Missouri 2026 Regular Session Status: Enacted 1 R cosponsors

HB 1870 — Modifies provisions relating to garnishments

Last action — Delivered to Secretary of State (G)

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced December 01, 2025. Enacted.

Signed by Governor Mike Kehoe (Republican) on May 06, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 6 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Bill Text

What changed in the latest version

15 added · 15 removed

Plain-language change summary

The recent changes to Bill HB 1870 introduce a requirement for garnishees, or financial institutions, to notify account holders of a garnishment order within two business days. This amendment aims to enhance transparency and provide account holders an opportunity to file objections or requests for exemptions regarding the garnishment. Additionally, the bill now specifies that if an objection is unresolved after thirty days, the garnishee can deposit the garnished funds with the court for pending resolution, ensuring that funds are not unfairly withheld. This matters because it helps protect the rights of account holders while maintaining the efficiency of the garnishment process.

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SECOND REGULAR SESSION [TRULY AGREED TO AND FINALLY PASSED] SENATE SUBSTITUTE FOR HOUSE COMMITTEE SUBSTITUTE FOR HOUSE BILL NO.
SECOND REGULAR SESSION [PERFECTED] HOUSE COMMITTEE SUBSTITUTE FOR HOUSE BILL NO.
1870 103RD GENERAL ASSEMBLY 4824S.06T 2026 AN ACT To repeal sections 513.380, 513.430, and 513.475, RSMo, and to enact in lieu thereof five new sections relating to garnishments, with an effective date for certain sections.
1870 103RD GENERAL ASSEMBLY 4824H.05P JOSEPH ENGLER, Chief Clerk AN ACT To repeal sections 513.380, 513.430, and 513.475, RSMo, and to enact in lieu thereof five new sections relating to garnishments, with a delayed effective date for certain sections.
SS HCS HB 1870 2 2.
HCS HB 1870 2 2.
The revisor of statutes shall place a revisor's note following section 513.430 or 513.475 referencing the appendix of the adjusted dollar amounts.
The revisor of statutes shall place a revisor’s note following section 513.430 or section 513.475 referencing the appendix of adjusted dollar amounts.
SS HCS HB 1870 3 (3) Any other property of any kind, not to exceed in value [six] one thousand seven hundred dollars in the aggregate;
HCS HB 1870 3 (3) Any other property of any kind, not to exceed in value [six] one thousand seven hundred dollars in the aggregate;
SS HCS HB 1870 4 (e) a.
HCS HB 1870 4 (e) a.
If proceedings under Title 11 of the United States Code are commenced by or against such person, no amount of funds shall be exempt in such proceedings under any such plan, contract, or trust which is fraudulent as defined in subsection 2 of section 428.024 and SS HCS HB 1870 5 for the period such person participated within three years prior to the commencement of such proceedings.
If proceedings under Title 11 of the United States Code are commenced by or against such person, no amount of funds shall be exempt in such proceedings under any such plan, contract, or trust which is fraudulent as defined in subsection 2 of section 428.024 and HCS HB 1870 5 for the period such person participated within three years prior to the commencement of such proceedings.
The exemption allowed under this section shall not be allowed for more than one SS HCS HB 1870 6 owner of any homestead if one owner claims the entire amount allowed under this subsection;
The exemption allowed under this section shall not be allowed for more than one HCS HB 1870 6 owner of any homestead if one owner claims the entire amount allowed under this subsection;
If an order of garnishment attaches to account funds held by a financial institution and the garnishee holds funds of the judgment debtor in an account which the judgment debtor owns in joint tenancy with one or more individuals who are not subject to the garnishment, the garnishee shall withhold the entire amount sought by the SS HCS HB 1870 7 garnishment.
If an order of garnishment attaches to account funds held by a financial institution and the garnishee holds funds of the judgment debtor in an account which the judgment debtor owns in joint tenancy with one or more individuals who are not subject to the garnishment, the garnishee shall withhold the entire amount sought by the HCS HB 1870 7 garnishment.
SS HCS HB 1870 8 10.
HCS HB 1870 8 10.
(1) A garnishee acting in good faith compliance with a facially valid order of garnishment under this section shall not be liable to any debtor, creditor, or other person for withholding, restraining, or releasing funds in reasonable reliance upon the terms of the writ or order.
(1) A garnishee acting in good faith compliance with a facially valid order of garnishment under this section shall not be liable to any debtor, creditor, or other person for withholding, restraining or releasing funds in reasonable reliance upon the terms of the writ or order.
(a) The garnishee fails to follow the clear and express terms of the writ or order;
(a) The garnishee fails to follow the clear and express terms of the writ of order;
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Amendments

4 amendments

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. Delivered to Secretary of State (G)

  2. Approved by Governor (G)

  3. Delivered to Governor

  4. Signed by President Pro Tem (S)

  5. Signed by House Speaker (H)

  6. House Message (H)

  7. Truly Agreed To and Finally Passed - AYES: 142 NOES: 8 PRESENT: 0

  8. House Adopts (H) - SS

  9. Taken Up

  10. Reported Do Pass (H) - AYES: 6 NOES: 2 PRESENT: 0

  11. Voted Do Pass (H)

  12. Executive Session Completed (H)

  13. Referred: Fiscal Review(H)

  14. Reported to the House with... (H) - SS

  15. Third Read and Passed (S) - AYES: 26 NOES: 0 PRESENT: 0

  16. SS Adopted (S)

  17. SS Offered

  18. Taken Up for Third Reading (S)

  19. Reported Do Pass (S)

  20. Voted Do Pass (S)

  21. Executive Session Held (S)

  22. Public Hearing Held (S)

  23. Public Hearing Scheduled (S) - Tuesday, March 31, 2026, 12:00 p.m., Senate Lounge-3rd Floor

  24. Second read and referred: Insurance and Banking(S)

  25. Reported to the Senate and First Read (S)

  26. Third Read and Passed (H) - AYES: 137 NOES: 9 PRESENT: 0

  27. Taken Up for Third Reading (H)

  28. Perfected with Amendments (H) - HA 1, adopted

  29. HCS Adopted (H)

  30. Title of Bill - Agreed To

  31. Taken Up for Perfection (H)

  32. Placed on the Informal Perfection Calendar (H)

  33. Reported Do Pass (H) - AYES: 5 NOES: 1 PRESENT: 0

  34. Voted Do Pass (H)

  35. Executive Session Completed (H)

  36. Referred: Rules - Administrative(H)

  37. HCS Reported Do Pass (H) - AYES: 15 NOES: 0 PRESENT: 0

  38. HCS Voted Do Pass (H)

  39. Executive Session Completed (H)

  40. Public Hearing Completed (H)

  41. Referred: Financial Institutions(H)

  42. Read Second Time (H)

  43. Read First Time (H)

  44. Prefiled (H)

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 198 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (198)

198 members have not signed on to this bill.

Show all 198 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 1870?
HB 1870 is sponsored by Lane Roberts (Republican).
What is the current status of HB 1870?
This bill has been enacted into law. Introduced December 01, 2025. Enacted.
Where can I track HB 1870?
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