HR 408 — A Resolution recognizing the month of April 2026 as "Financial Literacy Month" in Pennsylvania.

PRIOR PRINTER'S NO.

2817 PRINTER'STHE NO.GENERAL ASSEMBLY OF PENNSYLVANIA HOUSE RESOLUTION Session of No.

3204408 THE2026 GENERALINTRODUCED ASSEMBLYBY OFHILL-EVANS, PENNSYLVANIAHARKINS, HOUSEGUZMAN, HOHENSTEIN, HOWARD, NEILSON, MAYES, HANBIDGE, CONKLIN, KAZEEM, SANCHEZ, BURGOS, FREEMAN, MADDEN, PASHINSKI, RIVERA, MENTZER, CEPEDA-FREYTIZ, GALLAGHER AND BOYD, JANUARY 28, 2026 REFERRED TO COMMITTEE ON FINANCE, JANUARY 28, 2026 A RESOLUTION SessionRecognizing the month of No.April 2026 as "Financial Literacy Month" in Pennsylvania.

408WHEREAS, 2026In INTRODUCEDApril BY2004, HILL-EVANS,"Financial HARKINS,Literacy GUZMAN,Month" HOHENSTEIN,was HOWARD,first NEILSON,recognized MAYES,in HANBIDGE, CONKLIN, KAZEEM, SANCHEZ, BURGOS, FREEMAN, MADDEN, PASHINSKI, RIVERA, MENTZER, CEPEDA-FREYTIZ, GALLAGHER, BOYD, CURRY, FLEMING, PARKER, SAMUELSON AND SHAFFER, JANUARY 28, 2026 AS AMENDED, HOUSE OF REPRESENTATIVES, APRIL 15, 2026 A RESOLUTION Recognizing the monthUnited ofStates; April 2026 as "Financial Literacy Month" in Pennsylvania.

WHEREAS, In April 2004, "Financial Literacy Month" was first <-- recognized in the United States;

WHEREAS,20260HR0408PN2817 FIFTY-ONE- PERCENT2 OF- PENNSYLVANIANS ARE LIVING <-- PAYCHECK-TO-PAYCHECK AND 58% DO NOT HAVE A "RAINY DAY FUND" TO COVER THREE MONTHS OF EMERGENCY EXPENSES;

AND WHEREAS, THE AVERAGE AMOUNT OF DEBT PER PENNSYLVANIA RESIDENT IS $85,047, WHICH REPRESENTS CREDIT CARD DEBT, AUTO LOANS, STUDENT LOANS, MORTGAGES AND OTHER DEBT;

AND WHEREAS, IN A WORLD WHERE 71% OF NATIONWIDE RETAIL DOLLARS COME FROM CREDIT CARD TRANSACTIONS AND 33% OF PEOPLE WORLDWIDE REPORT SHOPPING ONLINE, FINANCIAL LITERACY IS MORE IMPORTANT THAN EVER;

AND WHEREAS, A STRONG FINANCIAL FOUNDATION FOR AN INDIVIDUAL 20260HR0408PN3204 - 2 - BEGINS WITH EDUCATION ON BUDGETING AND INCREASING FINANCIAL KNOWLEDGE;

AND WHEREAS, THE PURPOSE OF "FINANCIAL LITERACY MONTH" IS TO EMPHASIZE THE IMPORTANCE OF FINANCIAL LITERACY AND TO ENCOURAGE INDIVIDUALS TO LEARN TECHNIQUES THAT PROMOTE FINANCIAL WELL- BEING;

AND WHEREAS, THE FIRST NATIONWIDE RECOGNITION OF APRIL AS "FINANCIAL LITERACY MONTH" OCCURRED IN 2004;

AND WHEREAS, PENNSYLVANIA RECENTLY SHOWED ITS COMMITMENT TO FINANCIAL LITERACY THROUGH THE PASSAGE OF ACT 35 OF 2023, WHICH REQUIRED SCHOOLS TO OFFER MANDATORY FINANCIAL LITERACY COURSES BEGINNING WITH THE 2026-2027 SCHOOL YEAR;

AND WHEREAS, DESPITE THIS IMPORTANT PROGRESS, FURTHER EFFORTS ARE NEEDED TO ENHANCE FINANCIAL LITERACY EDUCATION;

THEREFORE BE IT RESOLVED, THAT THE HOUSE OF REPRESENTATIVES RECOGNIZE THE MONTH OF APRIL 2026 AS "FINANCIAL LITERACY MONTH" IN PENNSYLVANIA;

AND BE IT FURTHER RESOLVED, THAT THE HOUSE OF REPRESENTATIVES ENCOURAGE CONTINUED AWARENESS OF FINANCIAL LITERACY AND THE ADVANCEMENT OF FINANCIAL LITERACY INTO THE FUTURE.

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