SB 876 is sponsored by Allen, Addis, and Padilla, Stephen C. (Democratic).

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California 20252026 Regular Session Status: To Executive 1 D cosponsors

SB 876 — Fire and residential property insurance.

Last action September 09, 2026 — Enrolled and presented to the Governor at 2 p.m.

✓
Introduced
✓
In Committee
✓
Passed Senate
✓
Passed Assembly
5
To Executive
6
Enacted

This bill has been sent to the executive. Introduced January 06, 2026. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Likely to advance 68% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

To Executive

Current position in the legislative process.
3 sponsors

1 primary, 2 co-sponsors signed on.
Single-party support

Sponsorship is currently within one party (1 D).
Cleared a recorded vote

Passed 8 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill addresses fire and residential property insurance policies.

This bill focuses on regulations surrounding fire and residential property insurance, aimed at influencing how these policies function. It has undergone multiple readings and amendments in the legislative process.

Summary

Fire and residential property insurance.

Bill Text

Chaptered 09/27/26 - Chaptered html September 27, 2026
Enrolled 09/04/26 - Enrolled html September 04, 2026
Amended 08/20/26 - Amended Assembly pdf August 20, 2026
Amended Amended Assembly Current xml August 20, 2026
Amended 08/13/26 - Amended Assembly html August 13, 2026
Amended 06/25/26 - Amended Assembly pdf June 25, 2026
Amended 06/18/26 - Amended Assembly pdf June 18, 2026
Amended 05/14/26 - Amended Senate pdf May 14, 2026
Amended 04/13/26 - Amended Senate pdf April 13, 2026
Introduced 01/06/26 - Introduced pdf January 06, 2026
SB876 View text html

How this bill changes current law

3 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill amends 3 section(s) of the California codes: Section 2051.5 of the Insurance Code; Section 2071 of the Insurance Code; Section 12928.7 of the Insurance Code.

Section 2051.5 of the Insurance Code

SEC. 5.5. Section 2051.5 of the Insurance Code is amended to read: (3) After a payment is made pursuant to paragraph (2) of subdivision (b) of Section 2051, and after the insurer has received adequate proof of loss and documentation reasonably sufficient to determine the amount payable, an insurer shall pay the undisputed amount of replacement cost associated with the primary structure and other insured structures, up to the limits in the policy, within 30 calendar days from the occurrence of either of the following: (A) The date upon which the insured obtains a valid and executed contract with a licensed contractor to rebuild the insured structure at its original location or at another location. (B) The date upon which the insured enters into contract or escrow to purchase a replacement home at another location pursuant to subdivision (c). (4) A payment that is not made pursuant to this section within 30 calendar days shall accrue interest payable to the insured pursuant to Section 2057. (f) This section shall remain in effect only until January 1, 2028, and as of that date is repealed.

amended
Section 2071 of the Insurance Code

calculations of If, within a six-month period, third or report. contents dispute. the enactment of Senate Bill 658 of the 2001–02 Regular Session the act adding this subdivision the act adding this subdivision the effective date of this act. the act adding this subdivision → SEC. 9.5. Section 2071 of the Insurance Code is amended to read: calculations, whether preliminary or final, that relate to If report within 15 calendar days of the assignment. contents, the dollar amount of claims paid to date for each portion of coverage, dispute or pending. made Chapter 583 of the Statutes of 2001 Chapter 148 of the Statutes of 2003 Chapter 639 of the Statutes of 2018 shall September 21, 2018. Chapter 639 of the Statutes of 2018 (e) The amendments to this section made by Senate Bill 876 of the 2025–26 Regular Session shall govern a policy utilizing the form provided in subdivision (a) when that policy is originated or renewed on or after January 1, 2028.

amended
Section 12928.7 of the Insurance Code

~~acts or at the time an initial pleading seeking restitution is issued.~~ → SEC. 19.5. Section 12928.7 of the Insurance Code is amended to read: acts. (k) This section shall remain in effect only until January 1, 2028, and as of that date is repealed.

