Louisiana 2026 Regular Session Status: Enacted 1 R cosponsors

HB 1187 — INSURANCE: Provides for emergency assessments of the Louisiana Citizens Property Insurance Corporation

Last action — Signed by the Governor. Becomes Act No. 416.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced March 31, 2026. Enacted.

Signed by Governor Jeff Landry (Republican) on May 27, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill allows for emergency assessments by the Louisiana Citizens Property Insurance Corporation.

This legislation enables the Louisiana Citizens Property Insurance Corporation to conduct emergency assessments. It aims to address financial needs arising from significant events affecting the corporation.

Bill Text

What changed in the latest version

110 added · 171 removed

Plain-language change summary

In the latest version of Bill HB 1187, a specific reference to "ACT No. 416" has been removed. This change is significant because it helps to clarify the bill's focus, making it easier for everyone to understand its intent without referencing a potentially outdated or irrelevant piece of legislation. By simplifying the language, lawmakers aim to enhance transparency and ensure that the bill addresses current issues more directly.

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Previous
Latest
HLS 26RS-2696 ENGROSSED Regular Session HOUSE BILL NO.
ENROLLED Regular Session HOUSE BILL NO.
1187 BY REPRESENTATIVE SAWYER INSURANCE:
1187 BY REPRESENTATIVE SAWYER AN ACT To amend and reenact R.S.
Provides for emergency assessments of the Louisiana Citizens Property Insurance Corporation AN ACT To amend and reenact R.S.
* * * (13) "Excess emergency assessment monies" means monies derived from emergency assessments levied pursuant to R.S.
* * * (13) "Excess emergency assessment monies" means monies derived from emergencyassessments levied pursuant to R.S.
22:2307 that are no longer required to pay, secure, or otherwise satisfy bonds or other indebtedness payable from, or secured by, emergency assessment revenues, together with any amounts required Page 1 of 6 CODING:
22:2307 that are no longer required to pay, secure, or otherwise satisfy bonds or other indebtedness payable from, or secured by, emergency assessment revenues, together with any amounts required under the related financing documents for fees, expenses, reserves, and similar obligations.
* * * Page 1 of 5 CODING:
HLS 26RS-2696 ENGROSSED HB NO.
HB NO.
1187 under the related financing documents for fees, expenses, reserves, and similar obligations.
1187 ENROLLED §2297.
* * * §2297.
financing * * * G.(1) Thecorporationmaypledge,assign,andgrantasecurityinterestinthe assessments, insurance and reinsurance recoverables, surcharges, and other funds availableto thecorporationasthesourceofrevenueforandto securebondsorother indebtedness, including without limitation lines of credit or other financing mechanisms issued or created under this Subsection pursuant to the procedures of Chapter 13 of Title 39 of the Louisiana Revised Statutes of 1950, R.S.
financing * * * G.(1) Thecorporationmaypledge,assign,andgrantasecurityinterestinthe assessments, insurance and reinsurance recoverables, surcharges, and other funds availableto thecorporationasthesourceofrevenueforandto securebonds orother indebtedness, including without limitation lines of credit or other financing mechanisms issued or created under this Subsection pursuant to the procedures of Chapter 13 of Title 39 of the Louisiana Revised Statutes of 1950, R.S.
As used in this Subsection, the term "assessments" includes regular assessments under Subsection B or C of this Page 2 of 6 CODING:
As used in this Subsection, the term "assessments" includes regular assessments under Subsection B or C of this Section,andemergencyassessmentsunderSubsectionEofthisSection.
Wordsinstruckthroughtypearedeletionsfromexistinglaw;wordsunderscored are additions.
HLS 26RS-2696 ENGROSSED HB NO.
1187 Section,andemergencyassessmentsunderSubsectionEofthisSection.
However, failure to pay the emergency assessment shall be treated as failure to pay premium.
However, failure to pay the emergency assessment shall be treated as failure to pay Page 2 of 5 CODING:
Wordsinstruckthroughtypearedeletionsfromexistinglaw;wordsunderscored are additions.
HB NO.
1187 ENROLLED premium.
(1) InformationAsapplicable,informationontheelectroniclinktotheform designated bythe Departmentof Revenue to receive a refund from the state after its payment by the insured pursuant to R.S.
(1) InformationAsapplicable,informationontheelectroniclinktotheform designated bythe Department of Revenue to receive a refund from the state after its payment by the insured pursuant to R.S.
Page 3 of 6 CODING:
(2) A As applicable, a statement in fourteen-point or boldface type that any surcharge,marketequalizationcharge,orotherassessmentleviedbythecorporation pursuant to R.S.
Wordsinstruckthroughtypearedeletionsfromexistinglaw;wordsunderscored are additions.
HLS 26RS-2696 ENGROSSED HB NO.
1187 (2) A As applicable, a statement in fourteen-point or boldface type that any surcharge,marketequalizationcharge,orotherassessmentleviedbythecorporation pursuant to R.S.
Notwithstanding any other law to the contrary, the corporation shall not transfer, donate, expand, or otherwise dispose of emergencyassessment monies for purposesofthisSubsection,unlessanduntilallbondsorotherindebtednesspayable from or secured byemergencyassessment revenues have been paid in full or are no longer outstanding by reason of defeasance or other legally effective provision for payment under the related financing documents.
Notwithstanding any other law to the contrary, the corporation shall not transfer, donate, expand, or otherwise dispose of emergencyassessment monies for purposesofthisSubsection,unlessanduntilallbondsorotherindebtednesspayable from or secured byemergencyassessment revenues have been paid in full or are no Page 3 of 5 CODING:
Wordsinstruckthroughtypearedeletionsfromexistinglaw;wordsunderscored are additions.
HB NO.
