California 20252026 Regular Session Status: To Executive 2 D cosponsors

SB 877 — Residential property insurance: loss estimate transparency.

Last action — Enrolled and presented to the Governor at 2 p.m.

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced January 06, 2026. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • To Executive

    Current position in the legislative process.

  • 4 sponsors

    1 primary, 3 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 D).

  • Cleared a recorded vote

    Passed 7 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill requires transparency in loss estimates for residential property insurance.

This legislation focuses on making loss estimates in residential property insurance more transparent. It aims to ensure policyholders can better understand how their claims are being assessed.

What this means for you
  • Consumers: This means homeowners will get clearer information about how loss estimates for their insurance claims are determined.

Summary

Residential property insurance: loss estimate transparency.

Bill Text

How this bill changes current law

1 change Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill amends 1 section(s) of the California codes: Section 2071 of the Insurance Code.

  • Section 2071 of the Insurance Code

    calculations of If, within a six-month period, third or report. contents dispute. the enactment of Senate Bill 658 of the 2001–02 Regular Session the act adding this subdivision the act adding this subdivision the effective date of this act. the act adding this subdivision SEC. 2. → SEC. 1.5. Section 2071 of the Insurance Code is amended to read: calculations, whether preliminary or final, that relate to If report within 15 calendar days of the assignment. contents, the dollar amount of claims paid to date for each portion of coverage, dispute or pending. made Chapter 583 of the Statutes of 2001 Chapter 148 of the Statutes of 2003 Chapter 639 of the Statutes of 2018 shall September 21, 2018. Chapter 639 of the Statutes of 2018 (e) The amendments to the adjuster portion of this form made by Senate Bill 876 of the 2025–26 Regular Session shall govern a policy utilizing the form provided in subdivision (a) when that policy is originated or renewed on or after January 1, 2028. SEC. 2. SEC. 3.

    amended

Action History

  1. Enrolled and presented to the Governor at 2 p.m.

  2. Assembly amendments concurred in. (Ayes 39. Noes 0.) Ordered to engrossing and enrolling.

  3. In Senate. Concurrence in Assembly amendments pending.

  4. Read third time. Passed. Ordered to the Senate.

  5. Ordered to third reading.

  6. Read third time and amended.

  7. Assembly Rule 69(b)(1) suspended. (Ayes 55. Noes 17. Page 6296.)

  8. Assembly Rule 63 suspended.

  9. Read second time. Ordered to third reading.

  10. From committee: Do pass. (Ayes 15. Noes 0.) (August 13).

  11. August 5 set for first hearing. Placed on suspense file.

  12. From committee: Do pass and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (June 17). Re-referred to Com. on APPR.

  13. From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.

  14. Referred to Com. on INS.

  15. In Assembly. Read first time. Held at Desk.

  16. Read third time. Passed. (Ayes 35. Noes 0. Page 4372.) Ordered to the Assembly.

  17. Read second time. Ordered to third reading.

  18. From committee: Do pass. (Ayes 7. Noes 0. Page 4255.) (May 14).

  19. Set for hearing May 14.

  20. May 11 hearing: Placed on APPR. suspense file.

  21. Set for hearing May 11.

  22. Read second time and amended. Re-referred to Com. on APPR.

  23. From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 6. Noes 0. Page 4011.) (April 22).

  24. Set for hearing April 22.

  25. Referred to Com. on INS.

  26. From printer. May be acted upon on or after February 6.

  27. Introduced. Read first time. To Com. on RLS. for assignment. To print.

Sponsors

Sponsorship breakdown

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1 sponsors · 3 co-sponsors · 118 not signed on

Sponsors (1)

Co-sponsors (3)

Not signed on (118)

118 members have not signed on to this bill.

