Florida 2026 Session Status: Introduced Bipartisan · 3 R · 2 D cosponsors

SB 202 — Mandatory Human Reviews of Insurance Claim Denials

Last action — Died in Banking and Insurance

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced October 15, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Stalled 32% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 5 sponsors

    1 primary, 4 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (3 R · 2 D) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.

Bill Text

Action History

  1. Died in Banking and Insurance

  2. Introduced

  3. Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules

  4. Filed

Sponsors

Sponsorship breakdown

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1 sponsors · 4 co-sponsors · 159 not signed on

Sponsors (1)

Co-sponsors (4)

Not signed on (159)

159 members have not signed on to this bill.

Show all 159 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 202 do?
Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.
Who sponsors SB 202?
SB 202 is sponsored by Mayfield, Debbie (Republican), Sharief, Barbara (Democrat), Arrington, Kristen Aston (Democrat), Bradley, Jennifer (Republican), and Garcia, Ileana (Republican).
What is the current status of SB 202?
This bill has been introduced in the Senate. Introduced October 15, 2025. It must pass committee before a floor vote.
Where can I track SB 202?
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Last checked for changes 2 months ago · updated continuously

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