New Jersey 222nd Legislature Status: Introduced Bipartisan · 7 D · 1 R cosponsors

S 3462 — Requires high school students to receive financial literacy instruction.

Last action — REF SBA

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed General Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced February 09, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 54% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 8 sponsors

    2 primary, 6 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (7 D · 1 R) — cross-party backing.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Financial literacy instruction-require high school students receive

Bill Text

What changed in the latest version

12 added · 22 removed

Plain-language change summary

The amendment changes the requirement for high school students to receive financial literacy instruction from the 2027-2028 school year to the second full school year following the date of enactment. It clarifies how the course is to be implemented and provides that school districts must ensure that this instruction is taught by appropriately endorsed teachers. This adjustment establishes a timeline for when the course will be required and emphasizes the qualifications of the instructors.

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S3462 SENATE, No.
S3462 1R [First Reprint] SENATE, No.
  CURRENT VERSION OF TEXT      As introduced.
  CURRENT VERSION OF TEXT      As reported by the Senate Education Committee on March 2, 2026, with amendments.
     b.  The State board shall require that a school district provide to each high school student a one semester course, or one trimester course, as appropriate, in financial literacy.          c.  The purpose of the middle school and high school instruction shall be to provide [middle school] students with the basic financial literacy necessary for sound financial decision-making.
     b.  The State board shall require 1[that]1 a school district 1[provide]1 to 1provide1 each high school student a one semester course, or one trimester course, as appropriate, 1exclusively1 in financial literacy.          c.  The purpose of the middle school and high school instruction shall be to provide [middle school] students with the basic financial literacy necessary for sound financial decision-making.
of section 1 of P.L.2018, c.167 (C.18A:35-4.34).       3.  This act shall take effect immediately and section 2 shall first apply to students entering 12th grade in the 2027-2028 school year.
of section 1 of P.L.2018, c.167 (C.18A:35-4.34).         3.  This act shall take effect immediately and section 2 shall first apply to students entering 12th grade in the 1[2027-2028] second full1 school year 1following the date of enactment1.
    STATEMENT        This bill requires high school students to receive instruction in financial literacy.
Currently, instruction in financial literacy is only required for students in middle school.
     The bill clarifies that instruction that principally addresses economic, business, and entrepreneurial literacy does not satisfy the financial literacy instruction requirement.
     The bill requires, for a State-endorsed diploma, district boards of education to develop, adopt, and implement local graduation requirements that require a high school student to complete the financial literacy course.         The bill also adds additional content to be included in the financial literacy curriculum, including behavioral economics, banking, consumer skills, taxes, college financial planning, and accounting.  Finally, the bill requires that the financial literacy instruction be taught by teachers with appropriate instructional endorsements.
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  • Amended View text Current html March 03, 2026
  • Introduced View text html February 10, 2026

Action History

  1. REF SBA

  2. REP/SCA 2RS

  3. INT 1RS REF SED

Sponsors

Sponsorship breakdown

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2 sponsors · 6 co-sponsors · 112 not signed on

Sponsors (2)

Co-sponsors (6)

Not signed on (112)

112 members have not signed on to this bill.

Show all 112 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 3462 do?
Financial literacy instruction-require high school students receive
Who sponsors S 3462?
S 3462 is sponsored by Turner, Shirley K. (Democrat), Cryan, Joseph P. (Democrat), Singleton, Troy (Democrat), Diegnan Jr., Patrick J. (Democrat), Moriarty, Paul D. (Democrat), Corrado, Kristin M. (Republican), McKnight, Angela V. (Democrat), and Gopal, Vin (Democrat).
What is the current status of S 3462?
This bill has been introduced in the Senate. Introduced February 09, 2026. It must pass committee before a floor vote.
Where can I track S 3462?
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Last checked for changes 3 months ago · updated continuously

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