Florida 2026 Session Status: Introduced 1 R cosponsors

SB 684 — Electronic Signatures Associated with Total Loss Vehicles and Vessels

Last action — Laid on Table, companion bill(s) passed, see CS/HB 961 (Ch. 2026-56)

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced December 01, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 28% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Electronic Signatures Associated with Total Loss Vehicles and Vessels; Requiring insurance companies or their authorized agents to implement certain control processes and procedures for certain electronic signatures; deleting a requirement that electronic signatures on odometer disclosures submitted through insurance companies be executed in a specified manner, etc.

Bill Text

What changed in the latest version

38 added · 36 removed

38 line(s) added, 36 removed.

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Florida Senate - 2026 SB 684 By Senator McClain 9-00805A-26 2026684__ A bill to be entitled An act relating to electronic signatures associated with total loss vehicles and vessels;
Florida Senate - 2026 CS for SB 684 By the Committee on Rules;
and Senator McClain 595-02931-26 2026684c1 A bill to be entitled An act relating to electronic signatures associated with total loss vehicles and vessels;
requiring insurance companies to implement certain control processes and procedures for certain electronic signatures;
requiring insurance companies or their authorized agents to implement certain control processes and procedures for certain electronic signatures;
However, insurance companies must implement control processes and procedures acceptable to the department to ensure adequate identity verification and preservation, disposition, integrity, security, confidentiality, and auditability of electronic signatures, except that an electronic signature on an odometer disclosure submitted through an insurance company must be executed using an electronic signature, as defined in s.
However, insurance companies or their authorized agents must implement control processes and procedures acceptable to the department to ensure adequate identity verification and preservation, disposition, integrity, security, confidentiality, and auditability of electronic signatures, except that an electronic signature on an odometer disclosure submitted through an insurance company must be executed using an electronic signature, as defined in s.
668.003(4), which uses a system providing an Identity Assurance Level, Authenticator Assurance Level, and Federation Assurance Level, as described in the National Institute of Standards and Page 1 of 2 CODING:
668.003(4), which uses a system providing an Identity Assurance Level, Authenticator Assurance Page 1 of 2 CODING:
Florida Senate - 2026 SB 684 9-00805A-26 2026684__ Technology Special Publication 800-63-3, as of December 1, 2017, which are equivalent to or greater than Level 2, for each level, for a certificate of destruction or for a salvage certificate of title.
Florida Senate - 2026 CS for SB 684 595-02931-26 2026684c1 Level, and Federation Assurance Level, as described in the National Institute of Standards and Technology Special Publication 800-63-3, as of December 1, 2017, which are equivalent to or greater than Level 2, for each level, for a certificate of destruction or for a salvage certificate of title.
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Action History

  1. Laid on Table, companion bill(s) passed, see CS/HB 961 (Ch. 2026-56) -SJ 527

  2. Substituted CS/HB 961 -SJ 527

  3. Read 2nd time -SJ 527

  4. Placed on Special Order Calendar, 03/04/26

  5. CS by Rules read 1st time

  6. Placed on Calendar, on 2nd reading

  7. Pending reference review -under Rule 4.7(2) - (Committee Substitute)

  8. CS by- Rules; YEAS 23 NAYS 0

  9. On Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building

  10. Now in Rules

  11. Favorable by Banking and Insurance; YEAS 10 NAYS 0

  12. On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building

  13. Now in Banking and Insurance

  14. Favorable by Transportation; YEAS 8 NAYS 0

  15. On Committee agenda-- Transportation, 01/20/26, 9:30 am, 37 Senate Building

  16. Introduced

  17. Referred to Transportation; Banking and Insurance; Rules

  18. Filed

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 163 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (163)

163 members have not signed on to this bill.

Show all 163 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Favorable with Committee Substitute

Passed 23 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Republican 17001
Democrat 5000
No Party Affiliation 1000
Total 23001
% of votes cast 96%0%0%4%
How each member voted (24)
Member Party Vote
Berman, Lori Democrat Yea
Davis, Tracie Democrat Yea
Jones, Shevrin D. "Shev" Democrat Yea
Osgood, Rosalind Democrat Yea
Rouson, Darryl Ervin Democrat Yea
Pizzo, Jason W. B. No Party Affiliation Yea
Boyd, Jim Republican Yea
Bradley, Jennifer Republican Yea
Brodeur, Jason Republican Yea
Burgess, Danny Republican Yea
Burton, Colleen Republican Yea
DiCeglie, Nick Republican Yea
Gaetz, Don Republican Yea
Garcia, Ileana Republican Yea
Grall, Erin Republican Not Voting
Harrell, Gayle Republican Yea
Hooper, Ed Republican Yea
Martin, Jonathan Republican Yea
Passidomo, Kathleen Republican Yea
Rodriguez, Ana Maria Republican Yea
Simon, Corey Republican Yea
Trumbull, Jay Republican Yea
Vacant Republican Yea
Wright, Tom A. Republican Yea

Official roll call →

Favorable

Passed 8 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democrat 3000
Republican 5001
Total 8001
% of votes cast 89%0%0%11%
How each member voted (9)
Member Party Vote
Arrington, Kristen Aston Democrat Yea
Davis, Tracie Democrat Yea
Jones, Shevrin D. "Shev" Democrat Yea
Martin, Jonathan Republican Yea
Massullo, Ralph E., Jr. Republican Yea
McClain, Stan Republican Yea
Truenow, Keith L. Republican Yea
Vacant Republican Not Voting
Wright, Tom A. Republican Yea

Official roll call →

Subjects

public-safety finance transportation technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 684 do?
Electronic Signatures Associated with Total Loss Vehicles and Vessels; Requiring insurance companies or their authorized agents to implement certain control processes and procedures for certain electronic signatures; deleting a requirement that electronic signatures on odometer disclosures submitted through insurance companies be executed in a specified manner, etc.
Who sponsors SB 684?
SB 684 is sponsored by McClain, Stan (Republican).
What is the current status of SB 684?
This bill has been introduced in the Senate. Introduced December 01, 2025. It must pass committee before a floor vote.
Where can I track SB 684?
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