United States 117th Congress Status: In Committee 13 D cosponsors

HR 6749 — Clean Slate through Repayment Act of 2022

Last action — Referred to the House Committee on Education and Labor.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 117th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there are no live odds of enactment. It would have to be reintroduced in the current session to move again.

Summary

Clean Slate through Repayment Act of 2022 This bill provides for the removal of any adverse credit history related to a defaulted federal student loan from a borrower's credit history once the borrower has repaid in full the amount due on the loan.

Bill Text

How this bill changes current law

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Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill adds a provision that requires the removal of loan default records from a borrower's credit history upon full repayment of the loan.

  • Part G of title IV of the Higher Education Act of 1965 (20 U.S.C. 1088 et seq.)

    SEC. 495. REMOVAL OF RECORD OF DEFAULT. Upon repaying in full the amount due on a defaulted loan made, insured, or guaranteed under this title, the Secretary, guaranty agency, or other holder of the loan shall request any consumer reporting agency to which the Secretary, guaranty agency, or holder, as applicable, reported the default of the loan, to remove any adverse item of information relating to such loan from the borrower's credit history.

    This new section mandates that once a borrower repays their defaulted loan fully, any record of that default must be erased from their credit history.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Education and Labor.

Sponsors

Sponsorship breakdown

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1 sponsors · 12 co-sponsors · 534 not signed on

Sponsors (1)

Co-sponsors (12)

Not signed on (534)

534 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

civil-rights labor education
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Frequently asked questions

What does HR 6749 do?
Clean Slate through Repayment Act of 2022 This bill provides for the removal of any adverse credit history related to a defaulted federal student loan from a borrower's credit history once the borrower has repaid in full the amount due on the loan.
Who sponsors HR 6749?
HR 6749 is sponsored by Ross, Deborah K. (Democratic), Stevens, Haley M. (Democratic), Williams, Nikema (Democratic), Adams, Alma S. (Democratic), Roybal-Allard, Lucille (Democratic), Norton, Eleanor Holmes (Democratic), Bonamici, Suzanne (Democratic), McBath, Lucy (Democratic), Manning, Kathy E. (Democratic), Costa, Jim (Democratic), DeGette, Diana (Democratic), Scanlon, Mary Gay (Democratic), and Schakowsky, Janice D. (Democratic).
What is the current status of HR 6749?
This bill died with 117th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HR 6749?
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Last checked for changes 3 months ago · updated continuously

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