New Hampshire 2026 Session Status: Enacted 1 R cosponsors

SB 550 — relative to insurance coverage for services provided by naturopathy providers.

Last action — Signed by the Governor on 07/02/2026; Chapter 264; Effective 01/01/2027

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced November 24, 2025. Enacted.

Signed by Governor Kelly Ayotte (Republican) on July 09, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 54% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill mandates insurance coverage for services by naturopathy providers.

This legislation requires that health insurance plans include coverage for services offered by naturopathy providers. It aims to ensure that patients have access to these alternative health services through their insurance plans.

What this means for you
  • Families: Families may benefit from enhanced access to alternative health services that support their wellness needs.
  • Consumers: Consumers will have more options for coverage related to naturopathy services under their health insurance plans.
  • Healthcare: This means healthcare providers may need to adapt to new coverage requirements for naturopathy services.

Summary

relative to insurance coverage for services provided by naturopathy providers.

Bill Text

What changed in the latest version

19 added · 54 removed

Plain-language change summary

The recent amendment to SB 550 requires insurers to provide coverage for naturopathic services that are equivalent to those offered by other healthcare providers, which ensures that patients can access these services without facing higher costs. Previously, insurers had the option to provide this coverage, but now it is mandated, making it a significant change that could help increase the availability of naturopathic care for residents. This change matters because it promotes broader healthcare options and potentially lowers out-of-pocket expenses for those seeking alternative medical treatments. Additionally, the law will take effect on January 1, 2027, giving insurers time to adjust their policies.

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SB 550-FN - VERSION ADOPTED BY BOTH BODIES 14May2026...
CHAPTER 264 SB 550-FN - FINAL VERSION 14May2026...
SB 550-FN - VERSION ADOPTED BY BOTH BODIES 14May2026...
CHAPTER 264 SB 550-FN - FINAL VERSION 14May2026...
1 Naturopathy Providers;
264:1 Naturopathy Providers;
2 Effective Date.
264:2 Effective Date.
LBA 26-2143 5/15/26 SB 550-FN- FISCAL NOTE AS AMENDED BY THE HOUSE (AMENDMENT # 2026-1702h) AN ACT relative to insurance coverage for services provided by naturopathy providers.
Approved:
FISCAL IMPACT:
July 02, 2026 Effective Date:
Estimated State Impact FY 2026 FY 2027 FY 2028 FY 2029 Indeterminable Indeterminable Indeterminable Increase Increase Increase Revenue $0 (not provided by (not provided (not provided by agency) by agency) agency) Revenue Fund(s) General Fund Expenditures* $0 $0 $0 $0 Funding Source(s) None Appropriations* $0 $0 $0 $0 Funding Source(s) None *Expenditure = Cost of bill *Appropriation = Authorized funding to cover cost of bill Estimated Political Subdivision Impact FY 2026 FY 2027 FY 2028 FY 2029 County Revenue $0 $0 $0 $0 County Expenditures $0 Indeterminable Indeterminable Indeterminable Local Revenue $0 $0 $0 $0 Local Expenditures $0 Indeterminable Indeterminable Indeterminable METHODOLOGY:
January 01, 2027
This bill requires group insurance policies issued or renewed in the state to provide coverage for health services performed by a licensed doctor of naturopathic medicine when the insurer would reimburse for the same type of service if performed by another health care provider.
The bill prohibits insurers from applying higher co-payments, deductibles, or coinsurance to such services.
The Insurance Department states this bill may increase total claim expenditures by a small amount due to increasing the number of providers eligible to perform covered services.
The Department notes this may also result in increased insurance premiums;
however, the extent of any increase is indeterminable.
The Department assumes any increase would be small because health carriers retain the authority to apply standards for medical necessity, credentialing, and contracting and are not required to cover any specific items or services that are not already covered under the plan.
To the extent counties and municipalities purchase health insurance, they could see an increase in their health insurance premiums.
AGENCIES CONTACTED:
Insurance Department
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Action History

  1. Signed by the Governor on 07/02/2026; Chapter 264; Effective 01/01/2027

  2. Enrolled (in recess of) 06/04/2026 HJ 15

  3. Enrolled Adopted, VV, (In recess 06/04/2026); SJ 14

  4. Sen. Rochefort Moved to Concur with the House Amendment, MA, VV; 05/21/2026; SJ 13

  5. Ought to Pass with Amendment 2026-1702h: MA VV 05/14/2026 HJ 13 P. 5

  6. Amendment # 2026-1702h: AA VV 05/14/2026 HJ 13 P. 5

  7. Committee Report: Ought to Pass with Amendment # 2026-1702h 04/29/2026 (Vote 15-0; CC) HC 19 P. 7

  8. Subcommittee Work Session: 04/28/2026 10:00 am GP 229

  9. Executive Session: 04/29/2026 10:00 am GP 229

  10. Subcommittee Work Session: 04/22/2026 10:00 am GP 229

  11. Public Hearing: 04/16/2026 11:00 am GP 229

  12. Introduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 124

  13. Ought to Pass: MA, VV; OT3rdg; 02/19/2026; SJ 4

  14. Committee Report: Ought to Pass, 02/19/2026; Vote 5-0; CC; SC 6

  15. Hearing: 01/28/2026, Room 100, SH, 09:30 am; SC 3

  16. Introduced 01/07/2026 and Referred to Health and Human Services; SJ 1

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 413 not signed on

Sponsors (1)

Co-sponsors (1)

  • David C Lundgren

Not signed on (413)

413 members have not signed on to this bill.

Show all 413 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

healthcare health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 550 do?
relative to insurance coverage for services provided by naturopathy providers.
Who sponsors SB 550?
SB 550 is sponsored by David Rochefort (Republican) and David C Lundgren.
What is the current status of SB 550?
This bill has been enacted into law. Introduced November 24, 2025. Enacted.
Where can I track SB 550?
Track SB 550 free on One Click Politics — get push/email alerts when it moves.

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