United States 119th Congress Status: In Committee 2 R cosponsors

HR 146 — Prohibition on IOER Act of 2025

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced January 03, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 18% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 2 sponsors

    2 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The Prohibition on IOER Act aims to stop the Federal Reserve from paying interest on certain bank reserves.

This bill seeks to eliminate the interest paid by the Federal Reserve on specific bank reserves. It is currently under review by a congressional committee.

Summary

The Prohibition on IOER Act of 2025 aims to stop the Federal Reserve from paying interest on certain bank reserves. This bill has recently been sent to a committee for review and discussion.

Bill Text

Action History

  1. Introduced in House

  2. Introduced in House

  3. Introduced in House

  4. Introduced in House

  5. Referred to the House Committee on Financial Services.

  6. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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2 sponsors · 0 co-sponsors · 545 not signed on

Sponsors (2)

Co-sponsors (0)

None.

Not signed on (545)

545 members have not signed on to this bill.

Show all 545 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

taxation finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HR 146 do?
The Prohibition on IOER Act of 2025 aims to stop the Federal Reserve from paying interest on certain bank reserves. This bill has recently been sent to a committee for review and discussion.
Who sponsors HR 146?
HR 146 is sponsored by Davidson, Warren (Republican).
What is the current status of HR 146?
This bill is in committee in the House. Introduced January 03, 2025. It must pass committee before a floor vote.
Where can I track HR 146?
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Last checked for changes 4 months ago · updated continuously

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