amended

Action History

September 09, 2026
Enrolled and presented to the Governor at 2 p.m.
August 31, 2026
Assembly amendments concurred in. (Ayes 26. Noes 9.) Ordered to engrossing and enrolling.
August 31, 2026
In Senate. Concurrence in Assembly amendments pending.
August 31, 2026
Read third time. Passed. Ordered to the Senate.
August 20, 2026
Read third time and amended.
August 20, 2026
Ordered to third reading.
August 17, 2026
Read second time. Ordered to third reading.
August 13, 2026
Assembly Rule 63 suspended.
August 13, 2026
From committee: Do pass as amended. (Ayes 11. Noes 4.) (August 13).
August 13, 2026
Read second time and amended. Ordered to second reading.
August 05, 2026
August 5 set for first hearing. Placed on suspense file.
July 01, 2026
From committee: Do pass and re-refer to Com. on APPR. (Ayes 9. Noes 3.) (June 30). Re-referred to Com. on APPR.
June 25, 2026
Read second time and amended. Re-referred to Com. on JUD.
June 24, 2026
From committee: Do pass as amended and re-refer to Com. on JUD. (Ayes 13. Noes 4.) (June 24).
June 18, 2026
From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
June 04, 2026
Referred to Coms. on INS. and JUD.
May 27, 2026
In Assembly. Read first time. Held at Desk.
May 27, 2026
Read third time. Passed. (Ayes 30. Noes 9. Page 4496.) Ordered to the Assembly.
May 18, 2026
Read second time. Ordered to third reading.
May 14, 2026
Read second time and amended. Ordered to second reading.
May 14, 2026
From committee: Do pass as amended. (Ayes 5. Noes 2. Page 4255.) (May 14).
May 08, 2026
Set for hearing May 14.
May 04, 2026
May 4 hearing: Placed on APPR. suspense file.
April 24, 2026
Set for hearing May 4.
April 22, 2026
From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 2. Page 3976.) (April 21). Re-referred to Com. on APPR.
April 14, 2026
Set for hearing April 21.
April 13, 2026
Read second time and amended. Re-referred to Com. on JUD.
April 09, 2026
From committee: Do pass as amended and re-refer to Com. on JUD. (Ayes 5. Noes 2. Page 3794.) (April 8).
March 27, 2026
Set for hearing April 8.
February 11, 2026
Referred to Coms. on INS. and JUD.
January 07, 2026
From printer. May be acted upon on or after February 6.
January 06, 2026
Introduced. Read first time. To Com. on RLS. for assignment. To print.

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 2 co-sponsors · 119 not signed on · 20 voted No

Sponsors (1)

Padilla, Stephen C. Democratic

Co-sponsors (2)

Allen
Addis

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Do pass as amended.

August 13, 2026

Passed 11 Yea · 4 Nay

Party	Yea	Nay	Present	Not Voting
Democratic	11	0	0	0
Republican	0	4	0	0
Total	11	4	0	0
% of votes cast	73%	27%	0%	0%

How each member voted (15)

Member	Party	Vote
Arambula, Joaquin	Democratic	Yea
Calderon, Lisa	Democratic	Yea
Caloza, Jessica	Democratic	Yea
Fong, Mike	Democratic	Yea
González, Mark	Democratic	Yea
Krell, Maggy	Democratic	Yea
Pacheco, Blanca	Democratic	Yea
Pellerin, Gail	Democratic	Yea
Sharp-Collins, LaShae	Democratic	Yea
Solache, Jr., José Luis	Democratic	Yea
Wicks, Buffy	Democratic	Yea
Dixon, Diane	Republican	Nay
Hoover, Josh	Republican	Nay
Ta, Tri	Republican	Nay
Tangipa, David J.	Republican	Nay

Official roll call →

Do pass and be re-referred to the Committee on [Appropriations]

June 30, 2026

Passed 9 Yea · 3 Nay

Party	Yea	Nay	Present	Not Voting
Democratic	9	0	0	0
Republican	0	3	0	0
Total	9	3	0	0
% of votes cast	75%	25%	0%	0%

How each member voted (12)

