New Jersey 222nd Legislature Status: Introduced Bipartisan · 1 R · 1 D cosponsors

S 3546 — Permits mortgage loan originators to work from remote locations under certain circumstances.

Last action — REP 2RS

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed General Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced February 19, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 46% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 2 sponsors

    2 primary, 0 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (1 R · 1 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill allows mortgage loan originators to work remotely under specific conditions.

This bill permits licensed mortgage loan originators to conduct work from remote locations as long as they follow certain guidelines. These guidelines include having written supervision policies, ensuring secure access to company systems, and not having in-person customer interactions at their remote locations.

Summary

Mortgage loan originators-work from remote locations, certain circumstances

Bill Text

  • Introduced View text Current html February 20, 2026

Action History

  1. REP 2RS

  2. INT 1RS REF SCM

Sponsors

Sponsorship breakdown

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2 sponsors · 0 co-sponsors · 118 not signed on

Sponsors (2)

Co-sponsors (0)

None.

Not signed on (118)

118 members have not signed on to this bill.

Show all 118 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 3546 do?
Mortgage loan originators-work from remote locations, certain circumstances
Who sponsors S 3546?
S 3546 is sponsored by Bucco, Anthony M. (Republican) and Johnson, Gordon M. (Democrat).
What is the current status of S 3546?
This bill has been introduced in the Senate. Introduced February 19, 2026. It must pass committee before a floor vote.
Where can I track S 3546?
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