Vermont 2026 Biennium Status: Enacted Bipartisan · 6 D · 3 R cosponsors

H.648 — An act relating to banking, insurance, and securities

Last action — House message: Governor approved bill on June 16, 2026

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 13, 2026. Enacted.

Signed by Governor Phil Scott (Republican) on May 29, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 78% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 9 sponsors

    2 primary, 7 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (6 D · 3 R) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill addresses regulations related to banking, insurance, and securities.

This act pertains to the regulation of banking, insurance, and securities practices. It aims to provide a framework for how these sectors operate and are overseen.

Summary

An act relating to banking, insurance, and securities

Bill Text

We don't have the full text on file for this bill yet.

Read H.648 on the official Vermont source →

Action History

  1. House message: Governor approved bill on June 16, 2026

  2. Signed by Governor on June 16, 2026

  3. Delivered to Governor on June 10, 2026

  4. Senate Message: House proposal of amendment to Senate proposal of amendment concurred in

  5. Rules suspended & messaged to House forthwith, on motion of Senator Baruth

  6. House proposal of amendment to Senate proposal of amendment concurred in

  7. House proposal of amendment to Senate proposal of amendment, text

  8. Unfinished Business/House Proposal of Amendment

  9. House proposal of amendment to Senate proposal of amendment

  10. House proposal of amendment to Senate proposal of amendment

  11. Entered on Notice Calendar

  12. House message: House concurred in Senate proposal of amendment with proposal of amendment

  13. Senate proposal of amendment concurred in with further amendment thereto, as offered by Rep. Olson of Starksboro

  14. Action Calendar: Action postponed until May 14, 2026

  15. Rep. Olson of Starksboro moved to postpone action until May 14, 2026, which was agreed to

  16. Action Calendar: Action postponed until May 13, 2026

  17. Action Calendar: Action postponed until May 13, 2026

  18. Rep. Olson of Starksboro moved to postpone action until May 13, 2026, which was agreed to

  19. Action Calendar: Senate Proposal of Amendment

  20. Notice Calendar: Senate Proposal of Amendment

  21. Senate Message: Passed in concurrence with proposal of amendment

  22. Read 3rd time & passed in concurrence with proposal of amendment

  23. New Business/Third Reading

  24. 3rd reading ordered

  25. Proposal of amendment by Committee on Finance agreed to

  26. Reported favorably by Senator Norris for Committee on Appropriations

  27. Read 2nd time, reported favorably with proposal of amendment by Senator Hardy for Committee on Finance

  28. Favorable report by Committee on Appropriations

  29. Favorable report with proposal of amendment by Committee on Finance

  30. Unfinished Business/Second Reading

  31. Favorable report with proposal of amendment by Committee on Appropriations

  32. Favorable report with proposal of amendment by Committee on Finance

  33. Unfinished Business/Second Reading

  34. Favorable report by Committee on Appropriations

  35. Favorable report with proposal of amendment by Committee on Finance

  36. New Business/Second Reading

  37. Favorable report by Committee on Appropriations

  38. Favorable report with proposal of amendment by Committee on Finance

  39. Second Reading

  40. Entered on Notice Calendar

  41. Referred to Committee on Appropriations per Senate Rule 31

  42. Favorable report with proposal of amendment by Committee on Finance

  43. Second Reading

  44. Entered on Notice Calendar

  45. Read 1st time & referred to Committee on Finance

  46. Read third time and passed

  47. Rep. Olson of Starksboro moved to amend the bill, which was agreed to

  48. Action Calendar: Third Reading

  49. Third Reading ordered

  50. Report of Committee on Commerce and Economic Development agreed to

  51. Rep. Nigro of Bennington recommended for the Committee on Appropriations

  52. Rep. Burkhardt of South Burlington recommended for the Committee on Ways and Means

  53. Rep. Olson of Starksboro reported for the Committee on Commerce and Economic Development

  54. Read second time

  55. Action Calendar: Favorable with Amendment

  56. Notice Calendar: Favorable with Amendment

  57. Referred to Committee on Appropriations per Rule 35(a)

  58. Notice Calendar: Favorable with Amendment

  59. Referred to Committee on Ways and Means per Rule 35(a)

  60. Notice Calendar: Favorable with Amendment

  61. Read first time and referred to the Committee on Commerce and Economic Development

Sponsors

Sponsorship breakdown

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2 sponsors · 7 co-sponsors · 181 not signed on

Sponsors (2)

Co-sponsors (7)

Not signed on (181)

181 members have not signed on to this bill.

Show all 181 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does H.648 do?
An act relating to banking, insurance, and securities
Who sponsors H.648?
H.648 is sponsored by Michael J Marcotte (Republican), Edye Graning (Democrat), David "Dave" Bosch (Republican), Emily Carris Duncan (Democrat), Abbey Duke (Democrat), Anthony "Tony" Micklus (Republican), Herb Olson (Democrat), Monique Priestley (Democrat), and Kirk White (Democrat).
What is the current status of H.648?
This bill has been enacted into law. Introduced January 13, 2026. Enacted.
Where can I track H.648?
Track H.648 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 14 days ago · updated continuously

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