1187 ENROLLED longer outstanding by reason of defeasance or other legally effective provision for payment under the related financing documents.
The corporation may expend a reasonable amount of excess emergency assessment monies to pay actual, necessary, and documented costs associated with determining the excess emergency assessment monies, supporting the certification, and effectuating the transfer of monies pursuant to the provisions of this Section.
The corporation may expend a reasonable amount of excess emergency assessment monies to pay actual, necessary, and documented costs associated with determining the excess emergencyassessment monies, supporting the certification, and effectuating the transfer of monies pursuant to the provisions of this Section.
Page 4 of 6 CODING:
G.
Wordsinstruckthroughtypearedeletionsfromexistinglaw;wordsunderscored are additions.
HLS 26RS-2696 ENGROSSED HB NO.
1187 G.
Section 2.
Page 4 of 5 CODING:
This Act shall become effectiveupon signature bythe governor or, if not signedbythegovernor,uponexpirationofthetimeforbillstobecomelawwithoutsignature by the governor, as provided by Article III, Section 18 of the Constitution of Louisiana.
If vetoed bythe governorand subsequentlyapprovedbythe legislature, this Act shall become effective on the dayfollowing such approval.
DIGEST ThedigestprintedbelowwaspreparedbyHouseLegislative Services.
It constitutes nopart of the legislative instrument.
The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent.
[R.S.
1:13(B) and 24:177(E)] HB 1187 Engrossed 2026 Regular Session Sawyer Abstract:
Show all 68 changed rows (28 more)
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Latest
Provides for excess emergency assessment monies allocation.
Proposed law retains present law definitions relative to personal property.
Proposed law adds the term "excess emergency assessment monies" to definitions.
Present law authorizes the La.
Citizens Property Insurance Corporation (corporation) to pledge, assign, and grant a security interest in the assessments, insurance and reinsurance recoverables, surcharges, and other funds available to the corporation as the source of revenue for and to secure bonds or other indebtedness.
Proposed law allows any excess emergency assessment monies to be retained for the paymentoffuturedebtsorusedforthepurposesandinthemannerprovidedforin proposed law, (R.S.
22:2317(B)), including as funding for the Louisiana Fortify Homes Program, as provided in present law (R.S.
22:1483.1), after all bonds issued or other indebtedness incurred that are payable from, secured by, or otherwise related to emergency assessments levied pursuant to present law have been paid in full or are no longer outstanding byreason of defeasance or other legally effective provision for payment.
Proposed law exempts the corporation from retaining any profits or excess reserves generated to be used to offset deficits incurred by the plans for the purpose of funding the Louisiana Fortify Homes Program, as provided for in present law.
Proposedlawprohibitsthecorporationfromtransferring,donating,expanding,orotherwise disposing of emergency assessment monies pursuant to present law unless and until all bonds or other indebtedness payable from or secured by emergency assessment revenues have been paid in full or are no longer outstanding by reason of defeasance or other legally effective provision for payment under the related financing documents.
Page 5 of 6 CODING:
HLS 26RS-2696 ENGROSSED HB NO.
HB NO.
1187 Proposedlawrequiresthegoverningboardofthecorporationtoadoptaresolutioncertifying that the requirements of present law have been satisfied and the amount, if any, of excess emergency assessment monies and directing the transfer of such monies for the purposes authorized pursuant to present law and proposed law, within 90 days of the provisions of present law being satisfied.
1187 ENROLLED Section 2.
Proposed law permits excess emergency assessment monies to be transferred to the Louisiana FortifyHomes Program Fund and such funds shall be used only for the purposes authorized following certification pursuant to present law.
This Act shall become effective upon signature bythe governor or, if not signedbythegovernor,uponexpirationofthetimeforbillstobecomelawwithoutsignature by the governor, as provided by Article III, Section 18 of the Constitution of Louisiana.
Proposed law requires following the certification required by present law, the corporation shall transferexcessemergencyassessment monies to thestatetreasurerfor deposit into the state treasuryfor deposit into the Louisiana FortifyHomes Program Fund for the exclusive purpose of funding the Louisiana Fortify Homes Program.
If vetoed bythe governorand subsequentlyapproved bythe legislature, this Act shall become effective on the dayfollowing such approval.
Proposed law allows the corporation to expend a reasonable amount of excess emergency assessment monies to pay actual, necessary, and documented costs associated with determining the excess emergency assessment monies, supporting the certification, and effectuating the transfer of monies pursuant to present law.
SPEAKER OF THE HOUSE OF REPRESENTATIVES PRESIDENT OF THE SENATE GOVERNOR OF THE STATE OF LOUISIANA APPROVED:
Proposed law authorizes the governing board to approve such costs by resolution.
Page 5 of 5 CODING:
Proposed law requires the corporation to submit to the House and Senate committees on insurance and post on its public website the following:
(1) The board resolution required pursuant to present law.
(2) Areportwithin 60 days of the transferofmonies pursuantto presentlaw,statingthe amounttransferred,theadministrativecostspaidinaccordancewithpresentlaw,and the date of transfer.
Effective upon signature of governor or lapse of time for gubernatorial action.
(Amends R.S.
22:2297(D)(2), 2307(G), and 2317;
Adds R.S.
22:2292(A)(13)) Summary of Amendments Adopted by House The Committee Amendments Proposed by House Committee on Insurance to the original bill:
1.
Make a technical change.
Page 6 of 6 CODING:
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Amendments