Member	Party	Vote
Bauer-Kahan, Rebecca	Democratic	Yea
Bryan, Isaac G.	Democratic	Yea
Connolly, Damon	Democratic	Yea
Harabedian, John	Democratic	Yea
Kalra, Ash	Democratic	Yea
Pacheco, Blanca	Democratic	Yea
Papan, Diane	Democratic	Yea
Stefani, Catherine	Democratic	Yea
Zbur, Rick Chavez	Democratic	Yea
Dixon, Diane	Republican	Nay
Macedo, Alexandra	Republican	Nay
Sanchez, Kate	Republican	Nay

Official roll call →

Do pass as amended and be re-referred to the Committee on [Judiciary]

June 24, 2026

Passed 13 Yea · 4 Nay

Party	Yea	Nay	Present	Not Voting
Democratic	12	0	0	0
Unaffiliated	1	0	0	0
Republican	0	4	0	0
Total	13	4	0	0
% of votes cast	76%	24%	0%	0%

How each member voted (17)

Member	Party	Vote
Ávila Farías	—	Yea
Addis, Dawn	Democratic	Yea
Alvarez, David	Democratic	Yea
Berman, Marc	Democratic	Yea
Calderon, Lisa	Democratic	Yea
Gipson, Mike A.	Democratic	Yea
Harabedian, John	Democratic	Yea
Krell, Maggy	Democratic	Yea
Nguyen, Stephanie	Democratic	Yea
Ortega, Liz	Democratic	Yea
Petrie-Norris, Cottie	Democratic	Yea
Rodriguez, Michelle	Democratic	Yea
Valencia, Avelino	Democratic	Yea
Chen, Phillip	Republican	Nay
Ellis, Stan	Republican	Nay
Hadwick, Heather	Republican	Nay
Wallis, Greg	Republican	Nay

Official roll call →

3rd Reading SB876 Padilla et al.

May 27, 2026

Passed 30 Yea · 9 Nay · 1 Other

Party	Yea	Nay	Present	Not Voting
Democratic	30	0	0	0
Republican	0	9	0	1
Total	30	9	0	1
% of votes cast	75%	23%	0%	3%

How each member voted (40)

Member	Party	Vote
Allen, Benjamin	Democratic	Yea
Archuleta, Bob	Democratic	Yea
Arreguín, Jesse	Democratic	Yea
Ashby, Angelique V.	Democratic	Yea
Becker, Josh	Democratic	Yea
Blakespear, Catherine S.	Democratic	Yea
Cabaldon, Christopher	Democratic	Yea
Caballero, Anna M.	Democratic	Yea
Cervantes, Sabrina	Democratic	Yea
Cortese, Dave	Democratic	Yea
Durazo, Maria Elena	Democratic	Yea
Gonzalez, Lena A.	Democratic	Yea
Grayson, Timothy S.	Democratic	Yea
Hurtado, Melissa	Democratic	Yea
Laird, John	Democratic	Yea
Limón, Monique	Democratic	Yea
McGuire, Mike	Democratic	Yea
McNerney, Jerry	Democratic	Yea
Menjivar, Caroline	Democratic	Yea
Padilla, Stephen C.	Democratic	Yea
Pérez, Sasha Renée	Democratic	Yea
Reyes, Eloise Gómez	Democratic	Yea
Richardson, Laura	Democratic	Yea
Rubio, Susan	Democratic	Yea
Smallwood-Cuevas, Lola	Democratic	Yea
Stern, Henry I.	Democratic	Yea
Umberg, Thomas J.	Democratic	Yea
Wahab, Aisha	Democratic	Yea
Weber Pierson, M.D., Akilah	Democratic	Yea
Wiener, Scott D.	Democratic	Yea
Alvarado-Gil, Marie	Republican	Nay
Choi, Steven S.	Republican	Nay
Dahle, Megan	Republican	Not Voting
Grove, Shannon	Republican	Nay
Jones, Brian W.	Republican	Nay
Niello, Roger W.	Republican	Nay
Ochoa Bogh, Rosilicie	Republican	Nay
Seyarto, Kelly	Republican	Nay
Strickland, Tony	Republican	Nay
Valladares, Suzette Martinez	Republican	Nay

