United States 119th Congress Status: In Committee 8 R cosponsors

HR 53 — Responsible Borrower Protection Act of 2025

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced January 03, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 8 sponsors

    1 primary, 7 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (8 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

HR 53 aims to reform financial regulations.

HR 53 is a proposed legislation focused on updating and improving financial regulations. It seeks to enhance transparency and accountability in the financial sector.

What this means for you
  • Families: Families may benefit from enhanced consumer protections and clearer financial services.
  • Consumers: This means improved safeguards in financial transactions and a more transparent banking system.
  • Small Business: This could lead to better access to financing and support for small enterprises.

Bill Text

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 7 co-sponsors · 539 not signed on

Sponsors (1)

Co-sponsors (7)

Not signed on (539)

539 members have not signed on to this bill.

Show all 539 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 53?
HR 53 is sponsored by Ogles, Andrew (Republican), Burlison, Eric (Republican), Weber, Randy K. Sr. (Republican), Cline, Ben (Republican), Bost, Mike (Republican), Cloud, Michael (Republican), Donalds, Byron (Republican), and Biggs, Andy (Republican).
What is the current status of HR 53?
This bill is in committee in the House. Introduced January 03, 2025. It must pass committee before a floor vote.
Where can I track HR 53?
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Last checked for changes 19 days ago · updated continuously

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