How HB 321 changes current law

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO DISAPPROVAL OF INSURANCE POLICY FORMS. · Delaware

How this bill changes current law

3 changes

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill expands the grounds for disapproval of insurance policy forms to include more lines of insurance beyond just life and health policies.

  • § 2713

    If it contains any unjust, unfair or inequitable provision or provisions; provisions. → If it contains any unjust, unfair or inequitable provision or provisions.

    Clarifies the language regarding unjust provisions without changing the meaning.

  • § 2713

    As to an individual health insurance policy, if If the benefits provided therein are unreasonable in relation to the premium charged, → As to an individual health insurance policy, if the benefits provided therein are unreasonable in relation to the premium charged,

    Removes redundant wording to streamline the clause.

  • § 2713

    As to a life insurance or health insurance policy, if If it contains a provision or provisions such as to encourage misrepresentation. → As to a life insurance or health insurance policy, if it contains a provision or provisions such as to encourage misrepresentation.

    Removes redundant wording to streamline the clause.

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View the full bill Permalink: https://www.oneclickpolitics.com/bills/413669-hb-321/current-law