United States 119th Congress Status: In Committee 3 R cosponsors

HR 7862 — National Flood Insurance Program Clarification Act of 2026

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced March 09, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 20% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 3 sponsors

    1 primary, 2 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (3 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

HR 7862 introduces new measures to improve financial services oversight.

This bill aims to enhance the monitoring and regulation of financial services. It seeks to ensure greater accountability and transparency within the sector.

What this means for you
  • Families: Families may benefit from increased financial security and improved consumer protections as a result of these regulations.
  • Consumers: This means more protection for your financial transactions and peace of mind in the financial services you use.
  • Small Business: Stronger oversight could lead to better funding opportunities and safer financial services for your business.

Bill Text

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 2 co-sponsors · 544 not signed on

Sponsors (1)

Co-sponsors (2)

Not signed on (544)

544 members have not signed on to this bill.

Show all 544 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance housing environment
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 7862?
HR 7862 is sponsored by Harrigan, Pat (Republican), Weber, Randy K. Sr. (Republican), and Bentz, Cliff (Republican).
What is the current status of HR 7862?
This bill is in committee in the House. Introduced March 09, 2026. It must pass committee before a floor vote.
Where can I track HR 7862?
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Last checked for changes 3 months ago · updated continuously

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