New Jersey 222nd Legislature Status: Introduced 2 D cosponsors

A 4443 — Requires residential mortgage lenders to deposit hazard insurance proceeds in interest-bearing accounts.

Last action — REP REF ACO

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed General Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the General Assembly. Introduced February 24, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 30% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 2 sponsors

    2 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill requires mortgage lenders to deposit hazard insurance proceeds in interest-bearing accounts.

This legislation mandates that residential mortgage lenders must place hazard insurance proceeds into interest-bearing accounts. This may benefit borrowers through potential interest earnings on those funds.

What this means for you
  • Consumers: If you're a homeowner, this means any hazard insurance proceeds could earn interest while held by your lender.

Summary

Resid. mortgage lenders-deposit hazard insurance proceeds, interest bearing acct

Bill Text

  • Introduced View text Current html February 25, 2026

Action History

  1. REP REF ACO

  2. INT 1RA REF AFI

Sponsors

Sponsorship breakdown

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2 sponsors · 0 co-sponsors · 118 not signed on

Sponsors (2)

Co-sponsors (0)

None.

Not signed on (118)

118 members have not signed on to this bill.

Show all 118 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Committee vote — AFI

Passed 12 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 9001
Republican 3001
Total 12002
% of votes cast 86%0%0%14%
How each member voted (14)
Member Party Vote
Bagolie, Rosaura Democrat Yea
Freiman, Roy Democrat Yea
Hutchison, Dan Democrat Yea
Peterpaul Esq., Luanne M. Democrat Yea
Rodriguez, Ed Democrat Yea
Schnall, Alexander Democrat Yea
Simmons, Heather Democrat Not Voting
Singh, Balvir Democrat Yea
Stanley, Sterley S. Democrat Yea
Venezia, Michael Democrat Yea
Auth, Robert Republican Yea
Clifton, Robert D. Republican Not Voting
Flynn, Victoria A. Republican Yea
Myhre, Gregory E. Republican Yea

Official roll call →

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A 4443 do?
Resid. mortgage lenders-deposit hazard insurance proceeds, interest bearing acct
Who sponsors A 4443?
A 4443 is sponsored by Stanley, Sterley S. (Democrat) and Kearney, Vincent M. (Democrat).
What is the current status of A 4443?
This bill has been introduced in the General Assembly. Introduced February 24, 2026. It must pass committee before a floor vote.
Where can I track A 4443?
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Last checked for changes 3 months ago · updated continuously

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