Mississippi 2026 Regular Session Status: Enacted 1 R cosponsors

SB 2712 — Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost.

Last action — 03/25 Approved by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 19, 2026. Enacted.

Signed by Governor Tate Reeves (Republican) on March 18, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

AN ACT TO AMEND SECTION 75-67-121, MISSISSIPPI CODE OF 1972, TO AUTHORIZE A LICENSEE UNDER THE SMALL LOAN REGULATORY LAW TO CHARGE A FEE FOR THE PURCHASE OF NONFILING OR NONRECORDING INSURANCE IN LIEU OF THE ACTUAL COST OF RECORDING AN INSTRUMENT EXECUTED AS SECURITY FOR A LOAN; AND FOR RELATED PURPOSES.

Bill Text

Action History

  1. 03/25 Approved by Governor

  2. 03/18 (H) Enrolled Bill Signed

  3. 03/18 (S) Enrolled Bill Signed

  4. 03/13 (S) Concurred in Amend From House

  5. 03/11 (H) Returned For Concurrence

  6. 03/10 (H) Passed As Amended

  7. 03/10 (H) Amended

  8. 03/03 (H) Title Suff Do Pass As Amended

  9. 02/16 (H) Referred To Judiciary A

  10. 02/13 (S) Transmitted To House

  11. 02/12 (S) Passed

  12. 02/02 (S) Title Suff Do Pass

  13. 01/19 (S) Referred To Business and Financial Institutions

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 174 not signed on · 6 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (174)

174 members have not signed on to this bill.

Show all 174 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

S. B. No. 2712 passed

Passed 99 Yea · 5 Nay · 18 Other
Party YeaNayPresentNot Voting
Republican 63004
Unaffiliated 21103
Democrat 144010
Independent 1001
Total 995018
% of votes cast 81%4%0%15%
How each member voted (122)
Member Party Vote
Anderson (110th) — Yea
Anderson (122nd) — Yea
Bailey (23rd) — Yea
Barnett — Yea
Bell (21st) — Yea
Bell (65th) — Yea
Blackmon — Yea
Blackwell — Yea
Boyd (19th) — Yea
Boyd (37th) — Yea
Ford (54th) — Yea
Ford (73rd) — Yea
Gibbs (36th) — Yea
Gibbs (72nd) — Yea
Holloway (27th) — Yea
Holloway (76th) — Yea
Jackson (11th) — Yea
Jackson (45th) — Yea
Johnson — Yea
Taylor — Yea
Mr. Speaker — Yea
Thompson — Nay
Ladner — Not Voting
Bailey (49th) — Not Voting
Williams — Not Voting
Bo Brown Democrat Not Voting
Bob Evans Democrat Not Voting
Bryant W. Clark Democrat Not Voting
Carl Mickens Democrat Not Voting
Cedric Burnett Democrat Yea
Daryl Porter Democrat Not Voting
Earle S. Banks Democrat Yea
Fabian Nelson Democrat Yea
Gregory Elliott Democrat Yea
Hester Jackson McCray Democrat Yea
Jeffery Harness Democrat Yea
Jeffrey Hulum III Democrat Not Voting
John G. Faulkner Democrat Nay
John W. Hines, Sr. Democrat Yea
Justin Crosby Democrat Yea
Kabir Karriem Democrat Not Voting
Omeria Scott Democrat Nay
Oscar Denton Democrat Not Voting
Otis Anthony Democrat Yea
Percy W. Watson Democrat Yea
Robert L. Sanders Democrat Yea
Ronnie C. Crudup Democrat Yea
Solomon C. Osborne Democrat Not Voting
Stephanie Foster Democrat Yea
Tamarra Butler-Washington Democrat Nay
Timaka James-Jones Democrat Nay
Tracey T. Rosebud Democrat Yea
Zakiya Summers Democrat Not Voting
Angela Cockerham Independent Not Voting
Shanda Yates Independent Yea
Becky Currie Republican Not Voting
Beth Luther Waldo Republican Yea
Bill Kinkade Republican Yea
Bill Pigott Republican Yea
Billy Adam Calvert Republican Yea
Brad Mattox Republican Yea
Brent Powell Republican Yea
C. Scott Bounds Republican Yea
Carolyn Crawford Republican Yea
Casey Eure Republican Yea
Celeste Hurst Republican Yea
Clay Deweese Republican Yea
Clay Mansell Republican Yea
Dan Eubanks Republican Not Voting
Dana McLean Republican Yea
Donnie Scoggin Republican Yea
Elliot Burch Republican Yea
Fred Shanks Republican Yea
Gene Newman Republican Yea
Greg Haney Republican Yea
Henry Zuber III Republican Yea
Jansen Owen Republican Yea
Jay McKnight Republican Yea
Jeff Hale Republican Yea
Jeffrey S. Guice Republican Yea
Jerry R. Turner Republican Yea
Jim Estrada Republican Yea
Jimmy Fondren Republican Yea
Jody Steverson Republican Yea
Joey Hood Republican Yea
John Read Republican Yea
John Thomas "Trey" Lamar, III Republican Yea
Jonathan McMillan Republican Yea
Joseph Tubb Republican Yea
Josh Hawkins Republican Yea
Justin Keen Republican Yea
Karl Oliver Republican Yea
Ken Morgan Republican Yea
Kent McCarty Republican Yea
Kevin Felsher Republican Yea
Kevin Horan Republican Not Voting
Kimberly Remak Republican Yea
Lance Varner Republican Yea
Larry Byrd Republican Yea
Lee Yancey Republican Yea
Lester Carpenter Republican Yea
Manly Barton Republican Yea
Mark Tullos Republican Yea
Missy McGee Republican Yea
Noah Sanford Republican Yea
Price Wallace Republican Yea
Randy Rushing Republican Yea
Richard Bennett Republican Yea
Rob Roberson Republican Yea
Rodney Hall Republican Yea
Sam C. Mims, V Republican Yea
Sam Creekmore IV Republican Yea
Shane Aguirre Republican Yea
Stacey Hobgood-Wilkes Republican Not Voting
Stephen A. Horne Republican Yea
Steve Lott Republican Yea
Steve Massengill Republican Yea
Troy Smith Republican Yea
Vince Mangold Republican Yea
W.I. "Doc" Harris Republican Yea
William Tracy Arnold Republican Yea
Zachary Grady Republican Yea

