L. Hausman Republican Yea
Willard Haley Republican Yea

Official roll call →

Passed 142 Yea · 2 Nay · 14 Other
Party YeaNayPresentNot Voting
Unaffiliated 10001
Republican 91208
Democratic 41005
Total 1422014
% of votes cast 90%1%0%9%
How each member voted (158)
Member Party Vote
Jones 12 — Yea
Jones 88 — Yea
Sharpe 4 — Yea
Smith 46 — Yea
Smith 68 — Yea
Smith 74 — Yea
Taylor 48 — Yea
Taylor 84 — Yea
Mr. Speaker — Yea
Sharp 37 — Not Voting
Mike Henderson — Yea
Aaron Crossley Democratic Yea
Adrian Plank Democratic Yea
Anthony Ealy Democratic Not Voting
Ashley Aune Democratic Yea
Betsy Fogle Democratic Yea
Bridget Walsh Moore Democratic Yea
Chanel Mosley Democratic Yea
Connie Steinmetz Democratic Yea
Donna Barnes Democratic Yea
Doug Clemens Democratic Yea
Elizabeth Fuchs Democratic Yea
Emily Weber Democratic Yea
Eric Woods Democratic Yea
Gregg Bush Democratic Yea
Ian Mackey Democratic Yea
Jaclyn Zimmermann Democratic Yea
Jeff Hales Democratic Yea
Jeremy Dean Democratic Yea
Jo Doll Democratic Yea
Kathy Steinhoff Democratic Yea
Kemp Strickler Democratic Yea
Ken Jamison Democratic Yea
Keri Ingle Democratic Yea
Kimberly-Ann Collins Democratic Yea
LaDonna Appelbaum Democratic Not Voting
LaKeySha Bosley Democratic Yea
Mark Boyko Democratic Yea
Marlene Terry Democratic Yea
Marlon Anderson Democratic Yea
Martin Jacobs Democratic Not Voting
Marty Joe Murray Democratic Yea
Melissa Douglas Democratic Yea
Michael Burton Democratic Yea
Michael Johnson Democratic Not Voting
Nick Kimble Democratic Yea
Pattie Mansur Democratic Yea
Ray Reed Democratic Yea
Raychel Proudie Democratic Yea
Stephanie Boykin Democratic Yea
Stephanie Hein Democratic Yea
Steve Butz Democratic Not Voting
Tiffany Price Democratic Yea
Tonya Rush Democratic Yea
Wick Thomas Democratic Yea
Will Jobe Democratic Yea
Yolanda Young Democratic Yea
Alex Riley Republican Yea
Ann Kelley Republican Yea
Barry Hovis Republican Yea
Becky Laubinger Republican Yea
Ben Keathley Republican Yea
Bennie Cook Republican Yea
Bill Allen Republican Yea
Bill Falkner Republican Not Voting
Bill Hardwick Republican Yea
Bill Irwin Republican Yea
Bill Lucas Republican Not Voting
Bill Owen Republican Yea
Bishop Davidson Republican Yea
Bob Bromley Republican Yea
Bob Titus Republican Yea
Brad Banderman Republican Yea
Brad Christ Republican Yea
Brad Pollitt Republican Yea
Brandon Phelps Republican Yea
Brenda Shields Republican Yea
Brian Seitz Republican Yea
Bruce Sassmann Republican Yea
Bryant Wolfin Republican Nay
Burt Whaley Republican Yea
Cameron Parker Republican Not Voting
Carolyn Caton Republican Yea
Cathy Jo Loy Republican Yea
Cecelie Williams Republican Yea
Chad Perkins Republican Yea
Chris Brown Republican Yea
Christopher Warwick Republican Yea
Colin Wellenkamp Republican Not Voting
Dale Wright Republican Yea
Dane Diehl Republican Yea
Danny Busick Republican Yea
Darin Chappell Republican Yea
Dave Griffith Republican Yea
Dave Hinman Republican Yea
David Casteel Republican Yea
David Dolan Republican Yea
Dean Van Schoiack Republican Yea
Deanna Self Republican Yea
Don Mayhew Republican Yea
Doyle Justus Republican Yea
Ed Lewis Republican Yea
George Hruza Republican Yea
Hardy Billington Republican Yea
Jamie Ray Gragg Republican Yea
Jeff Coleman Republican Not Voting
Jeff Farnan Republican Yea
Jeff Knight Republican Yea
Jeff Myers Republican Yea
Jeff Vernetti Republican Yea
Jim Kalberloh Republican Yea
Jim Murphy Republican Yea
Jim Schulte Republican Not Voting
John Black Republican Yea
John Hewkin Republican Yea
John Martin Republican Yea
John Simmons Republican Yea
John Voss Republican Yea
Josh Hurlbert Republican Yea
Keith Elliott Republican Yea
Kent Haden Republican Yea
Lane Roberts Republican Yea
Lisa Durnell Republican Yea
Louis Riggs Republican Yea
Mark Matthiesen Republican Yea
Mark Meirath Republican Yea
Mark Nolte Republican Yea
Matthew Overcast Republican Yea
Mazzie Christensen Republican Yea
Melanie Stinnett Republican Yea
Melissa Schmidt Republican Yea
Michael Davis Republican Nay
Mike Costlow Republican Yea
Mike McGirl Republican Not Voting
Mike Steinmeyer Republican Yea
Mitch Boggs Republican Yea
Peggy McGaugh Republican Yea
Phil Amato Republican Yea
Philip Oehlerking Republican Yea
Renee Reuter Republican Yea
Richard West Republican Yea
Rodger Reedy Republican Yea
Ron Fowler Republican Yea
Rudy Veit Republican Yea
Scott Cupps Republican Yea
Scott Miller Republican Yea
Sean Pouche Republican Yea
Sherri Gallick Republican Yea
Steve Jordan Republican Yea
Tara Peters Republican Yea
Terri Violet Republican Yea
Terry Thompson Republican Yea
Tony Harbison Republican Yea
Travis Wilson Republican Yea
Tricia Byrnes Republican Not Voting
Vacant Republican Yea
Wendy L. Hausman Republican Yea
Willard Haley Republican Yea

