Virginia 2026 Session Status: Introduced

HB725 — Financial services; open-end credit plans, promotional annual percentage rates.

Last action — Left in Labor and Commerce

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House of Delegates
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House of Delegates. Introduced January 13, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Financial services; open-end credit plans, promotional annual percentage rates.

Bill Text

We don't have the full text on file for this bill yet.

Read HB725 on the official Virginia source →

Action History

  1. H Left in Labor and Commerce

  2. H Subcommittee recommends striking from the docket (9-Y 0-N)

  3. H Fiscal Impact Statement from State Corporation Commission (HB725)

  4. H Placed on Labor and Commerce Agenda

  5. H Assigned HCL sub: Subcommittee #1

  6. H Referred to Committee on Labor and Commerce

  7. H Prefiled and ordered printed; Offered 01-14-2026 26102303D

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 147 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (147)

147 members have not signed on to this bill.

Show all 147 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subcommittee recommends striking from the docket

Passed 9 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 9001
Total 9001
% of votes cast 90%0%0%10%
How each member voted (10)
Member Party Vote
Irene Shin — Yea
Israel D. O'Quinn — Yea
JJ Singh — Yea
Jason S. Ballard — Yea
Jeion A. Ward — Not Voting
Laura Jane Cohen — Yea
Michelle Lopes Maldonado — Yea
Rae Cousins — Yea
Richard C. "Rip" Sullivan, Jr. — Yea
Terry G. Kilgore — Yea

Official roll call →

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB725 do?
Financial services; open-end credit plans, promotional annual percentage rates.
Who sponsors HB725?
HB725 is sponsored by James A. "Jay" Leftwich.
What is the current status of HB725?
This bill has been introduced in the House of Delegates. Introduced January 13, 2026. It must pass committee before a floor vote.
Where can I track HB725?
Track HB725 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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