New Hampshire 2026 Session Status: Enacted 3 R cosponsors

SB 607 — relative to short-term, limited duration health insurance policies

Last action — Signed by the Governor on 06/19/2026; Chapter 199; Effective 01/01/2027

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced November 25, 2025. Enacted.

Signed by Governor Kelly Ayotte (Republican) on June 24, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 60% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 5 sponsors

    1 primary, 4 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (3 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill alters regulations for short-term, limited duration health insurance policies.

This bill modifies the rules governing short-term health insurance plans, affecting coverage duration and provisions. It aims to clarify and update the regulations surrounding these policies.

What this means for you
  • Consumers: This bill may affect your access to clearer information on short-term health insurance options.

Summary

relative to short-term, limited duration health insurance policies

Bill Text

What changed in the latest version

32 added · 32 removed

Plain-language change summary

The final version of SB 607 allows insurers to offer short-term health insurance policies that can last up to 36 months, rather than just 6 months as previously limited. Additionally, it mandates that insurers inform consumers in writing that these plans are not subject to the same regulations as comprehensive health insurance, which could impact coverage for pre-existing conditions. This change is significant because it expands options for consumers, but it also raises concerns about the adequacy of coverage and protections afforded under the Affordable Care Act.

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Latest
SB 607 - VERSION ADOPTED BY BOTH BODIES 03/26/2026 1165s SESSION 26-2171 07/08 SENATE BILL 607 AN ACT relative to short-term, limited duration health insurance policies.
CHAPTER 199 SB 607 - FINAL VERSION 03/26/2026 1165s SESSION 26-2171 07/08 SENATE BILL 607 AN ACT relative to short-term, limited duration health insurance policies.
This bill also requires insurers to provide written notice to consumers that such plans are not required to comply with the ACA, may exclude pre- existing conditions, and may include terms that differ from comprehensive health plans.
This bill also requires insurers to provide written notice to consumers that such plans are not required to comply with the ACA, may exclude pre-existing conditions, and may include terms that differ from comprehensive health plans.
SB 607 - VERSION ADOPTED BY BOTH BODIES 03/26/2026 1165s 26-2171 07/08 STATE OF NEW HAMPSHIRE In the Year of Our Lord Two Thousand Twenty-Six AN ACT relative to short-term, limited duration health insurance policies.
CHAPTER 199 SB 607 - FINAL VERSION 03/26/2026 1165s 26-2171 07/08 STATE OF NEW HAMPSHIRE In the Year of Our Lord Two Thousand Twenty-Six AN ACT relative to short-term, limited duration health insurance policies.
1 Insurance;
199:1 Insurance;
(b) In addition to any disclosure required by the commissioner under RSA 415- A:2, for the sale of plans under subparagraph (a), an insurer shall provide a clear and conspicuous notice to the consumer, during the application process and in the contract, that contains the following language:
(b) In addition to any disclosure required by the commissioner under RSA 415-A:2, for the sale of plans under subparagraph (a), an insurer shall provide a clear and conspicuous notice to the consumer, during the application process and in the contract, that contains the following language:
Consumers should review the policy carefully to understand the terms and compare potential costs and coverages with plans available for purchase on Healthcare.gov or directly from a health care insurer.” 2 Effective Date.
Consumers should review the policy carefully to understand the terms and compare potential costs and coverages with plans available for purchase on Healthcare.gov or directly from a health care insurer.” 199:2 Effective Date.
Approved:
June 19, 2026 Effective Date:
January 01, 2027
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Action History

  1. Signed by the Governor on 06/19/2026; Chapter 199; Effective 01/01/2027

  2. Enrolled (in recess of) 06/04/2026 HJ 15

  3. Enrolled Adopted, VV, (In recess 06/04/2026); SJ 14

  4. Ought to Pass: MA VV 05/14/2026 HJ 13

  5. Committee Report: Ought to Pass 04/29/2026 (Vote 14-0; CC) HC 19 P. 9

  6. Executive Session: 04/29/2026 10:00 am GP 229

  7. Subcommittee Work Session: 04/22/2026 10:00 am GP 229

  8. Public Hearing: 04/08/2026 02:30 pm GP 229

  9. Introduced (in recess of) 03/26/2026 and referred to Commerce and Consumer Affairs HJ 9 P. 55

  10. Committee Amendment # 2026-1165s, AA, VV; 03/26/2026; SJ 7

  11. Ought to Pass with Amendment #2026-1165s, MA, VV; OT3rdg; 03/26/2026; SJ 7

  12. Committee Report: Ought to Pass with Amendment # 2026-1165s, 03/26/2026; Vote 5-0; CC; SC 11

  13. Hearing: 03/11/2026, Room 100, SH, 09:30 am; SC 9

  14. Introduced 01/07/2026 and Referred to Health and Human Services; SJ 1

Sponsors

Sponsorship breakdown

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1 sponsors · 4 co-sponsors · 410 not signed on

Sponsors (1)

Co-sponsors (4)

Not signed on (410)

410 members have not signed on to this bill.

Show all 410 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

healthcare health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 607 do?
relative to short-term, limited duration health insurance policies
Who sponsors SB 607?
SB 607 is sponsored by Tim McGough (Republican), Julie Miles (Republican), Brian H Labrie, Katelyn T Kuttab, and Daniel Innis (Republican).
What is the current status of SB 607?
This bill has been enacted into law. Introduced November 25, 2025. Enacted.
Where can I track SB 607?
Track SB 607 free on One Click Politics — get push/email alerts when it moves.

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