Show all 118 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

SB 877 Pérez Senate Third Reading By Harabedian

Passed 78 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democratic 58001
Republican 19000
Unaffiliated 1000
Total 78001
% of votes cast 99%0%0%1%
How each member voted (79)
Member Party Vote
Ávila Farías — Yea
Addis, Dawn Democratic Yea
Aguiar-Curry, Cecilia M. Democratic Yea
Ahrens, Patrick Democratic Yea
Alvarez, David Democratic Yea
Arambula, Joaquin Democratic Yea
Bains, Jasmeet Democratic Yea
Bauer-Kahan, Rebecca Democratic Yea
Bennett, Steve Democratic Yea
Berman, Marc Democratic Yea
Boerner, Tasha Democratic Yea
Bonta, Mia Democratic Yea
Bryan, Isaac G. Democratic Yea
Calderon, Lisa Democratic Yea
Caloza, Jessica Democratic Yea
Carrillo, Juan Democratic Yea
Connolly, Damon Democratic Yea
Elhawary, Sade Democratic Yea
Fong, Mike Democratic Yea
Gabriel, Jesse Democratic Yea
Garcia, Robert Democratic Yea
Gipson, Mike A. Democratic Yea
González, Mark Democratic Yea
Haney, Matt Democratic Yea
Harabedian, John Democratic Yea
Hart, Gregg Democratic Yea
Irwin, Jacqui Democratic Yea
Jackson, Corey A. Democratic Yea
Kalra, Ash Democratic Yea
Krell, Maggy Democratic Not Voting
Lee, Alex Democratic Yea
Lowenthal, Josh Democratic Yea
McKinnor, Tina Democratic Yea
Muratsuchi, Al Democratic Yea
Nguyen, Stephanie Democratic Yea
Ortega, Liz Democratic Yea
Pacheco, Blanca Democratic Yea
Papan, Diane Democratic Yea
Patel, Darshana R. Democratic Yea
Pellerin, Gail Democratic Yea
Petrie-Norris, Cottie Democratic Yea
Quirk-Silva, Sharon Democratic Yea
Ramos, James C. Democratic Yea
Ransom, Rhodesia Democratic Yea
Rivas, Robert Democratic Yea
Rodriguez, Celeste Democratic Yea
Rodriguez, Michelle Democratic Yea
Rogers, Chris Democratic Yea
Rubio, Blanca E. Democratic Yea
Schiavo, Pilar Democratic Yea
Schultz, Nick Democratic Yea
Sharp-Collins, LaShae Democratic Yea
Solache, Jr., José Luis Democratic Yea
Soria, Esmeralda Democratic Yea
Stefani, Catherine Democratic Yea
Valencia, Avelino Democratic Yea
Ward, Christopher M. Democratic Yea
Wicks, Buffy Democratic Yea
Wilson, Lori D. Democratic Yea
Zbur, Rick Chavez Democratic Yea
Alanis, Juan Republican Yea
Castillo, Leticia Republican Yea
Chen, Phillip Republican Yea
Davies, Laurie Republican Yea
DeMaio, Carl Republican Yea
Dixon, Diane Republican Yea
Ellis, Stan Republican Yea
Flora, Heath Republican Yea
Gonzalez, Jeff Republican Yea
Hadwick, Heather Republican Yea
Hoover, Josh Republican Yea
Johnson, Natasha Republican Yea
Lackey, Tom Republican Yea
Macedo, Alexandra Republican Yea
Patterson, Joe Republican Yea
Sanchez, Kate Republican Yea
Ta, Tri Republican Yea
Tangipa, David J. Republican Yea
Wallis, Greg Republican Yea

Official roll call →

Do pass.

Passed 15 Yea · 0 Nay
Party YeaNayPresentNot Voting
Democratic 11000
Republican 4000
Total 15000
% of votes cast 100%0%0%0%
How each member voted (15)
Member Party Vote
Arambula, Joaquin Democratic Yea
Calderon, Lisa Democratic Yea
Caloza, Jessica Democratic Yea
Fong, Mike Democratic Yea
González, Mark Democratic Yea
Krell, Maggy Democratic Yea
Pacheco, Blanca Democratic Yea
Pellerin, Gail Democratic Yea
Sharp-Collins, LaShae Democratic Yea
Solache, Jr., José Luis Democratic Yea
Wicks, Buffy Democratic Yea
Dixon, Diane Republican Yea
Hoover, Josh Republican Yea
Ta, Tri Republican Yea
Tangipa, David J. Republican Yea