Official roll call →

Passed 25 Yea · 5 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 19504
Republican 5000
Democratic 1000
Total 25504
% of votes cast 74%15%0%12%
How each member voted (34)
Member Party Vote
Fitzwater — Yea
Gregory (15) — Yea
Gregory (21) — Yea
Brown (26) — Nay
Brown (16) — Not Voting
Adam Schnelting — Yea
Barbara Washington — Yea
Brad Hudson — Yea
Cindy O'Laughlin — Yea
Curtis Trent — Yea
Doug Beck — Yea
Jamie Burger — Yea
Jason Bean — Yea
Jill Carter — Nay
Joe Nicola — Nay
Karla May — Yea
Lincoln Hough — Yea
Maggie Nurrenbern — Yea
Mike Bernskoetter — Not Voting
Mike Cierpiot — Not Voting
Mike Henderson — Yea
Mike Moon — Nay
Nick Schroer — Nay
Rick Brattin — Not Voting
Sandy Crawford — Yea
Stephen Webber — Yea
Tony Luetkemeyer — Yea
Tracy McCreery — Yea
Chanel Mosley Democratic Yea
Cecelie Williams Republican Yea
Ed Lewis Republican Yea
Jeff Coleman Republican Yea
John Black Republican Yea
Lane Roberts Republican Yea

Official roll call →

Passed 19 Yea · 12 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 141103
Republican 4100
Democratic 1000
Total 191203
% of votes cast 56%35%0%9%
How each member voted (34)
Member Party Vote
Gregory (21) — Yea
Brown (26) — Nay
Gregory (15) — Nay
Brown (16) — Not Voting
Fitzwater — Not Voting
Adam Schnelting — Nay
Barbara Washington — Yea
Brad Hudson — Nay
Cindy O'Laughlin — Yea
Curtis Trent — Nay
Doug Beck — Yea
Jamie Burger — Yea
Jason Bean — Yea
Jill Carter — Nay
Joe Nicola — Nay
Karla May — Nay
Lincoln Hough — Yea
Maggie Nurrenbern — Yea
Mike Bernskoetter — Not Voting
Mike Cierpiot — Nay
Mike Henderson — Yea
Mike Moon — Nay
Nick Schroer — Nay
Rick Brattin — Yea
Sandy Crawford — Yea
Stephen Webber — Yea
Tony Luetkemeyer — Yea
Tracy McCreery — Yea
Chanel Mosley Democratic Yea
Cecelie Williams Republican Yea
Ed Lewis Republican Yea
Jeff Coleman Republican Nay
John Black Republican Yea
Lane Roberts Republican Yea

Official roll call →

Subjects

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Frequently asked questions

What does HB 2636 do?
Establishes the "Uniform Mortgage Modification Act"
Who sponsors HB 2636?
HB 2636 is sponsored by Bill Owen (Republican).
What is the current status of HB 2636?
This bill has been enacted into law. Introduced January 02, 2026. Enacted.
Where can I track HB 2636?
Track HB 2636 free on One Click Politics — get push/email alerts when it moves.

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