Tennessee 114th General Assembly Status: In Committee 6 R cosponsors

HB 2039 — AN ACT to amend Tennessee Code Annotated, Title 47, relative to programmable money.

Last action — Failed in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced January 22, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 6 sponsors

    1 primary, 5 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (6 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Consumer Protection - As introduced, prohibits a person from requiring another to use programmable money for a transaction; prohibits an issuer of programmable money from denying a transaction based upon certain factors; requires an issuer of programmable money that denies a transaction to provide reasons for the denial to the affected party upon request; designates violations to be violations of the Consumer Protection Act of 1977 and provides for other forms of relief and enforcement. - Amends TCA Title 47.

Bill Text

Action History

  1. Filed for introduction

  2. Introduced, Passed on First Consideration

  3. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  4. Placed on Senate Commerce and Labor Committee calendar for 3/3/2026

  5. Action deferred in Senate Commerce and Labor Committee to 3/10/2026

  6. Placed on Senate Commerce and Labor Committee calendar for 3/10/2026

  7. Action deferred in Senate Commerce and Labor Committee to 3/17/2026

  8. Placed on Senate Commerce and Labor Committee calendar for 4/7/2026

  9. Assigned to General Subcommittee of Senate Commerce and Labor Committee

  10. Filed for introduction

  11. Intro., P1C.

  12. P2C, ref. to Commerce Committee

  13. Assigned to s/c Banking & Consumer Affairs Subcommittee

  14. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/4/2026

  15. Sponsor(s) Added.

  16. Action Def. in s/c Banking and Consumer Affairs Subcommittee to 3/11/2026

  17. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/11/2026

  18. Sponsor(s) Added.

  19. Failed in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

Sponsors

Sponsorship breakdown

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1 sponsors · 5 co-sponsors · 127 not signed on

Sponsors (1)

Co-sponsors (5)

Not signed on (127)

127 members have not signed on to this bill.

Show all 127 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 2039 do?
Consumer Protection - As introduced, prohibits a person from requiring another to use programmable money for a transaction; prohibits an issuer of programmable money from denying a transaction based upon certain factors; requires an issuer of programmable money that denies a transaction to provide reasons for the denial to the affected party upon request; designates violations to be violations of the Consumer Protection Act of 1977 and provides for other forms of relief and enforcement. - Amends TCA Title 47.
Who sponsors HB 2039?
HB 2039 is sponsored by Hulsey, Bud (Republican), Reneau, Michele (Republican), Eldridge, Rick (Republican), Lynn, Susan M. (Republican), McCalmon, Jake (Republican), and Keisling, Kelly (Republican).
What is the current status of HB 2039?
This bill is in committee in the House. Introduced January 22, 2026. It must pass committee before a floor vote.
Where can I track HB 2039?
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Last checked for changes 3 months ago · updated continuously

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