Maryland 2026 Session Status: Enacted 1 D cosponsors

HB0038 — Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alterations

Last action — Committee Report (House of Origin) — Favorable with Amendments

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House of Delegates
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 14, 2026. Enacted.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 72% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Altering the licensing requirements for an affiliated insurance producer-mortgage loan originator; and requiring the Commissioner of Financial Regulation to approve a certain financial institution that meets certain criteria or certain mortgage lenders that meet certain criteria to sponsor an affiliated insurance producer-mortgage loan originator if the mortgage lender is in good standing with the Commissioner and any other regulator to which it is subject and is in material compliance with applicable state and federal law.

Bill Text

We don't have the full text on file for this bill yet.

Read HB0038 on the official Maryland source →

Action History

  1. Committee Report (House of Origin) — Favorable with Amendments

  2. Third Reading (House of Origin) — Passed

  3. First Reading (Opposite House)

  4. Second Reading (House of Origin) — Passed with Amendments

  5. Hearing (Primary, House of Origin)

  6. First Reading (House of Origin)

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 187 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (187)

187 members have not signed on to this bill.

Show all 187 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

On Third Reading

Passed 43 Yea · 0 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 4002
Democrat 27002
Republican 12000
Total 43004
% of votes cast 91%0%0%9%
How each member voted (47)
Member Party Vote
Sydnor — Yea
Guzzone — Yea
Watson — Yea
Lewis Young — Yea
Hershey — Not Voting
Mr. President — Not Voting
Delegate Stephanie Smith Democrat Yea
Senator Alonzo T. Washington Democrat Yea
Senator Antonio Hayes Democrat Yea
Senator Arthur Ellis Democrat Not Voting
Senator Benjamin Brooks Democrat Yea
Senator Benjamin F. Kramer Democrat Yea
Senator Brian J. Feldman Democrat Not Voting
Senator C. Anthony Muse Democrat Yea
Senator Carl Jackson Democrat Yea
Senator Cheryl C. Kagan Democrat Yea
Senator Clarence K. Lam Democrat Yea
Senator Cory V. McCray Democrat Yea
Senator Craig J. Zucker Democrat Yea
Senator Dalya Attar Democrat Yea
Senator Dawn Gile Democrat Yea
Senator Jeff Waldstreicher Democrat Yea
Senator Jim Rosapepe Democrat Yea
Senator Joanne C. Benson Democrat Yea
Senator Katie Fry Hester Democrat Yea
Senator Kevin M. Harris Democrat Yea
Senator Malcolm Augustine Democrat Yea
Senator Mary Washington Democrat Yea
Senator Mary-Dulany James Democrat Yea
Senator Nancy J. King Democrat Yea
Senator Nick Charles Democrat Yea
Senator Pamela Beidle Democrat Yea
Senator Sara Love Democrat Yea
Senator Shaneka Henson Democrat Yea
Senator Shelly Hettleman Democrat Yea
Senator Bryan W. Simonaire Republican Yea
Senator Chris West Republican Yea
Senator J.B. Jennings Republican Yea
Senator Jack Bailey Republican Yea
Senator Jason C. Gallion Republican Yea
Senator Johnny Mautz Republican Yea
Senator Johnny Ray Salling Republican Yea
Senator Justin Ready Republican Yea
Senator Mary Beth Carozza Republican Yea
Senator Mike McKay Republican Yea
Senator Paul D. Corderman Republican Yea
Senator William G. Folden Republican Yea

