United States 119th Congress Status: In Committee 8 R cosponsors

HR 5775 — FCRA Liability Harmonization Act

Last action — Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 23.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced October 17, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 8 sponsors

    1 primary, 7 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (8 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill seeks to align liability standards under the Fair Credit Reporting Act.

This legislation aims to harmonize the liability provisions related to the Fair Credit Reporting Act (FCRA). Its goal is to create uniform standards around how individuals and entities are held accountable under the FCRA.

Bill Text

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  4. Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  5. Committee Consideration and Mark-up Session Held

  6. Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 23.

Sponsors

Sponsorship breakdown

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1 sponsors · 7 co-sponsors · 539 not signed on

Sponsors (1)

Co-sponsors (7)

Not signed on (539)

539 members have not signed on to this bill.

Show all 539 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 5775?
HR 5775 is sponsored by Loudermilk, Barry (Republican), Wagner, Ann (Republican), Fitzgerald, Scott (Republican), Meuser, Daniel (Republican), Kim, Young (Republican), Huizenga, Bill (Republican), Williams, Roger (Republican), and Moore, Tim (Republican).
What is the current status of HR 5775?
This bill is in committee in the House. Introduced October 17, 2025. It must pass committee before a floor vote.
Where can I track HR 5775?
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Last checked for changes 3 months ago · updated continuously

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