Official roll call →

Do pass and be re-referred to the Committee on [Appropriations]

Passed 16 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Republican 3001
Democratic 12000
Unaffiliated 1000
Total 16001
% of votes cast 94%0%0%6%
How each member voted (17)
Member Party Vote
Ávila Farías — Yea
Addis, Dawn Democratic Yea
Berman, Marc Democratic Yea
Calderon, Lisa Democratic Yea
Gipson, Mike A. Democratic Yea
Harabedian, John Democratic Yea
Krell, Maggy Democratic Yea
Nguyen, Stephanie Democratic Yea
Ortega, Liz Democratic Yea
Papan, Diane Democratic Yea
Petrie-Norris, Cottie Democratic Yea
Rodriguez, Michelle Democratic Yea
Valencia, Avelino Democratic Yea
Chen, Phillip Republican Not Voting
Ellis, Stan Republican Yea
Hadwick, Heather Republican Yea
Wallis, Greg Republican Yea

Official roll call →

3rd Reading SB877 Pérez et al.

Passed 35 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Democratic 29001
Republican 6004
Total 35005
% of votes cast 88%0%0%13%
How each member voted (40)
Member Party Vote
Allen, Benjamin Democratic Yea
Archuleta, Bob Democratic Yea
Arreguín, Jesse Democratic Yea
Ashby, Angelique V. Democratic Yea
Becker, Josh Democratic Not Voting
Blakespear, Catherine S. Democratic Yea
Cabaldon, Christopher Democratic Yea
Caballero, Anna M. Democratic Yea
Cervantes, Sabrina Democratic Yea
Cortese, Dave Democratic Yea
Durazo, Maria Elena Democratic Yea
Gonzalez, Lena A. Democratic Yea
Grayson, Timothy S. Democratic Yea
Hurtado, Melissa Democratic Yea
Laird, John Democratic Yea
Limón, Monique Democratic Yea
McGuire, Mike Democratic Yea
McNerney, Jerry Democratic Yea
Menjivar, Caroline Democratic Yea
Padilla, Stephen C. Democratic Yea
Pérez, Sasha Renée Democratic Yea
Reyes, Eloise Gómez Democratic Yea
Richardson, Laura Democratic Yea
Rubio, Susan Democratic Yea
Smallwood-Cuevas, Lola Democratic Yea
Stern, Henry I. Democratic Yea
Umberg, Thomas J. Democratic Yea
Wahab, Aisha Democratic Yea
Weber Pierson, M.D., Akilah Democratic Yea
Wiener, Scott D. Democratic Yea
Alvarado-Gil, Marie Republican Not Voting
Choi, Steven S. Republican Not Voting
Dahle, Megan Republican Yea
Grove, Shannon Republican Not Voting
Jones, Brian W. Republican Not Voting
Niello, Roger W. Republican Yea
Ochoa Bogh, Rosilicie Republican Yea
Seyarto, Kelly Republican Yea
Strickland, Tony Republican Yea
Valladares, Suzette Martinez Republican Yea

Official roll call →

Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations]

Passed 6 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democratic 5000
Republican 1001
Total 6001
% of votes cast 86%0%0%14%
How each member voted (7)
Member Party Vote
Becker, Josh Democratic Yea
Menjivar, Caroline Democratic Yea
Padilla, Stephen C. Democratic Yea
Richardson, Laura Democratic Yea
Rubio, Susan Democratic Yea
Jones, Brian W. Republican Not Voting
Niello, Roger W. Republican Yea

Official roll call →

Subjects

public-safety finance housing
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Frequently asked questions

What does SB 877 do?
Residential property insurance: loss estimate transparency.
Who sponsors SB 877?
SB 877 is sponsored by Harabedian, Ochoa Bogh, Pérez, Sasha Renée (Democratic), and Allen, Benjamin (Democratic).
What is the current status of SB 877?
This bill has been sent to the executive. Introduced January 06, 2026. It awaits signature.
Where can I track SB 877?
Track SB 877 free on One Click Politics — get push/email alerts when it moves.

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