Wisconsin 2025 Regular Session Status: Passed Assembly Bipartisan · 14 R · 14 D cosponsors

AB 972 — Relating to: financial exploitation of vulnerable adults.

Last action — Failed to concur in pursuant to Senate Joint Resolution 1

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Assembly. Introduced January 30, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the Senate.

Prognosis

Likely to advance 74% · high confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • Passed Assembly

    Current position in the legislative process.

  • 30 sponsors

    1 primary, 29 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (14 R · 14 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

An Act to amend 224.45 (1) (c); to create 224.45 (1) (af) and (am), 224.45 (1) (dc) and (dm) and 224.45 (3) and (4) of the statutes;

Bill Text

What changed in the latest version

28 added · 23 removed

Plain-language change summary

The latest version of Assembly Bill 972 has replaced an older amendment with a new one introduced by Representative Snyder on January 30, 2026. The changes include the removal of previous sections, streamlining the bill's content and potentially clarifying its intent. This update matters as it could make the bill easier to understand and implement, ensuring it effectively addresses the issues it aims to tackle.

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Previous
Latest
- 2026 LEGISLATURE LRBs0484/1 ARG:cjs&cdc ASSEMBLY SUBSTITUTE AMENDMENT 2, TO ASSEMBLY BILL 972 February 18, 2026 - Offered by Representative S NYDER .
- 2026 LEGISLATURE LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 January 30, 2026 - Introduced by Representatives S NYDER , DOYLE, N OVAK, GUNDRUM , MCCARVILLE, TAYLOR, ARMSTRONG , BEHNKE , ILLINGS, DESMIDT, DITTRICH, FITZGERALD, B.
J ACOBSON , JOERS, KNODL , KREIBICH, M AXEY, MURSAU , NEUBAUER , O'CONNOR , ORTIZ-VELEZ, PENTERMAN , PIWOWARCZYK , RIVERA-WAGNER , ROE, SINICKI, SNODGRASS and S UBECK , cosponsored by Senators UINN and W ALL.
Referred to Committee on Financial Institutions.
Similarly, if it has reason to believe that an adult who has a physical or mental condition that substantially impairs his or her ability to care for his or her needs and who has experienced, is experiencing, or is at risk of experiencing abuse, neglect, self-neglect, or financial exploitation (an adult at risk) is the subject of abuse, financial exploitation, neglect, or self-neglect, the adult-at- - 2026 Legislature - 2 - LRBs0484/1 ARG:cjs&cdc risk agency in a county may respond by investigating to determine whether the adult at risk is in need of protective services.
Similarly, if it has reason to believe that an adult who has a physical or mental condition that substantially impairs his or her ability to care for his or her needs and who has experienced, is experiencing, or is at risk of experiencing abuse, neglect, self-neglect, or financial exploitation (an adult at risk) is the subject of abuse, financial exploitation, neglect, or self-neglect, the adult-at- risk agency in a county may respond by investigating to determine whether the adult at risk is in need of protective services.
“Financial exploitation” includes obtaining an individual’s money or property by deceiving or enticing the individual or by coercing the individual to give, sell at less than fair value, or convey money or property against his or her will without his or her informed consent, and also includes certain crimes such as theft and forgery.
“Financial exploitation” includes - 2026 Legislature - 2 - LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 obtaining an individual’s money or property by deceiving or enticing the individual or by coercing the individual to give, sell at less than fair value, or convey money or property against his or her will without his or her informed consent, and also includes certain crimes such as theft and forgery.
- 2026 Legislature - 3 - LRBs0484/1 ARG:cjs&cdc SECTION 1 The people of the state of Wisconsin, represented in senate and assembly, do enact as follows:
- 2026 Legislature - 3 - LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 SECTION 1 The people of the state of Wisconsin, represented in senate and assembly, do enact as follows:
A request to transfer the title to any real property, manufactured home, or - 2026 Legislature - 4 - LRBs0484/1 ARG:cjs&cdc SECTION 3 motor vehicle, or to encumber any real property, manufactured home, or motor vehicle.
A request to transfer the title to any real property, manufactured home, or - 2026 Legislature - 4 - LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 SECTION 3 motor vehicle, or to encumber any real property, manufactured home, or motor vehicle.
Except as ordered by a court, a financial service provider is not required to refuse or delay a financial transaction when provided with information by an elder- adult-at-risk agency, adult-at-risk agency, or law enforcement agency alleging that - 2026 Legislature - 5 - LRBs0484/1 ARG:cjs&cdc SECTION 4 financial exploitation of a vulnerable adult may have occurred, may have been attempted, or is being attempted, but may use its discretion to determine whether to refuse or delay a financial transaction based on the information available to the financial service provider.
Except as ordered by a court, a financial service provider is not required to refuse or delay a financial transaction when provided with information by an elder- adult-at-risk agency, adult-at-risk agency, or law enforcement agency alleging that - 2026 Legislature - 5 - LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 SECTION 4 financial exploitation of a vulnerable adult may have occurred, may have been attempted, or is being attempted, but may use its discretion to determine whether to refuse or delay a financial transaction based on the information available to the financial service provider.
- 2026 Legislature - 6 - LRBs0484/1 ARG:cjs&cdc SECTION 4 1.
- 2026 Legislature - 6 - LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 SECTION 4 1.
- 2026 Legislature - 7 - LRBs0484/1 ARG:cjs&cdc S ECTION 4 2.
- 2026 Legislature - 7 - LRB-6002/1 ARG:cjs ASSEMBLY BILL 972 SECTION 4 2.
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Action History

