New Jersey 222nd Legislature Status: Introduced 2 D cosponsors

S 4360 — Prohibits credit and debit card interchange fees from being applied to sales tax and gratuity.

Last action — INT 1RS REF SCM

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed General Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced May 28, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill prohibits applying interchange fees to sales tax and gratuity on credit and debit card transactions.

This bill prevents credit and debit card companies from applying interchange fees to sales tax and gratuity amounts. This could help lower costs for businesses and consumers during transactions.

What this means for you
  • Consumers: Consumers could see more transparent pricing without added fees applied to their taxes and tips.
  • Small Business: Small businesses may benefit from lower transaction costs as interchange fees won't apply to sales tax and gratuity.

Summary

Credit & debit card interchange fees-proh, being applied to sales tax & gratuity

Bill Text

  • Introduced View text Current html May 29, 2026

Action History

  1. INT 1RS REF SCM

Sponsors

Sponsorship breakdown

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2 sponsors · 0 co-sponsors · 118 not signed on

Sponsors (2)

Co-sponsors (0)

None.

Not signed on (118)

118 members have not signed on to this bill.

Show all 118 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
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Frequently asked questions

What does S 4360 do?
Credit & debit card interchange fees-proh, being applied to sales tax & gratuity
Who sponsors S 4360?
S 4360 is sponsored by Gopal, Vin (Democrat) and Lagana, Joseph A. (Democrat).
What is the current status of S 4360?
This bill has been introduced in the Senate. Introduced May 28, 2026. It must pass committee before a floor vote.
Where can I track S 4360?
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Last checked for changes 3 months ago · updated continuously

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