2 amendments

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Action History

  1. Signed by the Governor. Becomes Act No. 416.

  2. Effective date: 05/27/2026.

  3. Sent to the Governor for executive approval.

  4. Received from the Senate without amendments.

  5. Enrolled and signed by the Speaker of the House.

  6. Signed by the President of the Senate.

  7. Rules suspended. Read by title, passed by a vote of 34 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

  9. Read by title and referred to the Legislative Bureau.

  10. Reported favorably.

  11. Read second time by title and referred to the Committee on Insurance.

  12. Read third time by title, roll called on final passage, yeas 87, nays 9. Finally passed, title adopted, ordered to the Senate.

  13. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

  14. Read by title, amended, ordered engrossed, passed to 3rd reading.

  15. Scheduled for floor debate on 04/29/2026.

  16. Reported with amendments (12-0).

  17. Read by title, under the rules, referred to the Committee on Insurance.

  18. Read by title. Lies over under the rules.

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 146 not signed on · 8 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (146)

146 members have not signed on to this bill.

Show all 146 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

FINAL PASSAGE (#1174)

Passed 34 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 1000
Republican 23004
Democrat 10001
Total 34005
% of votes cast 87%0%0%13%
How each member voted (39)
Member Party Vote
Mr. President — Yea
Edward J. Price Democrat Yea
Gary Carter Democrat Yea
Gerald Boudreaux Democrat Yea
Jay Luneau Democrat Yea
Jimmy Harris Democrat Yea
Katrina R. Jackson-Andrews Democrat Yea
Larry Selders Democrat Not Voting
Regina Barrow Democrat Yea
Royce Duplessis Democrat Yea
Sam Jenkins Democrat Yea
Sidney Barthelemy II Democrat Yea
Adam Bass Republican Yea
Alan Seabaugh Republican Yea
Beth Mizell Republican Yea
Blake Miguez Republican Not Voting
Bob Hensgens Republican Yea
Brach Jerad Myers Republican Yea
Caleb Kleinpeter Republican Yea
Eddie J. Lambert Republican Yea
Franklin J. Foil Republican Not Voting
Glen Womack Republican Yea
Gregory A. Miller Republican Yea
Heather Cloud Republican Yea
Jeremy Stine Republican Not Voting
John C. "Jay" Morris Republican Yea
Jr., William "Bill" Wheat Republican Yea
Kirk Talbot Republican Yea
Mark Abraham Republican Yea
Michael "Big Mike" Fesi Republican Yea
Mike Reese Republican Yea
Patrick Connick Republican Yea
Patrick McMath Republican Not Voting
Rick Edmonds Republican Yea
Robert "Bob" Owen Republican Yea
Robert Allain Republican Yea
Stewart Jr. Cathey Republican Yea
Thomas A. Pressly Republican Yea
Valarie Hodges Republican Yea

Official roll call →

FINAL PASSAGE (#836)