Official roll call →

Do pass as amended

May 14, 2026

Passed 5 Yea · 2 Nay

Party	Yea	Nay	Present	Not Voting
Democratic	5	0	0	0
Republican	0	2	0	0
Total	5	2	0	0
% of votes cast	71%	29%	0%	0%

How each member voted (7)

Member	Party	Vote
Cabaldon, Christopher	Democratic	Yea
Cervantes, Sabrina	Democratic	Yea
Grayson, Timothy S.	Democratic	Yea
Richardson, Laura	Democratic	Yea
Wahab, Aisha	Democratic	Yea
Dahle, Megan	Republican	Nay
Seyarto, Kelly	Republican	Nay

Official roll call →

Placed on suspense file

May 04, 2026

Passed 7 Yea · 0 Nay

Party	Yea	Nay	Present	Not Voting
Republican	2	0	0	0
Democratic	5	0	0	0
Total	7	0	0	0
% of votes cast	100%	0%	0%	0%

How each member voted (7)

Member	Party	Vote
Cabaldon, Christopher	Democratic	Yea
Cervantes, Sabrina	Democratic	Yea
Grayson, Timothy S.	Democratic	Yea
Richardson, Laura	Democratic	Yea
Wahab, Aisha	Democratic	Yea
Dahle, Megan	Republican	Yea
Seyarto, Kelly	Republican	Yea

Official roll call →

Do pass, but first be re-referred to the Committee on [Appropriations]

April 21, 2026

Passed 11 Yea · 2 Nay

Party	Yea	Nay	Present	Not Voting
Democratic	11	0	0	0
Republican	0	2	0	0
Total	11	2	0	0
% of votes cast	85%	15%	0%	0%

How each member voted (13)

Member	Party	Vote
Allen, Benjamin	Democratic	Yea
Ashby, Angelique V.	Democratic	Yea
Caballero, Anna M.	Democratic	Yea
Durazo, Maria Elena	Democratic	Yea
Laird, John	Democratic	Yea
Reyes, Eloise Gómez	Democratic	Yea
Stern, Henry I.	Democratic	Yea
Umberg, Thomas J.	Democratic	Yea
Wahab, Aisha	Democratic	Yea
Weber Pierson, M.D., Akilah	Democratic	Yea
Wiener, Scott D.	Democratic	Yea
Niello, Roger W.	Republican	Nay
Valladares, Suzette Martinez	Republican	Nay

Official roll call →

Do pass as amended, but first amend, and re-refer to the Committee on [Judiciary]

April 08, 2026

Passed 5 Yea · 2 Nay

Party	Yea	Nay	Present	Not Voting
Democratic	5	0	0	0
Republican	0	2	0	0
Total	5	2	0	0
% of votes cast	71%	29%	0%	0%

How each member voted (7)

Member	Party	Vote
Becker, Josh	Democratic	Yea
Menjivar, Caroline	Democratic	Yea
Padilla, Stephen C.	Democratic	Yea
Richardson, Laura	Democratic	Yea
Rubio, Susan	Democratic	Yea
Jones, Brian W.	Republican	Nay
Niello, Roger W.	Republican	Nay

Official roll call →

Subjects

finance housing education health-insurance technology energy

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Frequently asked questions

What does SB 876 do?: Fire and residential property insurance.
Who sponsors SB 876?: SB 876 is sponsored by Allen, Addis, and Padilla, Stephen C. (Democratic).
What is the current status of SB 876?: This bill has been sent to the executive. Introduced January 06, 2026. It awaits signature.
Where can I track SB 876?: Track SB 876 free on One Click Politics — get push/email alerts when it moves.

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At a glance

Identifier: SB 876
Jurisdiction: California
Session: 20252026 Regular Session
Type: Bill
Introduced: January 06, 2026
Status: To Executive
Prime sponsor: Padilla, Stephen C.

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Last checked for changes 25 days ago · updated continuously

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