HB 321 — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO DISAPPROVAL OF INSURANCE POLICY FORMS.
Last action — Signed by Governor
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced March 03, 2022. Enacted.
Prognosis
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Enacted
Current position in the legislative process.
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6 sponsors
2 primary, 4 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (4 D).
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Cleared a recorded vote
Passed 2 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
This bill expands the Commissioner’s authority to deny policy form filings that encourage misrepresentation, contain any unjust, unfair or inequitable provisions, or where the benefits provided are unreasonable in relation to the premium charged, to other lines of insurance not limited to life and health policies. This bill also makes technical changes to conform to the requirements of the Delaware Legislative Drafting Manual.
Bill Text
- Bill Text View text Current pdf
AI-generated reading aid from the bill's amendatory text — verify against the official bill.
This bill expands the grounds for disapproval of insurance policy forms to include more lines of insurance beyond just life and health policies.
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§ 2713
If it contains any unjust, unfair or inequitable provision or provisions; provisions.→ If it contains any unjust, unfair or inequitable provision or provisions.Clarifies the language regarding unjust provisions without changing the meaning.
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§ 2713
As to an individual health insurance policy, if If the benefits provided therein are unreasonable in relation to the premium charged,→ As to an individual health insurance policy, if the benefits provided therein are unreasonable in relation to the premium charged,Removes redundant wording to streamline the clause.
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§ 2713
As to a life insurance or health insurance policy, if If it contains a provision or provisions such as to encourage misrepresentation.→ As to a life insurance or health insurance policy, if it contains a provision or provisions such as to encourage misrepresentation.Removes redundant wording to streamline the clause.
Action History
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Signed by Governor
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Passed By Senate. Votes: 20 YES 1 ABSENT
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Reported Out of Committee (Banking, Business & Insurance) in Senate with 1 Favorable, 4 On Its Merits
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Assigned to Banking, Business & Insurance Committee in Senate
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Passed By House. Votes: 40 YES 1 ABSENT
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Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 1 Favorable, 8 On Its Merits
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Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
Sponsors
- William Bush · Primary
- Spiros Mantzavinos · Primary
- Stephanie L. Hansen · Cosponsor
- David P. Sokola · Cosponsor
- Ernesto B Lopez · Cosponsor
- Bruce C. Ennis · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →2 sponsors · 4 co-sponsors · 56 not signed on
Sponsors (2)
- William Bush Democratic
- Spiros Mantzavinos Democratic
Co-sponsors (4)
- Stephanie L. Hansen Democratic
- David P. Sokola Democratic
- Ernesto B Lopez
- Bruce C. Ennis
Not signed on (56)
56 members have not signed on to this bill.
Show all 56 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 5 | 0 | 0 | 0 |
| Democratic | 11 | 0 | 0 | 0 |
| Republican | 4 | 0 | 0 | 1 |
| Total | 20 | 0 | 0 | 1 |
| % of votes cast | 95% | 0% | 0% | 5% |
How each member voted (21)
| Member | Party | Vote |
|---|---|---|
| Bruce C. Ennis | — | Yea |
| Colin Bonini | — | Yea |
| Ernesto B Lopez | — | Yea |
| Kyle Evans Gay | — | Yea |
| Sarah McBride | — | Yea |
| Bryan Townsend | Democratic | Yea |
| Darius J. Brown | Democratic | Yea |
| David P. Sokola | Democratic | Yea |
| John "Jack" Walsh | Democratic | Yea |
| Laura V. Sturgeon | Democratic | Yea |
| Marie Pinkney | Democratic | Yea |
| Nicole Poore | Democratic | Yea |
| S. Elizabeth Lockman | Democratic | Yea |
| Spiros Mantzavinos | Democratic | Yea |
| Stephanie L. Hansen | Democratic | Yea |
| Trey Paradee | Democratic | Yea |
| Brian Pettyjohn | Republican | Yea |
| Bryant L. Richardson | Republican | Yea |
| Dave G. Lawson | Republican | Not Voting |
| David L. Wilson | Republican | Yea |
| Gerald W. Hocker | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 13 | 0 | 0 | 0 |
| Democratic | 15 | 0 | 0 | 1 |
| Republican | 12 | 0 | 0 | 0 |
| Total | 40 | 0 | 0 | 1 |
| % of votes cast | 98% | 0% | 0% | 2% |
How each member voted (41)
Subjects
Frequently asked questions
- What does HB 321 do?
- This bill expands the Commissioner’s authority to deny policy form filings that encourage misrepresentation, contain any unjust, unfair or inequitable provisions, or where the benefits provided are unreasonable in relation to the premium charged, to other lines of insurance not limited to life and health policies. This bill also makes technical changes to conform to the requirements of the Delaware Legislative Drafting Manual.
- Who sponsors HB 321?
- HB 321 is sponsored by William Bush (Democratic), Spiros Mantzavinos (Democratic), Stephanie L. Hansen (Democratic), David P. Sokola (Democratic), Ernesto B Lopez, and Bruce C. Ennis.
- What is the current status of HB 321?
- This bill has been enacted into law. Introduced March 03, 2022. Enacted.
- Where can I track HB 321?
- Track HB 321 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 2 months ago · updated continuously
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