Passed 87 Yea · 9 Nay · 9 Other
Party YeaNayPresentNot Voting
Unaffiliated 4102
Republican 56705
Democrat 27102
Total 87909
% of votes cast 83%9%0%9%
How each member voted (105)
Member Party Vote
Mr. Speaker — Yea
Galle — Yea
Stagni — Yea
Amedee — Nay
Johnson, T. — Not Voting
Landry, T. — Yea
St. Blanc — Not Voting
Adrian Fisher Democrat Yea
Aimee Adatto Freeman Democrat Yea
Alonzo L. Knox Democrat Yea
Barbara Carpenter Democrat Yea
C. Denise Marcelle Democrat Yea
Candace N. Newell Democrat Yea
Chasity Martinez Democrat Yea
Dana Henry Democrat Yea
Delisha Boyd Democrat Yea
Ed Murray Democrat Yea
Edmond Jordan Democrat Yea
Gerald Boudreaux Democrat Yea
III, Ed Larvadain Democrat Yea
Joy Walters Democrat Yea
Jr., Kyle M. Green Democrat Yea
Ken Brass Democrat Yea
Mandie Landry Democrat Yea
Marcus Anthony Bryant Democrat Yea
Pat Moore Democrat Yea
Rashid Armand Young Democrat Not Voting
Robby Carter Democrat Nay
Rodney Lyons Democrat Yea
Roy Daryl Adams Democrat Yea
Shaun Raphael Mena Democrat Not Voting
Sr., Wilford Carter Democrat Yea
Steven Jackson Democrat Yea
Sylvia Elaine Taylor Democrat Yea
Tammy T. Phelps Democrat Yea
Tehmi Jahi Chassion Democrat Yea
Vanessa Caston LaFleur Democrat Yea
Annie Spell Republican Yea
Barbara Reich Freiberg Republican Yea
Beth Anne Billings Republican Yea
Brett F. Geymann Republican Nay
Brian Leonard Glorioso Republican Yea
Bryan Fontenot Republican Yea
Chad Michael Boyer Republican Yea
Chance Keith Henry Republican Yea
Christopher Turner Republican Yea
Danny McCormick Republican Nay
Daryl Andrew Deshotel Republican Yea
Debbie Villio Republican Yea
Dixon Wallace McMakin Republican Yea
Dodie Horton Republican Nay
Emily Chenevert Republican Yea
Foy Bryan Gadberry Republican Yea
Francis C. Thompson Republican Yea
Gregory A. Miller Republican Yea
III, Roger William Wilder Republican Yea
III, Vincent E. Cox Republican Yea
IV, Gerald "Beau" Beaullieu Republican Yea
Jack McFarland Republican Yea
Jacob Braud Republican Yea
Jacob Jules Landry Republican Yea
Jason Brian DeWitt Republican Yea
Jeffrey "Jeff" Fons Wiley Republican Yea
Jeremy LaCombe Republican Yea
Jerome Zeringue Republican Yea
Jessica Domangue Republican Yea
John E. Wyble Republican Yea
Joseph A. Orgeron Republican Yea
Josh Carlson Republican Yea
Jr., Dennis Bamburg Republican Yea
Jr., John R. Illg Republican Yea
Jr., Michael Robert Bayham Republican Yea
Kathy Edmonston Republican Yea
Kellee Hennessy Dickerson Republican Nay
Kim Carver Republican Yea
Kimberly Landry Coates Republican Yea
Larry A. Bagley Republican Yea
Lauren Ventrella Republican Yea
Laurie Schlegel Republican Yea
Les Farnum Republican Not Voting
Mark Wright Republican Yea
Michael "Gabe" Firment Republican Yea
Michael Charles Echols Republican Yea
Michael Melerine Republican Not Voting
Mike Johnson Republican Yea
Neil Riser Republican Yea
Nicholas Muscarello Republican Yea
Paul Sawyer Republican Yea
Phillip Eric Tarver Republican Not Voting
Polly Thomas Republican Yea
R. Dewith Carrier Republican Yea
Raymond J. Crews Republican Nay
Reese "Skip" Broussard Republican Yea
Rhonda Gaye Butler Republican Yea
Robert "Bob" Owen Republican Nay
Rodney Schamerhorn Republican Nay
Ryan Bourriaque Republican Yea
Shane Mack Republican Yea
Sr., Peter F. Egan Republican Yea
Stephanie H. Berault Republican Yea
Stephanie Hilferty Republican Yea
Timothy P. Kerner Republican Not Voting
Tony Bacala Republican Not Voting
Troy Jude Hebert Republican Yea
Wayne McMahen Republican Yea

Official roll call →

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 1187?
HB 1187 is sponsored by Paul Sawyer (Republican).
What is the current status of HB 1187?
This bill has been enacted into law. Introduced March 31, 2026. Enacted.
Where can I track HB 1187?
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