Official roll call →

On motion of Senator Sparks, the rules were suspended, the bill considered engrossed, read the third time and, the yeas and nays being taken, it passed, title standing as stated,

Passed 47 Yea · 2 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 14001
Republican 25200
Democrat 9002
Total 48203
% of votes cast 91%4%0%6%
How each member voted (53)
Member Party Vote
Barnett — Yea
Blackmon — Yea
Blackwell — Yea
Boyd — Yea
Gillespie — Yea
Isom — Yea
Jackson — Yea
Johnson — Yea
Ladner — Yea
Simmons S. (13th) — Yea
Taylor — Yea
Thompson — Yea
Turner-Ford — Yea
Williams — Yea
Simmons D. T. (12th) — Not Voting
Albert Butler Democrat Yea
David Blount Democrat Yea
Gary Brumfield Democrat Not Voting
Hillman Terome Frazier Democrat Yea
Hob Bryan Democrat Yea
Johnny DuPree Democrat Yea
Joseph Thomas Democrat Yea
Justin Pope Democrat Yea
Kamesha Mumford Democrat Not Voting
Rod Hickman Democrat Yea
Sollie B. Norwood Democrat Yea
Andy Berry Republican Yea
Angela Burks Hill Republican Nay
Benjamin Suber Republican Yea
Brian Rhodes Republican Yea
Brice Wiggins Republican Yea
Briggs Hopson Republican Yea
Chad McMahan Republican Yea
Chuck Younger Republican Yea
Daniel H. Sparks Republican Yea
Dean Kirby Republican Yea
Dennis DeBar, Jr. Republican Yea
Don Hartness Republican Yea
J. Walter Michel Republican Yea
Jason Barrett Republican Yea
Jeff Tate Republican Yea
Jeremy England Republican Yea
Joel R. Carter, Jr. Republican Yea
Joey Fillingane Republican Yea
Joseph M. Seymour Republican Yea
Josh Harkins Republican Yea
Kathy L. Chism Republican Nay
Lydia Graves Chassaniol Republican Yea
Michael McLendon Republican Yea
Neil S. Whaley Republican Yea
Rita Potts Parks Republican Yea
Scott DeLano Republican Yea
Tyler McCaughn Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 2712 do?
AN ACT TO AMEND SECTION 75-67-121, MISSISSIPPI CODE OF 1972, TO AUTHORIZE A LICENSEE UNDER THE SMALL LOAN REGULATORY LAW TO CHARGE A FEE FOR THE PURCHASE OF NONFILING OR NONRECORDING INSURANCE IN LIEU OF THE ACTUAL COST OF RECORDING AN INSTRUMENT EXECUTED AS SECURITY FOR A LOAN; AND FOR RELATED PURPOSES.
Who sponsors SB 2712?
SB 2712 is sponsored by Chris Johnson (Republican).
What is the current status of SB 2712?
This bill has been enacted into law. Introduced January 19, 2026. Enacted.
Where can I track SB 2712?
Track SB 2712 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on SB 2712

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of SB 2712

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →