Tennessee 114th General Assembly Status: Enacted 2 R cosponsors

HB 1523 — AN ACT to amend Tennessee Code Annotated, Title 45, Chapter 10, relative to financial records.

Last action — Comp. became Pub. Ch. 580

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 12, 2026. Enacted.

Signed by Governor Bill Lee (Republican) on February 23, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 74% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Banks and Financial Institutions - As enacted, clarifies that if a financial institution reasonably believes a customer is deceased, then the financial institution does not have a duty to confirm service of a subpoena on the customer, the customer's estate, or the customer's heirs; makes other changes related to financial records. - Amends TCA Title 45, Chapter 10.

Bill Text

Action History

  1. Filed for introduction

  2. Introduced, Passed on First Consideration

  3. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  4. Placed on Senate Commerce and Labor Committee calendar for 2/10/2026

  5. Recommended for passage, refer to Senate Calendar Committee

  6. Placed on Senate Consent Calendar 2 for 2/19/2026

  7. Passed Senate, Ayes 31, Nays 0

  8. Engrossed; ready for transmission to House

  9. Subst. for comp. HB.

  10. Passed H., Ayes 94, Nays 0, PNV 0

  11. Enrolled and ready for signatures

  12. Signed by Senate Speaker

  13. Signed by H. Speaker

  14. Transmitted to Governor for action.

  15. Signed by Governor.

  16. Pub. Ch. 580

  17. Effective date(s) 07/01/2026

  18. Filed for introduction

  19. Intro., P1C.

  20. P2C, ref. to Commerce Committee

  21. Assigned to s/c Banking & Consumer Affairs Subcommittee

  22. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 1/28/2026

  23. Meeting Canceled

  24. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 2/4/2026

  25. Rec. for pass by s/c ref. to Commerce Committee

  26. Placed on cal. Commerce Committee for 2/11/2026

  27. Rec. for pass; ref to Calendar & Rules Committee

  28. Placed on cal. Calendar & Rules Committee for 2/12/2026

  29. H. Placed on Consent Calendar for 2/19/2026

  30. Sponsor(s) Added.

  31. Comp. SB subst.

  32. Comp. became Pub. Ch. 580

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 131 not signed on

Sponsors (1)

Co-sponsors (1)

Not signed on (131)

131 members have not signed on to this bill.

Show all 131 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 1523 do?
Banks and Financial Institutions - As enacted, clarifies that if a financial institution reasonably believes a customer is deceased, then the financial institution does not have a duty to confirm service of a subpoena on the customer, the customer's estate, or the customer's heirs; makes other changes related to financial records. - Amends TCA Title 45, Chapter 10.
Who sponsors HB 1523?
HB 1523 is sponsored by Stevens, Robert (Republican) and Lynn, Susan M. (Republican).
What is the current status of HB 1523?
This bill has been enacted into law. Introduced January 12, 2026. Enacted.
Where can I track HB 1523?
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Last checked for changes 3 months ago · updated continuously

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