Tennessee 114th General Assembly Status: Passed House 1 R cosponsors

HB 0316 — AN ACT to amend Tennessee Code Annotated, Title 4; Title 9; Title 45; Title 47 and Title 56, relative to consumer protection.

Last action — Taken off notice for cal in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the House. Introduced January 22, 2025. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the Senate.

Odds of enactment

Moderate chance

Based on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 28% · moderate confidence

  • Passed House

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Consumer Protection - As introduced, reduces, from $100 billion to $50 billion, the amount of assets held by a state or national bank, savings and loan association, savings bank, credit union, industrial loan and thrift, or mortgage lender that are necessary to fall within the definition of a financial institution for purposes of the application of certain consumer protections. - Amends TCA Title 4; Title 9; Title 45; Title 47 and Title 56.

Bill Text

Action History

  1. Filed for introduction

  2. Introduced, Passed on First Consideration

  3. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  4. Filed for introduction

  5. Intro., P1C.

  6. P2C, caption bill, held on desk - pending amdt.

  7. Ref. to Commerce Committee

  8. Assigned to s/c Banking & Consumer Affairs Subcommittee

  9. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/12/2025

  10. Action Def. in s/c Banking and Consumer Affairs Subcommittee to 3/19/2025

  11. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/19/2025

  12. Action Def. in s/c Banking and Consumer Affairs Subcommittee to 3/26/2025

  13. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/26/2025

  14. Taken off notice for cal in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 132 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (132)

132 members have not signed on to this bill.

Show all 132 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 0316 do?
Consumer Protection - As introduced, reduces, from $100 billion to $50 billion, the amount of assets held by a state or national bank, savings and loan association, savings bank, credit union, industrial loan and thrift, or mortgage lender that are necessary to fall within the definition of a financial institution for purposes of the application of certain consumer protections. - Amends TCA Title 4; Title 9; Title 45; Title 47 and Title 56.
Who sponsors HB 0316?
HB 0316 is sponsored by Rudd, Tim (Republican).
What is the current status of HB 0316?
This bill has passed the House. Introduced January 22, 2025. It now moves to the second chamber.
Where can I track HB 0316?
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Last checked for changes 3 months ago · updated continuously

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