Indiana 2026 Regular Session Status: Enacted Bipartisan · 2 R · 1 D cosponsors

SB 169 — Reorganization of consumer lending laws.

Last action — Public Law 115

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 05, 2026. Enacted.

Signed by Governor Mike Braun (Republican) on March 05, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 3 sponsors

    2 primary, 1 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (2 R · 1 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.

Bill Text

Action History

  1. Public Law 115

  2. Signed by the Governor

  3. Signed by the Speaker

  4. Signed by the President of the Senate

  5. Signed by the President Pro Tempore

  6. Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0

  7. Motion to concur filed

  8. Returned to the Senate with amendments

  9. Third reading: passed; Roll Call 305: yeas 93, nays 1

  10. Second reading: ordered engrossed

  11. Committee report: amend do pass, adopted

  12. First reading: referred to Committee on Financial Institutions

  13. Referred to the House

  14. House sponsor: Representative Teshka

  15. Third reading: passed; Roll Call 53: yeas 43, nays 1

  16. Second reading: ordered engrossed

  17. Senator Randolph added as coauthor

  18. Committee report: amend do pass, adopted

  19. Authored by Senator Baldwin

  20. First reading: referred to Committee on Insurance and Financial Institutions

Sponsors

Sponsorship breakdown

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2 sponsors · 1 co-sponsors · 147 not signed on

Sponsors (2)

Co-sponsors (1)

Not signed on (147)

147 members have not signed on to this bill.

Show all 147 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 169 do?
Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.
Who sponsors SB 169?
SB 169 is sponsored by Jake Teshka (Republican), Lonnie Randolph (Democrat), and Scott Baldwin (Republican).
What is the current status of SB 169?
This bill has been enacted into law. Introduced January 05, 2026. Enacted.
Where can I track SB 169?
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Last checked for changes 3 months ago · updated continuously

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