  1. Failed to concur in pursuant to Senate Joint Resolution 1

  2. Read first time and referred to committee on Financial Institutions and Sporting Heritage

  3. Received from Assembly

  4. Ordered immediately messaged

  5. Read a third time and passed

  6. Rules suspended

  7. Ordered to a third reading

  8. Assembly Substitute Amendment 2 adopted

  9. Assembly Substitute Amendment 2 offered by Representative Snyder

  10. Read a second time

  11. Assembly Substitute Amendment 1 offered by Representative Neubauer

  12. Made a special order of business at 1:38 PM on 2-18-2026 pursuant to Assembly Resolution 13

  13. Representatives Miresse and Anderson added as coauthors

  14. Withdrawn from Committee on Rules and referred to calendar of 2-17-2026

  15. Referred to committee on Rules

  16. Report passage recommended by Committee on Financial Institutions, Ayes 9, Noes 0

  17. Representative Stubbs added as a coauthor

  18. Executive action taken

  19. Representative Udell added as a coauthor

  20. Public hearing held

  21. Representative Kitchens added as a coauthor

  22. Representative Emerson added as a coauthor

  23. Representative Palmeri added as a coauthor

  24. Senator Wirch added as a cosponsor

  25. Read first time and referred to Committee on Financial Institutions

  26. Introduced by Representatives Snyder, Doyle, Novak, Gundrum, McCarville, Taylor, Armstrong, Behnke, Billings, DeSmidt, Dittrich, Fitzgerald, B. Jacobson, Joers, Knodl, Kreibich, Maxey, Mursau, Neubauer, O'Connor, Ortiz-Velez, Penterman, Piwowarczyk, Rivera-Wagner, Roe, Sinicki, Snodgrass and Subeck; cosponsored by Senators Quinn and Wall

Sponsors

Sponsorship breakdown

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1 sponsors · 29 co-sponsors · 102 not signed on

Sponsors (1)

Co-sponsors (29)

Not signed on (102)

102 members have not signed on to this bill.

Show all 102 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

public-safety finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does AB 972 do?
An Act to amend 224.45 (1) (c); to create 224.45 (1) (af) and (am), 224.45 (1) (dc) and (dm) and 224.45 (3) and (4) of the statutes;
Who sponsors AB 972?
AB 972 is sponsored by Quinn, Wall, Snyder, Patrick (Republican), Doyle, Steve (Democrat), Novak, Todd (Republican), Gundrum, Rick (Republican), McCarville, Maureen (Democrat), Taylor, Sequanna (Democrat), Armstrong, David (Republican), Behnke, Elijah (Republican), Billings, Jill (Democrat), DeSmidt, Ben (Democrat), Dittrich, Barbara (Republican), Fitzgerald, Joan (Democrat), Jacobson, Brent (Republican), Joers, Alex (Democrat), Knodl, Daniel (Republican), Kreibich, Rob (Republican), Maxey, Dave (Republican), Mursau, Jeffrey (Republican), Neubauer, Greta (Democrat), O'Connor, Jerry (Republican), Ortiz-Velez, Sylvia (Democrat), Penterman, William (Republican), Piwowarczyk, Jim (Republican), Rivera-Wagner, Amaad (Democrat), Roe, Ann (Democrat), Sinicki, Christine (Democrat), Snodgrass, Lee (Democrat), and Subeck, Lisa (Democrat).
What is the current status of AB 972?
This bill has passed the Assembly. Introduced January 30, 2026. It now moves to the second chamber.
Where can I track AB 972?
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