Indiana 2026 Regular Session Status: Passed Senate Bipartisan · 5 R · 3 D cosponsors

SB 197 — Garnishment.

Last action — First reading: referred to Committee on Judiciary

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced January 06, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Odds of enactment

Moderate chance

Based on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 54% · moderate confidence

  • Passed Senate

    Current position in the legislative process.

  • 8 sponsors

    3 primary, 5 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (5 R · 3 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Amends the limitation on garnishment provided in the Uniform Consumer Credit Code. Requires a garnishment order or attachment order that requires an employer to make deductions from a debtor's disposable earnings to provide certain information to the employer. Provides that tangible personal property, including choses in action, deposit accounts, and cash (but excluding debts owing and income owing), of $1,500 is exempt from bankruptcy (current law is $300). Removes provisions in code requiring the department of financial institutions to adopt rules that establish or adjust exemption amounts for purposes of bankruptcy proceedings.

Bill Text

Action History

  1. First reading: referred to Committee on Judiciary

  2. Referred to the House

  3. Senator Ford J.D. added as coauthor

  4. Senator Niemeyer added as coauthor

  5. House sponsor: Representative Zimmerman

  6. Third reading: passed; Roll Call 104: yeas 32, nays 13

  7. Second reading: ordered engrossed

  8. Committee report: amend do pass, adopted

  9. Senator Randolph added as coauthor

  10. Senator Qaddoura added as coauthor

  11. Senator Walker K added as second author

  12. Senator Alting added as coauthor

  13. First reading: referred to Committee on Insurance and Financial Institutions

  14. Authored by Senator Walker G

Sponsors

Sponsorship breakdown

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3 sponsors · 5 co-sponsors · 142 not signed on

Sponsors (3)

Co-sponsors (5)

Not signed on (142)

142 members have not signed on to this bill.

Show all 142 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 197 do?
Amends the limitation on garnishment provided in the Uniform Consumer Credit Code. Requires a garnishment order or attachment order that requires an employer to make deductions from a debtor's disposable earnings to provide certain information to the employer. Provides that tangible personal property, including choses in action, deposit accounts, and cash (but excluding debts owing and income owing), of $1,500 is exempt from bankruptcy (current law is $300). Removes provisions in code requiring the department of financial institutions to adopt rules that establish or adjust exemption amounts for purposes of bankruptcy proceedings.
Who sponsors SB 197?
SB 197 is sponsored by Alex Zimmerman (Republican), Rick Niemeyer (Republican), J.D. Ford (Democrat), Lonnie Randolph (Democrat), Fady Qaddoura (Democrat), Ron Alting (Republican), Kyle Walker (Republican), and Greg Walker (Republican).
What is the current status of SB 197?
This bill has passed the Senate. Introduced January 06, 2026. It now moves to the second chamber.
Where can I track SB 197?
Track SB 197 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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