Official roll call →

On Third Reading

Passed 136 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 13001
Democrat 90003
Republican 33001
Total 136005
% of votes cast 96%0%0%4%
How each member voted (141)
Member Party Vote
Speaker — Yea
Jones, D. — Yea
Grammer — Yea
Mangione — Yea
Watson — Yea
Guzzone — Yea
Schmidt — Yea
Hinebaugh — Yea
Holmes — Yea
Young — Yea
Conaway — Yea
Jones, A. — Not Voting
Morgan, M. — Yea
Morgan, T. — Yea
Delegate Aaron M. Kaufman Democrat Yea
Delegate Adrian Boafo Democrat Yea
Delegate Aletheia McCaskill Democrat Yea
Delegate Andrea Fletcher Harrison Democrat Yea
Delegate Andrew C. Pruski Democrat Yea
Delegate Anne Healey Democrat Yea
Delegate Anne R. Kaiser Democrat Yea
Delegate Ashanti Martinez Democrat Yea
Delegate Ben Barnes Democrat Yea
Delegate Bernice Mireku-North Democrat Yea
Delegate Bonnie Cullison Democrat Yea
Delegate Brian M. Crosby Democrat Not Voting
Delegate C. T. Wilson Democrat Not Voting
Delegate Catherine M. Forbes Democrat Yea
Delegate Chao Wu Democrat Yea
Delegate Charlotte Crutchfield Democrat Yea
Delegate Cheryl E. Pasteur Democrat Yea
Delegate Dana Stein Democrat Yea
Delegate Darrell Odom Democrat Yea
Delegate David Fraser-Hidalgo Democrat Yea
Delegate David Moon Democrat Yea
Delegate Debra Davis Democrat Yea
Delegate Deni Taveras Democrat Yea
Delegate Denise Roberts Democrat Yea
Delegate Derrick Coley Democrat Yea
Delegate Diana M. Fennell Democrat Yea
Delegate Dylan Behler Democrat Yea
Delegate Edith J. Patterson Democrat Yea
Delegate Elizabeth Embry Democrat Yea
Delegate Emily Shetty Democrat Yea
Delegate Eric Ebersole Democrat Yea
Delegate Gabriel Acevero Democrat Yea
Delegate Gabriel M. Moreno Democrat Yea
Delegate Gary Simmons Democrat Yea
Delegate Greg Wims Democrat Yea
Delegate Harry Bhandari Democrat Yea
Delegate Heather Bagnall Democrat Yea
Delegate J. Sandy Bartlett Democrat Yea
Delegate Jackie Addison Democrat Yea
Delegate Jamila J. Woods Democrat Yea
Delegate Jared Solomon Democrat Yea
Delegate Jen Terrasa Democrat Yea
Delegate Jennifer White Holland Democrat Yea
Delegate Jessica Feldmark Democrat Yea
Delegate Jheanelle K. Wilkins Democrat Yea
Delegate Joe Vogel Democrat Yea
Delegate Jon S. Cardin Democrat Yea
Delegate Julian Ivey Democrat Yea
Delegate Julie Palakovich Carr Democrat Yea
Delegate Karen Simpson Democrat Yea
Delegate Karen Toles Democrat Yea
Delegate Kenneth Kerr Democrat Yea
Delegate Kent Roberson Democrat Yea
Delegate Kim Ross Democrat Yea
Delegate Kris Fair Democrat Yea
Delegate Kriselda Valderrama Democrat Yea
Delegate Kym Taylor Democrat Yea
Delegate Lesley J. Lopez Democrat Yea
Delegate Lily Qi Democrat Yea
Delegate Linda Foley Democrat Yea
Delegate Lorig Charkoudian Democrat Yea
Delegate Luke Clippinger Democrat Yea
Delegate Malcolm P. Ruff Democrat Yea
Delegate Marc Korman Democrat Yea
Delegate Mark Edelson Democrat Not Voting
Delegate Mark S. Chang Democrat Yea
Delegate Marlon Amprey Democrat Yea
Delegate Mary A. Lehman Democrat Yea
Delegate Matthew J. Schindler Democrat Yea
Delegate Melissa Wells Democrat Yea
Delegate Michele Guyton Democrat Yea
Delegate Mike Rogers Democrat Yea
Delegate N. Scott Phillips Democrat Yea
Delegate Natalie Ziegler Democrat Yea
Delegate Nick Allen Democrat Yea
Delegate Nicole A. Williams Democrat Yea
Delegate Pam Queen Democrat Yea
Delegate Regina T. Boyce Democrat Yea
Delegate Robbyn Lewis Democrat Yea
Delegate Ryan Spiegel Democrat Yea
Delegate Samuel I. Rosenberg Democrat Yea
Delegate Sarah Wolek Democrat Yea
Delegate Sean A. Stinnett Democrat Yea
Delegate Sheila Ruth Democrat Yea
Delegate Sheree Sample-Hughes Democrat Yea
Delegate Stephanie Smith Democrat Yea
Delegate Steve Johnson Democrat Yea
Delegate Steve Johnson Democrat Yea
Delegate Teresa Woorman Democrat Yea
Delegate Terri L. Hill Democrat Yea
Delegate Tiffany T. Alston Democrat Yea
Delegate Vaughn Stewart Democrat Yea
Delegate Veronica Turner Democrat Yea
Delegate April Miller Republican Yea
Delegate April Rose Republican Yea
Delegate Barrie S. Ciliberti Republican Yea
Delegate Barry Beauchamp Republican Yea
Delegate Brian Chisholm Republican Yea
Delegate Chris Tomlinson Republican Yea
Delegate Christopher Eric Bouchat Republican Yea
Delegate Christopher T. Adams Republican Yea
Delegate H. Kevin Anderson Republican Yea
Delegate Jason C. Buckel Republican Yea
Delegate Jay A. Jacobs Republican Yea
Delegate Jefferson L. Ghrist Republican Yea
Delegate Jesse T. Pippy Republican Yea
Delegate Joshua J. Stonko Republican Yea
Delegate Kathy Szeliga Republican Yea
Delegate Kevin B. Hornberger Republican Yea
Delegate LaToya Nkongolo Republican Yea
Delegate Lauren Arikan Republican Yea
Delegate Mark N. Fisher Republican Yea
Delegate Mike Griffith Republican Yea
Delegate Nicholaus R. Kipke Republican Yea
Delegate Ric Metzgar Republican Yea
Delegate Robert B. Long Republican Yea
Delegate Robert B. Long Republican Yea
Delegate Ryan Nawrocki Republican Yea
Delegate Seth A. Howard Republican Yea
Delegate Steven J. Arentz Republican Not Voting
Delegate Susan K. McComas Republican Yea
Delegate Teresa E. Reilly Republican Yea
Delegate Terry L. Baker Republican Yea
Delegate Thomas S. Hutchinson Republican Yea
Delegate Wayne A. Hartman Republican Yea
Delegate William J. Wivell Republican Yea
Delegate William Valentine Republican Yea

Official roll call →

Subjects

finance housing health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB0038 do?
Altering the licensing requirements for an affiliated insurance producer-mortgage loan originator; and requiring the Commissioner of Financial Regulation to approve a certain financial institution that meets certain criteria or certain mortgage lenders that meet certain criteria to sponsor an affiliated insurance producer-mortgage loan originator if the mortgage lender is in good standing with the Commissioner and any other regulator to which it is subject and is in material compliance with applicable state and federal law.
Who sponsors HB0038?
HB0038 is sponsored by Delegate Pam Queen (Democrat).
What is the current status of HB0038?
This bill has been enacted into law. Introduced January 14, 2026. Enacted.
Where can I track HB0038?
Track HB0038 free on One Click Politics — get push/email alerts when it moves.

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