United States 119th Congress Status: In Committee Bipartisan · 2 R · 2 D cosponsors

HR 9166 — Student Loan Refinancing Act of 2026

Last action — Referred to the House Committee on Education and Workforce.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced June 04, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 38% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 4 sponsors

    1 primary, 3 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (2 R · 2 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill aims to allow students to refinance their loans.

This legislation would enable students to refinance their existing student loans for potentially better terms. It focuses on improving access to lower interest rates for borrowers.

What this means for you
  • Families: This means families with student loans might have the opportunity to lower their repayment costs.

Bill Text

How this bill changes current law

3 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill adds provisions for refinancing Federal student loans, establishing a new refinancing program and modifying existing loan provisions.

  • 20 U.S.C. 1087a(a)

    and (2) → (2)

    This change removes 'and' from the second point in the loan availability list, indicating that a new point is being added.

  • 20 U.S.C. 1087a(a)

    ; and (3) to make refinanced loans under section 460A

    This addition specifies that the program will also include provisions for refinancing loans.

  • 20 U.S.C. 1087a(a)

    Loans made under this part → Loans made under this part, except for refinanced loans made under section 460A,

    This change clarifies that existing loans are treated differently from newly refinanced loans.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Education and Workforce.

Sponsors

Sponsorship breakdown

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1 sponsors · 3 co-sponsors · 543 not signed on

Sponsors (1)

Co-sponsors (3)

Not signed on (543)

543 members have not signed on to this bill.

Show all 543 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 9166?
HR 9166 is sponsored by Norcross, Donald (Democratic), Fitzpatrick, Brian K. (Republican), Doggett, Lloyd (Democratic), and Turner, Michael R. (Republican).
What is the current status of HR 9166?
This bill is in committee in the House. Introduced June 04, 2026. It must pass committee before a floor vote.
Where can I track HR 9166?
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Last checked for changes 3 months ago · updated continuously

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